Digital Gems

aka Mortgage Equity Withdrawal (MEW)

We have just completed our latest nationally representative Climate Change in the American Mind survey and find that American views about climate change have shifted significantly in the past 6 months. The results are timely, as members of Congress are […]

The author of the ground-breaking book Gender Trouble says we should not be surprised when the category of women expands to include trans women

Less than 14% of community college students go on to get a bachelor's degree.

MCLEAN, Va., Sept. 20, 2021 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released an analysis showing that appraisal values are more likely to fall below the contracted sale price of a home in census tracts with a higher share of Black and Latino households, resulting in an appraisal gap.

Mortgage giant Freddie Mac examined 12 million home appraisals between 2015 and 2020 — and found significant racial differences.

As co-founder of a website tracking the spectrum of digital collectibles, Gauthier Zuppinger has seen it all. Drawings of toads, apes, abstract blobs, octopuses on heads, fire-breathing devils, and more.

The tendency of sons to follow in their fathers’ occupational footsteps is well known, but the effect of mothers is also powerful, it turns out.

In this paper, we integrate recent theoretical and empirical developments in predictive coding and active inference accounts of interoception (including the Embodied Predictive Interoception Coding model) with working hypotheses from the theory of ...

Nearly 70% of darker Latinos said their skin color prevented their job advancement.

Note: At the beginning of the pandemic, the delinquency rate increased sharply (see table below).   Loans in forbearance are counted as deli...

The US Bureau of Labor Statistics (BLS) projects that around 11.9 million new jobs will be created between 2020 and 2030. Here's where you can expect windfall employment opportunities and other sectors where gigs are diminishing.

Professors are struggling to teach Gen Z

Roughly a quarter of American adults (23%) say they haven’t read a book in whole or in part in the past year.

Rent paid as a share of income is forecast to rise beyond 30% by December for the typical U.S. renter, which is considered housing burdened.

Here is an initial look at the prime age (25 to 54) participation rate. The first graph shows the prime age participation rate since 1948....

iBuyers were part of 1% of all U.S. home transactions in Q2, with homeowners using an iBuying service to sell more than 15,000 homes.

Research shows an overwhelming majority of Americans say they aren’t working in their dream job.

CR Note: Back in November, housing economist Tom Lawler wrote The Dismal Demographics of 2020 . Here is an update from Tom Lawler: Updat...

What is happening? Why? And what will happen.

Canadian household indicators are showing their debt problems are rapidly resurfacing. Statistics Canada (Stat Can) data shows the ratio of household debt to disposable income surged in Q2 2021. This measure indicates debt is growing faster than the rate of income. Debt as a ratio of income has actually never seen such fast annual growth […]

The Department of Housing and Urban Development disproportionately sells homes in flood-prone areas, NPR finds. Housing experts warn that this can lead to big losses for vulnerable families.

Western housing shortages do not just prevent many from ever affording their own home. They also drive inequality, climate change, low productivity growth, obesity, and even falling fertility rates.

Competition is easing as homebuyers grow tired of sky-high asking prices and the housing market enters its typical seasonal slowdown.

From the BLS : The Consumer Price Index for All Urban Consumers (CPI-U) increased 0.3 percent in August on a seasonally adjusted basis af...

Nature Human Behaviour - Using a large dataset of workers and technology use from before and after the COVID-19 pandemic, Yang et al. find that firm-wide remote work caused the collaboration...