StraffiLaw

A debt negotiation attorney can help you settle debts for less than you owe. But debt negotiation carries real risks. Yo... https://www.facebook.com/straffiandstraffi/posts/pfbid02YdLAs6MrFS6W4x6p1tXNmyQaqeybi94yQsmom6TvjhYuAnJ4Up2pVFE2cGyTfcsHl

When you file for Chapter 7 bankruptcy, most collection calls, lawsuits, wage garnishments, and other debt pressure have... https://www.facebook.com/straffiandstraffi/posts/pfbid02xzBZeF1JQWjj3B9VwzxNBEc5YZv9eaXodmqbfMptJmXu145qxAaDuMn2h9idCyiel

Debt negotiation means asking creditors to accept less than you owe. A lawyer or company speaks with your creditors on your behalf. The goal is simple: cut your balance so you can move forward. straffilaw.com/new-jersey-de… https://x.com/StraffiStraffi/status/2003705198867304879

— Straffi & Straffi Attorneys at Law (@StraffiStraffi) Dec 24, 2025 https://x.com/StraffiStraffi/status/2003705242290962569

Consumers are taking on more debt this holiday, even as they grow less confident in the economy cnbc.com/2025/12/23/credit-c… https://x.com/StraffiStraffi/status/2003704951545934182

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Under11 U.S.C. § 727, the bankruptcy court appoints a trustee to sell your non-exempt assets and distribute the proceeds to creditors. Most Chapter 7 cases in New Jersey are no-asset cases, meaning you keep all your property and walk away debt-free. https://x.com/StraffiStraffi/status/2003702342391103568

Jersey Shore mayor’s bankruptcy filing reveals nearly $6 million in debt https://x.com/StraffiStraffi/status/2003701992217076223

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Debt restructuring in New Jersey offers individuals and businesses a way to manage overwhelming debt by modifying repaym... https://www.facebook.com/straffiandstraffi/posts/pfbid0FPPP6p3JGLSvxUtQCpAPa4LJPJvFXFX9nr7y9R2a9TJJK5uJ5kwopAu8Ko7isMjkl

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Debt restructuring is the process of modifying existing debt agreements to make repayment more manageable. This can involve lowering interest rates, extending loan terms, reducing the principal balance, or adjusting payment schedules to avoid default. https://x.com/StraffiStraffi/status/1996539266025841105

Ocean City Mayor Jay Gillian announces personal bankruptcy filing https://x.com/StraffiStraffi/status/1996538905428983841

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Before you make a single phone call to a creditor, you must shift your mindset from panic to control. Creditors and their attorneys thrive on your fear and lack of preparation. https://x.com/StraffiStraffi/status/1994059124305174676

New Jersey Forgives $59 Million in Medical Debt for 48,000 Residents https://x.com/StraffiStraffi/status/1994058725401784429

Running a small business in New Jersey comes with challenges that can quickly turn financial stability into financial di... https://www.facebook.com/straffiandstraffi/posts/pfbid0HuHdcTcJ1jtAt1M4hUV5X5nzoVRxWn1wVNMS66ruum9uj4UWWZP2bQBsH59mD9bPl

When creditors pursue garnishment, they can legally seize funds from your bank account, often without prior notice, to s... https://www.facebook.com/straffiandstraffi/posts/pfbid02xE3DVfYv1K12KV69ShQuSsanff7h2NAszzV4MHQEhaXJq5qugu4GhFsBLd1rXwntl

Understanding the specific laws and exemptions can be crucial in protecting your assets when filing for a Chapter 7 bank... https://www.facebook.com/straffiandstraffi/posts/pfbid02MYHArKaWWbCimR6z8pLcJSLZKW5xax9We35YHmong23RoSKemYjV7ZazF58Yd5qAl

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When you apply for a job, rental property, or loan, you might wonder if your past bankruptcy will show up on your backgr... https://www.facebook.com/straffiandstraffi/posts/pfbid035PoTqDpvJsoFbg7VL3VXvp7gEihhpJJ95UZji4pKCCtHqVhZ5dHacueNoXR5YcQxl

Debt-Negotiation Strategies for New Jersey Small-Business Owners - Daniel Straffi - BSPE Legal Marketing Podcast https://www.buzzsprout.com/2026843/episodes/18250089-debt-negotiation-strategies-for-new-jersey-small-business-owners-daniel-straffi

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Bank account garnishment in New Jersey is a legal mechanism that allows creditors to seize funds directly from a debtor’s bank account to satisfy outstanding judgments. https://x.com/StraffiStraffi/status/1992984654769512489

Grace period for student loan borrowers who graduated in May 2025 ends soon: What to know to start repayment https://x.com/StraffiStraffi/status/1992984223016247534

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Chapter 7 bankruptcy, also known as liquidation bankruptcy, is a process that allows individuals to eliminate most of their unsecured debts, such as credit card debt, medical bills, and personal loans. https://x.com/StraffiStraffi/status/1992909906328817889

N.J. hospital says it can’t pay employees, must close after 152 years https://x.com/StraffiStraffi/status/1992909659976409539

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