Personal Finance Institute

California's top insurance regulator says he will approve an emergency request from State Farm to raise home insurance rates for roughly a million customers if the company can justify the hike at a public hearing.

Gold prices reached $3,000 an ounce for the first time in history Friday, boosted by demand for safe-haven assets as investors fret about President Donald Trump’s tariffs and geopolitics.

Nearly three-quarters of consumers (71.2%) have a good or better credit score (670 or higher) in 2024.

On Friday, I had a 45 minute lesson at Eastside Prep. with my main learning objective to help the students understand their risk profile and how that impacts their approach to investing (for more on helping students understand risk, listen to my recent podcast with NY Times columnist Ron Lieber) We started with a PollEverywhere with the students creating a word cloud on what words came to mind when they think about risk: A class discussion ensued in which we discussed how we often associate negative terms (trouble, caution, fear, lost, losing money, loss) with risk. I transitioned the conversation to the importance of risk when it comes to investing and introduced the concept of return (or how much profit you earn from an investment). I asked the students to write down what they thought their risk profile was.

How well do you know your investing habits? Take this quiz to find out.

John Hope Bryant argues that raising credit scores could increase our life expectancies and lessen political division.

52% of the S&P 500 has made gains in 2025. So far....

Informed analysis of Amazon's US retail business built on CIRP data. Click to read CIRP - Amazon Report, by Michael Levin and Josh Lowitz, a Substack publication with hundreds of subscribers.

America loses money while making some of its money....

State’s largest home insurer, which has paid customers over $1bn, claims fires put firm under increased financial strain

Student loan debt has increased fivefold over the past two decades.

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In this graphic, we break down how Americans spend an average of $77,300 annually across key spending categories.

As Americans are already dealing with historically high mortgages a new crisis is looming over the housing market. In 2023, 18 of the top 20 home insurance providers in the U.S. had loss ratios over 100%. Home insurance premiums are on the rise and severe weather is getting worse and worse. Let’s dig into America’s homeowners insurance crisis. Subscribe to Morning Brew Sign up for free today: https://www.morningbrew.com/daily/subscribe?utm_campaign=mb_yt&utm_medium=multimedia&utm_source=youtube Follow The Brew! Instagram - https://www.instagram.com/morningbrew/ Twitter - https://twitter.com/MorningBrew Tik Tok - https://www.tiktok.com/@morningbrew

Frustration with rising menu prices and ubiquitous tip prompts lead to a six-year low.

Do you ever second-guess yourself for not investing in a certain stock? It's time to find out what you could've made.

Do you wonder how much you could've made if you invested in a certain stock? let's find out using our stock calculator

Americans won’t have to worry about unpaid medical bills damaging their credit reports and scores much longer.

Purchases of calorie-dense, processed items such as chips, baked goods and cookies were most affected, according to findings by Cornell University and Numerator.

In 2024, the S&P 500 surged 23%, setting a series of record highs. We show these returns in a historical context spanning 150 years.

The loss-making startup now has $10+ billion to play with...

Ranking the world's top companies by market cap, market value, revenue and many more metrics

Calculate your investment growth over time with our easy-to-use investment calculator

nam NGPF Activity Bank Budgeting PLAY: Budget Frenzy! SUMMARY The objective of this activity is to recognize the different types of variable expenses that a young adult might face and consider the challenges of budgeting for variable expenses. In this fast-paced game, students have to m...