Real Estate

Changes to the National Flood Insurance Program are about to take effect, and they are not good news for people living near the water.

New federal flood insurance rates that better reflect the real risks of climate change are coming. For some, premiums will rise sharply.

Surging rents and low mortgage rates mean that the monthly cost of buying a starter home is more affordable than renting in nearly half of the biggest housing markets across the country.

The Case-Shiller house price indexes for July were released this morning. Zillow forecasts Case-Shiller a month early, and I like to chec...

aka Mortgage Equity Withdrawal (MEW)

MCLEAN, Va., Sept. 20, 2021 (GLOBE NEWSWIRE) -- Freddie Mac (OTCQB: FMCC) today released an analysis showing that appraisal values are more likely to fall below the contracted sale price of a home in census tracts with a higher share of Black and Latino households, resulting in an appraisal gap.

Mortgage giant Freddie Mac examined 12 million home appraisals between 2015 and 2020 — and found significant racial differences.

Note: At the beginning of the pandemic, the delinquency rate increased sharply (see table below).   Loans in forbearance are counted as deli...

Rent paid as a share of income is forecast to rise beyond 30% by December for the typical U.S. renter, which is considered housing burdened.

iBuyers were part of 1% of all U.S. home transactions in Q2, with homeowners using an iBuying service to sell more than 15,000 homes.

What is happening? Why? And what will happen.

The Department of Housing and Urban Development disproportionately sells homes in flood-prone areas, NPR finds. Housing experts warn that this can lead to big losses for vulnerable families.

Western housing shortages do not just prevent many from ever affording their own home. They also drive inequality, climate change, low productivity growth, obesity, and even falling fertility rates.

Competition is easing as homebuyers grow tired of sky-high asking prices and the housing market enters its typical seasonal slowdown.

States with a large number of renters at risk of eviction and very few vacant homes for rent could see the biggest disruptions to their housing markets.

For the first time, Miami was the top destination among people looking to move to a different metro. It was followed by Sacramento, Phoenix and Las Vegas.

Redfin CEO Glenn Kelman joins "Closing Bell" to discuss how climate change could affect homebuying as extreme weather becomes more common and puts properties at risk.

The housing market continues to set new records.The S&P CoreLogic Case-Shiller U.S. National Home Price Index just reported its highest one-year gain in history, up nearly 19% through the end

Repurposed with style.

The worst problems are in the neighborhoods that aren’t gentrifying.

The new multifamily buildings in your neighborhood actually slow displacement.

One of San Francisco's tallest skyscrapers, Millennium Tower has sunk since construction began in 2006 and is tilting.

Home prices in the U.S. are now 41% higher than their last peak during the housing boom in 2006.

The Parkers suspected they were victims of what’s known as “appraisal discrimination.” That’s when a home is valued lower than its actual worth because of the owner’s race. A federal task force is studying the problem and is scheduled to make recommendations by early 2022.

Even accounting for factors lenders said would explain disparities, people of color are denied mortgages at significantly higher rates than white people.

Hello to my Housing Notes subscribers... ...lots of fresh housing market information and good reads awaiting discovery by you... Jonathan Miller

The U.S. counties with the largest share of homes facing high heat, drought, fire, flood and storm risk are becoming more populous due to migration.

Earlier: NAR: Existing-Home Sales Increased to 5.99 million in July Two key points: 1) Existing home sales are somewhat above pre-pandem...

Reckoning with its historical role in promoting racism in homeownership, real estate professionals are rewriting rules and working to help increase Black homeownership.