Consider your options: 3 reasons to downgrade from the Amex Platinum to Amex Gold

While The Platinum Cardrom American Express has travel and lifestyle perks aplenty, it also is one of the most expensive cards on the market at $695 per year (see rates and fees). Meanwhile, slotted below the Platinum is the American Expressold Card, a product that carries fewer benefits but a more palatable $250 Š