How To Watch New Mexico State Vs. New Mexico: TV Channel, NCAA Football Live Stream Info, Start Time – CBS Sports https://dentoncountynewsonline.com/how-to-watch-new-mexico-state-vs-new-mexico-tv-channel-ncaa-football-live-stream-info-start-time-cbs-sports/ Who’s Playing New Mexico @ New Mexico State Current Records: New Mexico 2-4; New Mexico State 1-5 What to Know The New Mexico State Aggies haven’t won a contest against the New Mexico Lobos since Sept. 9 of 2017, but they’ll be looking to end the drought on Saturday. New Mexico State will take on New Mexico at 8 p.m. ET at Aggie Memorial Stadium after a week off. Coming off of a loss in a game they were expected to win, the Aggies nows face the more daunting task of proving themselves against unfavorable odds. New Mexico State came up short against the FIU Panthers two weeks ago, falling 21-7. If the result catches you off guard, it should: New Mexico State was far and away the favorite. Their only offensive touchdown came from RB Star Thomas. There was early excitement for New Mexico after they claimed the game’s first points last week, but it was the Wyoming Cowboys who ended up claiming the real prize. The Lobos fell to Wyoming 27-14. New Mexico was up 14 to nothing at the end of the first quarter but couldn’t hold on to the lead. No one had a standout game offensively for New Mexico, but they got one touchdown from QB Miles Kendrick. The losses put New Mexico State at 1-5 and New Mexico at 2-4. A pair of defensive stats to keep in the back of your head while watching: The Aggies come into the game boasting the 35th fewest passing yards allowed per game in the nation at 199.5. As for the Lobos, they rank 25th in the nation when it comes to passing touchdowns allowed, with only six on the season. How To Watch When: Saturday at 8 p.m. ET Where: Aggie Memorial Stadium — Las Cruces, New Mexico TV: Flo Football Follow: CBS Sports App Odds The Lobos are a solid 6.5-point favorite against the Aggies, according to the latest college football odds. Over/Under: -111 See college football picks for every single game, including this one, from SportsLine’s advanced computer model. Get picks now. Series History New Mexico have won four out of their last six games against New Mexico State. Sep 11, 2021 – New Mexico 34 vs. New Mexico State 25 Sep 21, 2019 – New Mexico 55 vs. New Mexico State 52 Sep 15, 2018 – New Mexico 42 vs. New Mexico State 25 Sep 09, 2017 – New Mexico State 30 vs. New Mexico 28 Sep 10, 2016 – New Mexico State 32 vs. New Mexico 31 Oct 03, 2015 – New Mexico 38 vs. New Mexico State 29

Metaverse VP Sharma To Head Stripe’s Revenue And Financial Management – PYMNTS.com https://dentoncountynewsonline.com/metaverse-vp-sharma-to-head-stripes-revenue-and-financial-management-pymnts-com/ A vice president of Meta’s virtual reality (VR) social platform Horizon Worlds is now over at Stripe working with a new product team. Vivek Sharma started as Stripe’s new head of revenue and financial management this week and is collaborating with a new team developing products aimed at helping businesses manage, track and analyze their revenue, according to his LinkedIn post on Friday (Oct. 14). “There’s been huge creativity in online business models over the last decade. Retailers are becoming marketplaces and platforms, marketplaces are becoming retailers, fintech and the creator economy are everywhere,” Sharma said. “But financial systems haven’t kept up. Businesses are still constrained by the basics: how do we bill our users and/or support new billing models? How do we track all of these financial assets and obligations sloshing around in the cloud? And how do we do this compliantly in markets around the world?” See also: Meta’s VP of Horizon Vivek Sharma Steps Down Sharma stepped down in August, replaced by Vishal Shah, PYMNTS reported at the time. Sharma was part of a team developing the virtual experience inside the metaverse accessible by users through Meta’s VR devices. His exit followed criticism over the graphics quality of Horizon Worlds after CEO Mark Zuckerberg released an in-world avatar of himself that had no legs and was called dated in its appearance and overall quality.  Read more: Meta Metaverse Weekly: In Horizon Worlds, Emperor Has No Legs At Stripe, Sharma moves away from the problems of the metaverse and instead takes on revenue and financial management for businesses in the regular universe.   “We’re helping businesses earn more money in more ways — vital in the current slowdown — and make accounting, tax and analytics a ton easier so they can manage that revenue for a lot less effort,” Sharma said. “Stripe powers millions of businesses. … Getting this right could be a big driver of economic opportunity for businesses around the world,” he added. Sign up for our daily newsletter. We’re always on the lookout for opportunities to partner with innovators and disruptors. Learn More https://www.pymnts.com/transportation/2022/stripe-sees-surge-in-platforms-and-digital-payments-aimed-at-truckers-productivity-problems/partial/ See More In: B2B, B2B Payments, ecommerce, Horizon Worlds, Meta, Metaverse, News, Retail, Stripe, Vivek sharma, What’s Hot, What’s Hot In B2B

DC Stays Old School While Going Preschool In ‘Batwheels’ – Animation World Network https://dentoncountynewsonline.com/dc-stays-old-school-while-going-preschool-in-batwheels-animation-world-network/ The phrase “kick-ass” is probably not one often heard associated with a preschool show. But, then again, how else does one describe a Batmobile car chase? Even if it’s geared toward four-year-olds.  Batwheels – starring award-winning actor, writer, and director Ethan Hawke as Batman – marks DC’s first-ever Batman preschool series, offering young viewers a high-speed, vibrant CGI-animated iteration of the Caped Crusader. The series features a team of super-vehicles – Bam (the Batmobile), Bibi (the Batgirl Cycle), Redbird (Robin’s racecar), Buff (the Bat-Truck), and Batwing (the Bat-plane) – as they help Batman, Batgirl, and Robin keep the streets of Gotham City safe. Whether it’s facing down the Legion of Zoom or one of Gotham City’s notorious Super-Villains, the Batwheels will use their incredible gadgets and creative teamwork to save the day. Based on characters from DC, Batwheels is produced by Warner Bros. Animation, Bang Zoom! Entertainment, and DC Entertainment with animation by Superprod Studio. The first seven episodes will premiere on Cartoon Network’s Cartoonito Monday, October 17 and on the Cartoonito hub on HBO Max Tuesday, October 18.  “I am extremely proud of the show because we tried to attract and involve an audience as young, old, and diverse as possible so everyone can enjoy the ride,” says supervising producer Simon J. Smith. “And we managed to create a legit Batman, in a legit Gotham City, but also create a brand-new set of Batman superheroes. The action is kick-ass and it’s funny too!” Batwheels creator Michael G. Stern, who co-executive produces the series with Looney Tunes Cartoons’ Sam Register, adds, “It still feels like a fully valid Batman world that any fan would love. We just drew out and emphasized the more fun, colorful aspects that are already there and added this batch of new, fun vehicle characters – the Batwheels and the Legion of Zoom. I don’t like to approach adaptations by saying, ‘What do I have to change in order to make this work for young kids?’ I prefer to say, ‘What do I have to make sure stays true to the original, awesome IP, so that kids will fall in love with it the same way I did?’” “The most rewarding thing for me is knowing that for a whole new generation, this will be their first Batman,” notes Stern. “It’s a huge responsibility, but I feel very proud of the version we’re presenting to them. What’s even cooler is that this will also be their first Robin, and he’s African American, and their first Batgirl, and she’s Asian American. How cool is that?” But as rewarding as the experience has been for Stern, known for writing and producing preschool series like Doc McStuffins and Sofia the First, it came with plenty of unique challenges. Mainly, creating an entertaining, fun kids’ series out of one of pop culture’s darkest superhero stories.  “Obviously, we don’t deal with the trauma in Batman’s past or tell the psychotic origin stories of the villains to a preschool audience,” says Stern, whose show does feature villains Penguin, The Riddler, Harley Quinn, and others. “But we don’t deny the existence of these things either. If you want to believe that The Joker was dropped in a vat of acid and went insane, our show doesn’t contradict that. We just don’t tell that origin story. And Batman is who he is on our show. What made him into that masked vigilante, we don’t get into. But if you want to believe the death of his parents did that, we don’t contradict that idea.” For Stern, it was important to “keep Batman Batman,” the same mysterious, cool character most DC fans all know and love and not dumb him down or “kiddify” him for the show’s audience. “I believe this audience is underestimated,” says Stern. “They had never been allowed to see Batman the way grownups do. But why not? I want to allow preschoolers to have the same experience we all get to have when we watch a superhero movie or series. They deserve to have the same fun! Once I decided to do that, I needed other characters that young kids could relate to, which is where the vehicles came in. They would be the ‘kid’ characters our young audience would see the stories through.” In the show, having just been created by the Batcomputer (SungWon Cho), heroes Bam (Jacob Bertrand), Bibi (Madigan Kacmar), Redbird (Jordan Reed), Buff (Noah Bentley) and Batwing (Lilimar, or Lili Mar) are essentially kids with little to no life experience, which means the characters are learning right alongside Batwheels’ preschool audience. “This is the first TV show that I’ve worked on and I really wanted Batwheels to feel like a Batman movie when you are watching it,” says Smith, known for directing Penguins of Madagascar and Bee Movie. “I wanted to bring as much of a cinematic nature to Batwheels, without being too intense, so the whole family can enjoy it. As soon as I read the first four scripts, I recognized what Michael was doing. Not trying to change Batman or Gotham City, just not highlighting anything that would be inappropriate for our young audience. I really appreciated that.” The team’s approach to the animation also played a vital role in ensuring the show would entertain, and not terrify, its audience. It would be easy to slip into making the color pallet a bit too dark, the character designs a bit too gritty – but the Batwheels crew took an interesting turn with the designs, making them bubbly, almost like a Super Mario game. “We knew this show was for an audience of four-year-olds and up and that the entire show would be set at night, which is pretty rare for this audience,” admits Smith. “So, we wanted to make sure everyone would gravitate to the screen if they saw an image of the show and a word we kept coming back to was ‘fun.’ It may sound cliche, but it really worked for every aspect of the show. If it didn’t feel ‘fun,’ it shouldn’t be in the show. For the colorscript, we tried to find a reference for a place where families go at night and have lots of fun: a theme park! So that’s how we came up with the colorful palette of the show. We lit Gotham City like it was a theme park.” He adds, “For the animation of the action scenes, I came up with a shorthand recipe: Fast & Furious: + Batman = Batwheels.” And, of course, these hero vehicles also go hood to hood with villain vehicles, including helicopters. So, the next challenge was making these cars look like legitimate members of the DC universe, fierce defenders of Gotham, but also friendly and approachable for kids.  “Those were the biggest challenges because, in our Batwheels universe, it’s really two shows in one,” says Smith. “It’s not only a human superhero show with the Batfamily and traditional Batman villains, but also an animated vehicle superhero show and all the vehicle villains. And Batman and co get into the Batmobile or Batwing, or Robin’s Redbird car and use them as legit kick-ass vehicles.” Smith says the team wanted the “visceral impact of the CG but not the intense, realistic VFX that could scare the little ones.”  “Our animation supervisor came up with a test,” explains Smith. “He animated the eyes and mouth of Bam on 2’s, but rendered the CG car on 1’s. It was a resounding success, because you get a familiar 2D animated feel to the character but still retain the high-impact CG properties to the vehicle. We did the same thing as any big VFX in the show and leaned into the 2D feel for surfacing of the world and characters. All the water, fire, explosions, smoke, are 2D animated. And, in the surfacing, there are painted highlights on objects as well as light hitting the objects. So, throughout the show there’s a lot of 2D/3D integration.” With both Smith and Stern harboring a “mega-geek level love” for Batman and the DC universe, the two are hoping and praying they’ve done all they can to bridge the gab between the preschool and older kids’ worlds.  “I would like audiences to not think of Batwheels as, ‘that preschool show with Batman.’ I want them to think of it as, ‘that cool Batmobile show.’ Then I’ll know we have succeeded. And somewhere in there, behind all the awesome action and fun, if young kids learn a little something about how to navigate the issues they face, how to get along in the world, then that’s the cherry on top.” Victoria Davis is a full-time, freelance journalist and part-time Otaku with an affinity for all things anime. She’s reported on numerous stories from activist news to entertainment. Find more about her work at victoriadavisdepiction.com.

3 Emerging Crypto Trends To Keep An Eye On While Bitcoin Price Consolidates – Cointelegraph https://dentoncountynewsonline.com/3-emerging-crypto-trends-to-keep-an-eye-on-while-bitcoin-price-consolidates-cointelegraph/ This week, Bitcoin’s (BTC) price took a tumble as a hotter-than-expected consumer price index (CPI) report showed high inflation remains a persistent challenge despite a wave of interest rate hikes from the United States Federal Reserve. Interestingly, the market’s negative reaction to a high CPI print seemed priced in by investors, and BTC’s and Ether’s (ETH) prices reclaimed all of their intraday losses to close the day in the black.  A quick look at Bitcoin’s market structure shows that even with the post-CPI print drop, the price continues to trade in the same price range it has been in for the past 122 days. Adding to this dynamic, Cointelegraph market analyst Ray Salmond reported on a unique situation where Bitcoin’s futures open interest is at a record high, while its volatility is also near record lows. These factors, along with other indicators, have historically preceded explosive price movements, but history will also show that predicting the direction of these moves is nearly impossible. So, aside from multiple metrics hinting that a decisive price move is brewing, Bitcoin is still doing more of the same thing it’s done for the past 4.5 months. With that being the case, it is perhaps time to start looking elsewhere for emerging trends and possible opportunities. Here are a few data points that I’ve continued to be intrigued by. New rotations will emerge ETH’s price has lost its luster in the now post-Merge era, and the asset now reflects the bearish trend that dominates the rest of the market. Since the Merge, ETH’s price is down 30% from its $2,000 high, and it’s likely that a good deal of the speculative capital that backed the bullish Merge narrative is now in stablecoins looking for the next investment opportunity. Aside from ETH being an asymmetrical performer in the last four months, Cosmos (ATOM) also defied the market downtrend by posting a monster rally from $5.40 to $16.85. As covered thoroughly by Cointelegraph, oversold conditions, along with the hype of Cosmos 2.0, backed the bullish price action seen in the altcoin, but this chart continues to capture my imagination. ATOM emissions schedule (old vs. new). Source: Cosmos Hub According to the revised Cosmos white paper, the current supply of ATOM will dynamically adjust based on the supply and demand of its staking. As shown in the chart above, when Cosmos 2.0 “kicks in” for the first 10 months, issuance of new ATOM tokens is high, but after the 36th month, the asset becomes deflationary. ATOM/USDT 3-day chart. Source: TradingView From the vantage point of technical analysis, ATOM’s price appears to have hit a local top as the months leading up to Cosmos 2.0 were a “buy the rumor, sell the news” type of event, but it will be interesting to see what transpires with ATOM’s price as the market approaches month 20 in the diagram above. Related: Price analysis 10/14: SPX, DXY, BTC, ETH, BNB, XRP, ADA, SOL, DOGE, MATIC Keep an eye on Ethereum Network activity Ether emissions plummet post Merge. Source: Delphi Digital Since the Ethereum Merge, Ether emissions have dropped by 97%, and while the price has pulled back significantly, over the coming months, investors might keep an eye on Ethereum network activity, developments with ETH staking across decentralized finance (DeFi) and institutional products, along with any spikes in gas (connected to network activity). Ether supply dynamics. Source: Delphi Digital While the price could succumb to bearish pressure in the short term, if the market begins to turn around if new trends trigger increased use of DeFi products, it’s possible that ETH’s price could react positively to those developments. Post-Merge, BTC price action will likely remain king While new trends across various altcoins may emerge, it’s important to remember the wider context in which crypto assets exist. Global economies are on the rocks, and persistently high inflation remains an issue in the United States and many other countries. Bond prices are whipsawing, and a looming debt crisis makes its presence known on a daily basis. Risk-on assets like cryptocurrencies are incredibly volatile, and even the strongest price trends in crypto (whether backed by fundamentals or not) are subject to the whimsy of macro factors such as equities markets, geopolitics and other market events that impact investors’ sentiment. Keeping this in mind, Bitcoin remains the largest asset by market capitalization within the crypto sector, and any sharp moves from BTC’s price are bound to support or suppress the micro trends that might be gaining traction in the market. There is still the possibility of a sharp downside in Bitcoin’s price, so traders are encouraged to calculate investment size according to their own appetite for risk, and while multiple metrics might support opening long positions in various crypto assets, it still seems too early to fully ape in. This newsletter was written by Big Smokey, the author of The Humble Pontificator Substack and resident newsletter author at Cointelegraph. Each Friday, Big Smokey will write market insights, trending how-tos, analyses and early-bird research on potential emerging trends within the crypto market. The views and opinions expressed here are solely those of the author and do not necessarily reflect the views of Cointelegraph.com. Every investment and trading move involves risk, you should conduct your own research when making a decision.

Some Venezuelan Couples Separated Under New U.S.-Mexico Migrant Policy – Reuters Canada https://dentoncountynewsonline.com/some-venezuelan-couples-separated-under-new-u-s-mexico-migrant-policy-reuters-canada/ Venezuelan migrants, expelled from the U.S., and sent back to Mexico under Title 42, stand outside the office of the Center for Integral Attention to Migrants (CAIM) in Ciudad Juarez, Mexico October 14, 2022. REUTERS/Jose Luis Gonzalez MEXICO CITY/CIUDAD JUAREZ, Mexico, Oct 14 (Reuters) – A new U.S.-Mexico border policy geared at deterring Venezuelans fleeing hardship in their home country from entering the United States illegally has separated some families, migrants said on Friday, with several women known to have been sent back to Mexico as their husbands stayed on in the United States. The separations of at least three married couples, as well as a mother returned without her 20-year-old son, occurred during some of the first expulsions of Venezuelans from the United States back to Mexico under the policy announced by officials from the two countries on Wednesday. Under the policy, up to 24,000 Venezuelans may apply for humanitarian entry into the United States by air. U.S. authorities have said they will turn back Venezuelans who attempt to enter at the land border. Register now for FREE unlimited access to Reuters.com About 200 Venezuelans who had crossed by land into the United States were expelled on Thursday to Mexico’s Ciudad Juarez, according to the Jesuit Migrant Services rights group. U.S. officials told Reuters that 300 had been expelled border-wide from the United States the day before. Before Wednesday, Venezuelans who crossed illegally into the United States, many seeking U.S. asylum, were often allowed to stay because it was difficult to send them back to Venezuela or Mexico. “I am alone in a country where I have no one to help me,” said Angelica Ramirez, who had traveled for two months with her husband before entering the Texas border city of El Paso on Monday. Ramirez said her husband was allowed to stay in the United States while she was sent back on Thursday, a move she called “inexplicable.” “He was my only companion, my only help, my only support,” Ramirez said, fighting back tears in an interview near the border wall in Ciudad Juarez, contemplating how to return to Venezuela without money or a cellphone. Ramirez said her two sons, ages 2 and 8, remain in Venezuela. Venezuelans by the millions have left the South American country in recent years, fleeing corruption, economic hardship and political upheaval. Those trekking over land toward the United States have an arduous route through Central America and then into Mexico. Gretchen Kuhner, director of an advocacy group for female migrants in Mexico, said the current situation at the U.S.-Mexico border is chaotic. Numerous advocacy groups have said they are disappointed by the changes under the new policy that they say differentiate unfairly based on nationality and expand the use of a U.S. expulsion order that limits asylum access. Luis Cazorla, 27, said he reached the El Paso border wall on Monday with his wife Katherine Carantona, 29. Once in U.S. detention, they were separated and lost touch for two days, he said. When they spoke again, he had been granted entry to the United States, and said he was shocked to hear she had been sent back to Mexico. “They separated us so unfairly,” Cazorla said. The U.S. Department of Homeland Security (DHS) did not immediately respond to questions about the separated Venezuelans. U.S. border agents do not treat couples and parents with adult children as “family units,” so it is possible for those people to be processed separately. More than 150,000 Venezuelans have been caught crossing the U.S.-Mexico border this year, according to U.S. government data, a sharp rise that has strained American resources at the border and in receiving cities. Some of the Venezuelans sent to Mexico urged fellow migrants to stay where they are to avoid the same outcome, even as a caravan of hundreds of people set off from southern Mexico early on Friday. Register now for FREE unlimited access to Reuters.com Reporting by Daina Beth Solomon in Mexico City, Jose Luis Gonzalez in Ciudad Juarez and Ted Hesson in Washington; Additional reporting by Lizbeth Diaz and Ana Isabel Martinez; Editing by Will Dunham Our Standards: The Thomson Reuters Trust Principles.

Read Georgia Tech’s News Release Announcing J Batt’s Hire – The Atlanta Journal Constitution https://dentoncountynewsonline.com/read-georgia-techs-news-release-announcing-j-batts-hire-the-atlanta-journal-constitution/ The institute made the announcement through a news release that includes quotes from Tech President Ángel Cabrera, Batt, Alabama football coach Nick Saban and other Crimson Tide officials. GEORGIA TECH NAMES J BATT NEW ATHLETIC DIRECTOR (Atlanta, Georgia, October 14, 2022) Today, Georgia Tech named J Batt as its new director of Athletics. Batt is departing the role of executive deputy director of Athletics, chief operating officer, and chief revenue officer at the University of Alabama and will join Georgia Tech on Oct. 24. “We’re excited to welcome J to Georgia Tech. His leadership experience at one of the most competitive programs in the nation and his extraordinary track record in fundraising and revenue generation will bring great value to Georgia Tech,” said Georgia Tech President Ángel Cabrera. “As a former ACCstudent-athlete, J has a keen appreciation for what it takes for students to compete at the highest level while pursuing a degree at a top academic institution. He values and shares our culture of excellence and integrity and our commitment to student well-being and success. I look forward to working with him to secure and invest the resources necessary for a successful athletics program.” As athletic director at Georgia Tech, Batt will report directly to Cabrera and serve as a member of his cabinet. He will be responsible for planning, developing, administering, and advancing Georgia Tech’s intercollegiate athletic programs, with a focus on building an environment that inspires and empowers student-athletes to be champions in academics, competition, and life. “My family and I truly appreciate President Cabrera and his team for this opportunity, and we are incredibly excited to join the Georgia Tech family,” said Batt. “I look forward to working with our student-athletes, coaches, staff, supporters, and fans to reach new heights, on and off the field, and to build on the rich tradition and history of this storied athletics department. We can’t wait to become a part of the Atlanta community. Go Jackets!” Batt was named the top candidate by Cabrera following a national search led by Parker Executive Search. The selection process included interviews with a committee comprised of a coach, senior athletics administrator, student-athlete, student-athlete alum, and faculty member who recommended a set of finalists for consideration by the president. The board of trustees of the Georgia Tech Athletic Association voted unanimously to approve Cabrera’s proposal to appoint Batt. According to Nick Saban, University of Alabama’s head football coach, “Since arriving at Alabama, J has positively affected our program through the success of the Crimson Standard Initiative while being a trusted advisor to our athletic director, Greg Byrne, and an essential part of our administrative team. We set a vision for the future of Alabama Athletics and Alabama football through the Crimson Standard and J as well as his team delivered with impressive results.” University of Alabama President Stuart R. Bell added, “Georgia Tech has made an outstanding hire in J Batt. He is a rising leader within intercollegiate athletics and has made a great impact during his time at the University of Alabama. He is a proven administrator and fundraiser and will be a great ambassador for the Institute and the community.” Batt joined the University of Alabama Athletics team as senior associate athletic director in 2017. He was responsible for guiding revenue generating, including charitable giving, ticketing, Tide Pride, and other revenue sources. He was promoted to COO and senior deputy athletic director in 2021 and to executive deputy director, COO, and chief revenue officer in 2022. Batt oversaw the successful development, implementation, and launch of the Crimson Standard, Alabama Athletics’ 10-year, $600 million capital initiative. He also provided day-to-day leadership of the department as a member of the Athletics executive team and served as the sport administrator for men’s basketball. “J has been such a strong leader as part of our executive team at Alabama. He has incredible vision and has done an outstanding job overseeing many areas of the department, beginning with development when he arrived in 2017,” said Byrne. “He has done a masterful job with the operations of the department. J has been involved in all of our major decisions and has provided constructive insight and feedback to make us better. His experience working directly with our student-athletes, our coaches and Athletics staff, university leadership, and fan base has prepared him well for this moment. We are thrilled for J, his wife, Leah, and boys, Fitz and Graham. Georgia Tech made a home-run hire with J.” Nate Oats, Alabama’s head basketball coach, said, “I am extremely happy for J, Leah, and their boys for this opportunity. His work ethic, character, wisdom, and vision for the University of Alabama have been great assets to our men’s basketball program, and we are thankful for everything he has done to help our team and staff. I think he is a perfect fit at Georgia Tech, and I’m excited to see what the future holds under his leadership.” Previously, Batt was senior associate athletic director at East Carolina University and executive director of the Pirate Club, a position he held from 2013 to 2017. As a member of the ECU athletics executive leadership team, Batt oversaw a development operation that increased total fundraising in 2016 by more than 60% over ECU’s previous best year. He also served as an associate AD and executive director of the Terrapin Club for the University of Maryland from 2011 to 2013. He joined the Terrapin Club staff in 2009 and served as executive director beginning in September 2011. Before his tenure at Maryland, Batt worked in athletics fundraising at James Madison University, the College of William & Mary, and his alma mater, the University of North Carolina at Chapel Hill. A member of the Tar Heels’ 2001 NCAA champion men’s soccer team, Batt graduated from UNC with a bachelor’s degree in journalism and mass communications and a master’s degree in sports administration.

Halifax County Job Postings: October 14, 2022 – Http://www.rrspin.com/ https://dentoncountynewsonline.com/halifax-county-job-postings-october-14-2022-http-www-rrspin-com/ JOB POSTINGS Income Maintenance Caseworker III Department of Social Services Posting # 631048-2548 Description:  The primary duties of this position are to provide potential applicants with information concerning the Medicaid (MA) Program, Long Term Care (LTC) Assistance, Community Alternative Program (CAP), Low Income Energy Assistance Program (LIEAP), Crisis Intervention Program, State/County Special Assistance (S/S-SA) Programs and State/County Special Assistance In-house Programs. It is the responsibility of this position to determine initial eligibility in accordance with the guidelines outlined by the county and state policies and procedures; perform the tasks necessary to complete a re-determination of ongoing eligibility for Medicaid and State/Count Special Assistance with accuracy and timelines; and refer clients to other units, agencies, and organizations for assistance needed beyond the scope of the Income Maintenance programs; and perform other related duties as required. Requirements: Any combination of education and experience equivalent to graduation from an accredited Associate degree program in Human Services Technology, Social Services Associate, Paralegal Technology, Business Administration , Secretarial Science, or a closely related curriculum; OR graduation from high school and two years of paraprofessional, clerical or other public contact experience which included negotiating, interviewing, explaining information, gathering and compiling of data, analysis of data and/or performance of mathematical or legal tasks with at least one year of such experience being in an income maintenance program; OR graduation from high school and three years of paraprofessional, clerical or other public contact work experience which included negotiating, interviewing, explaining information, the gathering and compiling of data, the analysis of data and/or the performance of mathematical or legal tasks. Minimum Additional Training: A fully qualified Income Maintenance Caseworker III has two years of experience as an Income Maintenance Caseworker. Note: In accordance with State mandates and the Halifax County Emergency Operations Plan, Halifax County Social Services staff are required to staff emergency shelters during times of disaster. Please be advised that every staff person is eligible to be assigned to an emergency shelter or Emergency Operations Center. Compensation: The hiring range for this position is $33,850 – $42,860. Halifax County provides a comprehensive employee benefits package, including membership in the N.C. Local Government Employees’ Retirement System. Application Requirements: An official completed Halifax County Application for Employment (HR1107) and college transcripts are required to fully evaluate your qualifications for this position. The completed application and supplemental materials must be received by 5:00 p.m. on or before the closing date; postmarks will not be accepted. All portions on the application, as they relate to your background, must be fully completed. Applications may not refer to a resume’ or other enclosed documents (i.e. “see resume” or “see attached”), nor will these items be accepted in lieu of a completed application. We will be unable to consider incomplete submissions for this position. Unofficial transcripts (e.g. student copies) are acceptable for application purposes. If selected for employment, official transcripts will be required. A criminal background check will be required prior to hiring. Closing Date: Tuesday, October 18, 2022 Apply To:  Halifax County Human Resources Management, 26 North King Street (next to the Historic Courthouse), Post Office Box 646, Halifax, North Carolina 27839-0646, Telephone: (252) 583-1688 **Applicants That Do Not Meet the Full Qualification Requirements, May Be Offered a Trainee or Work/Against Appointment** (only for positions that are work against eligible) Halifax County is a drug-free workplace. A pre-employment drug test will be required of this position with the results being received (negative) prior to the first day of employment. In compliance with the Immigration Reform and Control Act of 1986, we will employ only those individuals who are U.S. citizens or legal aliens authorized to maintain employment in the United States. EOE/M/F/V/D Social Worker III (Adult Services) Department of Social Services  Posting 631016-2549 Description: This position provides intervention in situations in which adults are reported to be abused, neglected, or exploited. The protective services worker must make initial contact within immediate, 24-48 or 72 hours of receiving the report. The Adult Protective Services Worker’s position involves having contact with the court system, physicians, mental health, and other agencies when preparing petitions authorizing protective and emergency service and when obtaining guardianship of an adult after an APS investigation. If guardianship is granted the social worker may have to assist with placement of the disabled adult in an environment that would be safe and beneficial. This position would also serve as the Adult Home Specialist to investigate complaints of abuse, neglect or exploitation of disabled adults who are residing in an adult care home or a family care home. This social worker will also monitor the facilities which include the Adult Care Homes, Family Care Homes, and the Adult Day Care Center. This position will also serve as the Guardianship Social Worker. This position will serve as the intake social worker on a rotating basis with the other social workers in the unit. This position will perform any other duties as assigned. Requirements: Master’s degree in social work from an accredited school of social work; OR Bachelor’s degree in social work from an accredited school of social work; OR Bachelor’s degree in social work from an accredited school of social work and one year directly related experience; OR Master’s degree in counseling in a human services field and one year of social work or counseling; OR Bachelor’s degree in a human services field from an accredited college or university and two years directly related experience; OR Bachelor’s degree from an accredited college or university and three years of directly related experience. *Preferred directly related experience is defined as human services experience in the areas of case management, assessment and referral, supportive counseling, intervention, psycho-social therapy, and treatment planning. Other requirements include possession of a driver’s license valid in the state of N.C. Note: In accordance with State mandates and the Halifax County Emergency Operations Plan, Halifax County Social Services staff are required to staff emergency shelters during times of disaster. Please be advised that every staff person is eligible to be assigned to an emergency shelter or Emergency Operations Center. Compensation: The hiring range for this position is $ 41,294 – $ 52,283. Halifax County provides a comprehensive employee benefits package, including membership in the N.C. Local Government Employees’ Retirement System. Application Requirements: An official completed Halifax County Application for Employment (HR1107) and college transcripts are required to fully evaluate your qualifications for this position. The completed application and supplemental materials must be received by 5:00 p.m. on or before the closing date; postmarks will not be accepted. All portions on the application, as they relate to your background, must be fully completed. Applications may not refer to a resume or other enclosed documents (i.e. “see resume” or “see attached”), nor will these items be accepted in lieu of a completed application. We will be unable to consider incomplete submissions for this position. Unofficial transcripts (e.g. student copies) are acceptable for application purposes. If selected for employment, official transcripts will be required. A criminal background check will be required prior to hiring. Closing Date: Monday, October 31, 2022 Apply To:  Halifax County Human Resources Management, 26 North King Street (next to the Historic Courthouse) Post Office Box 646, Halifax, North Carolina 27839-0646 Telephone: (252) 583-1688 **Applicants That Do Not Meet the Full Qualification Requirements, May Be Offered a Trainee or Work/Against Appointment** (only for positions that are work against eligible) Halifax County is a drug-free workplace. A pre-employment drug test will be required of this position with the results being received (negative) prior to the first day of employment. In compliance with the Immigration Reform and Control Act of 1986, we will employ only those individuals who are U.S. citizens or legal aliens authorized to maintain employment in the United States. EOE/M/F/V/D Child Support Supervisor I  Social Services Posting # 631079-2528 Description: The purpose of this position is to supervise child support agents and clerical staff assigned to the local Child Support Division to locate and establish financial and/or medical support and ensure that children receive support from non-custodial parents. Duties may include some direct enforcement and establishment work on the more difficult or controversial cases, but most of the responsibilities are supervisory and administrative. The supervisor provides training for new and experienced workers to ensure staff have the knowledge and skills to satisfactorily perform job duties; monitors case assignments; reviews workers’ work lists; arranges assignments and schedules to assure adequate unit coverage; and assists staff in learning how to use available resources effectively; and may perform additional related duties. Requirements: Graduation from high school plus four and...

Higher Hotel And Car Supply Chain Pressuring Package Travel Options – Forbes https://dentoncountynewsonline.com/higher-hotel-and-car-supply-chain-pressuring-package-travel-options-forbes/ getty Supply chain is a term that used to be used only by those in business or logistics. Today, we hear this daily as to why baby formula is not available, or why containers are stacked up in a port. At Dario’s Italian restaurant in Boston’s Logan airport, on a recent visit they had no cream delivered so could not make some of the items on the menu. The waiter said “you know, the supply chain problem.” Airlines have used supply chain excuses to explain late delivery of aircraft or why they can’t meet a pre-anticipated level of capacity. In many things we buy, we realize our dependency on supply chains when things are not available as we’d expect. Airline travelers are facing supply chain problems in other areas, too. Package tours, meaning vacations bought that include a flight, hotel, maybe a car, and experiences, have been affected because not all opportunities have been available or the prices have been especially high. While leisure travel in general was strong in the summer and has stayed strong into the fall, this category of leisure travel is challenged and represents a small risk to a full airline demand recovery. Important Segment Of Leisure Travel People travel for leisure for many reasons. Package Tours make up a small segment of all leisure travel, but this segment is more important to certain destinations. About 30% of travelers say that they want to pack a lot experiences into their vacation. For these people, a package tour can be the way to fill the days. In 2019, my family took a two-week vacation to Vietnam. We worked with a local travel agency who arranged our internal flights, all hotels, and made us aware of many different activities. We likely could have arranged this all ourselves had we taken time to explore and search, but buying the tour was worth it for us and we had a great and memorable time. Especially internationally, package tours can be way to see things and get access that would be difficult or more expensive another way. When hotels are not available or certain activities are not available due to supply chain shortages, this could change the desire to visit a place. While the amount of travel or number of travelers may not change, these supply chain challenges could affect international leisure destinations the most and correspondingly the airlines that fly these routes. Staffing Issues Affecting Hotels And Resorts One of the biggest issues affecting package rates is the sharp increase in hotel and resort rates. One industry executive stated that while the employee shortages were more acute last year, many properties have kept the higher rates put in place at this time even as some of the pressures have waned. Like airlines, price elasticity affects hotels and resorts, meaning that higher rates reduce the demand. While the “revenge travel” idea may mute this somewhat, eventually higher rates will dampen demand. Consumers often decide a trip based on the total price. Higher prices for air fares and hotel rates means one of two things: some locations will suffer absolute volume, and others will get visits but for shorter stays. For both airlines and hotels, one advantage of a package price is that the amount paid for the air fare and the hotel is opaque to the buyer. This allows the airline or the hotel to offer promotional rates to fill otherwise unused capacity, but in a way that doesn’t invite a competitive match or dilute the non-packaged “rack rates.’’ Car Rentals Still Challenged Car rental companies returned many vehicles just after the pandemic hit, and still are facing shortages in vehicles in many locations. Just as new cars are facing supply problems, due to chips or other supply chain issues, this has meant that rental companies often don’t have enough vehicles to meet demand. On a recent trip to Florida, we were told that on check-in that no cars would be available for two to three hours. When we walked out to the car area were able to take a Ford F150 that had just been returned, even though we had rented a mid-size. Another industry executive referred to car rental rates as staying “incredibly inflated.” This, like the flight and hotel issue, adds more uncertainty to the package opportunity that likely will be more highlighted at busy holiday times. It also means that ride share, like Uber or Lyft, will likely to be used more often for some trips. Like the hotels are doing, it is likely that car rental companies will test keeping their higher rates even as they bring car inventories back to demand-satisfying levels. Housing Prices Can Affect This Travel One often under-appreciated aspect of package vacations is the relationship with housing prices and valuations. For some demographics, home equity loans are the primary way these vacations are funded. When housing values are high and interest rates are low, there is more equity to tap in a loan to take this kind of family trip. With interest rates shooting up and housing values stalling, this limits the ability to take such a loan or raise the rates to a point uncomfortable for many potential buyers. This doesn’t affect all buyers of these products, but affects some of it. The industry has seen this in other environments, like in the housing crisis of 2008-2011. During this time, some of the most price-sensitive travel just vanished as people’s source of funding evaporated. Contributes To Revenue Uncertainty In the recent Delta Airline’s earnings release, CEO Ed Bastian spoke bullishly about the demand environment. He focused on the normal drop off from summer to fall not happening, and pointed out that there are no signs demand is weakening. Most of his comments were about business travel and higher-priced leisure travel. While higher-priced leisure may be an industry strength over the next year, there are still many pressures holding back a full volume return of corporate business travel. Airline industry revenues may be leveraged more on business and higher-end travel, but the high fixed costs of the industry means that airlines often need to fill in gaps with price-sensitive leisure travelers. When hotel, rental car and other prices for vacationers rise, it adds to the the uncertainty of the revenue environment. While many trends are positive, as Delta pointed out, this strength is not top to bottom and this creates some uncertainty in total revenues. Different airline business models may be more at risk than others for some of these trends.

Fox And News Corp, After Years Apart, Explore Merger – The New York Times https://dentoncountynewsonline.com/fox-and-news-corp-after-years-apart-explore-merger-the-new-york-times/ Media|Fox and News Corp, After Years Apart, Explore Merger https://www.nytimes.com/2022/10/14/business/media/fox-news-corp-merger.html The two sides of Rupert Murdoch’s media business are weighing a proposal to recombine after about a decade apart. Send any friend a story As a subscriber, you have 10 gift articles to give each month. Anyone can read what you share. If a deal goes through, it could put assets including Fox News, The Wall Street Journal, the Fox broadcasting network and TMZ under the same corporate umbrella.Credit…Ted Shaffrey/Associated Press Oct. 14, 2022, 7:18 p.m. ET The two parts of Rupert Murdoch’s media business, News Corp and Fox Corporation, are considering a proposal to reunite nearly 10 years after they split up, the companies announced on Friday. The boards of Fox and News Corp have established committees to evaluate a possible deal, the companies said in statements. The committees have not made a decision about whether to combine. Merging Fox and News Corp would represent an about-face for both companies, which told investors when they split that the two firms were better off apart. The breakup plan came in the aftermath of a phone-hacking scandal at The News of the World tabloid in Britain, which exposed the company to legal and financial risks. Several other media conglomerates followed suit, splitting their promising TV businesses off from their slower-growing print properties. The deal, if it goes through, could put a collection of news and entertainment assets including Fox News, The Wall Street Journal, the Fox broadcasting network and TMZ under the same corporate umbrella. In 2019, Mr. Murdoch sold some of his biggest entertainment assets, including the 21st Century Fox movie studio, to the Walt Disney Company. That was one of numerous media deals that took place to compete with tech giants like Meta, which owns Facebook, and Alphabet’s YouTube. Lachlan Murdoch, the chief executive of Fox and one of Rupert Murdoch’s sons, told Fox investors in 2019 that the companies would not reunite. Mr. Murdoch, the chairman of both companies, proposed the deal within the past two weeks, according to three people with knowledge of the talks. The Murdoch family trust, which has ownership stakes in both companies, also endorsed the merger. Mr. Murdoch sees potential moneymaking and cost-saving opportunities in joining the two companies. The new company could look for ways to integrate its media properties. It could also explore ways to use the company’s assets for emerging business lines, such as sports betting. In 2019, Fox said it was joining forces with the Stars Group, a gaming company, to launch a sports-betting platform called Fox Bet. The merged companies could potentially save money by hiring one management team and maintaining one set of relationships with vendors, the people said. The proposal would divide ownership among stockholders based on the market value of each company, four people with knowledge of the talks said. The proposal did not suggest a proposed relative valuation for the companies. The Wall Street Journal reported earlier that News Corp and Fox were weighing a deal. Robert Thomson, the chief executive of News Corp, told employees about the merger proposal in an email on Friday. “At News Corp, we are constantly pursuing ways to enhance our performance and expand our businesses, and the upheaval in media presents both challenges and opportunities,” he wrote in the email, which was viewed by The New York Times. “However, I would like to stress that the Special Committee has not made any determination at this time, and there can be no certainty that any transaction will result from its evaluation,” Mr. Thomson wrote. /

Walk N’ Roll October 2022 Newsletter | News – City Of San Jose, CA https://dentoncountynewsonline.com/walk-n-roll-october-2022-newsletter-news-city-of-san-jose-ca/ Bachrodt Elementary celebrated International Walk to School Day on Wednesday, September 21 by holding a special event called Viva EscuelaSJ! For one hour before school started, the street in front of the school was closed to cars so that students and their families could use the whole street to walk or bike the last block into class. Bachrodt was part of the Viva EscuelaSJ pilot program last year – Principal Palacios and the students enjoyed it so much that they were excited to do it again! Students arrived at school early to enjoy the open street and all the fun activities set up for them to enjoy! Our Walk n’ Roll team provided a giant Connect Four game, a “mini-town” with traffic signals and crosswalks where kids could learn about safe walking and biking skills, and a giant poster where students signed their names and promised to try walking and rolling to school throughout the school year. We also passed out fun prizes including color-changing pencils and bright green bracelets! Councilmember Dev Davis came out to meet the students and encourage them to walk, bike and scooter to school. Everyone enjoyed meeting her, as the neighborhood recently became part of her council district! We had wonderful community organizations participate to make this morning even more fun for the Bachrodt community. Huge thanks to San Jose Public Library’s Maker[Space]Ship, Valley Water, Roosevelt Community Center, Santa Clara County Public Health CalFresh Healthy Living, Valley Medical Center, and BeautifySJ for sharing helpful information and lots of fun goodies for kids and their families! International Walk to School Day Reminder We are excited to celebrate another year of International Walk to School Day with you! Many schools celebrated on Wednesday, October 5, while other are joining the fun on another October morning.  International Walk to School Day (IW2SD) is the traditional kick-off for Walk n’ Roll programs around the globe, typically held during the first part of October. Walk, bike, or use other people-powered transportation to turn your trip to school into an opportunity to exercise, meet up with friends, and get some fresh air. There is still time to sign up if you and your school want to be part of International Walk to School Day! Our Walk n’ Roll team is ready to support your school with prizes for kids who walk or bike to school, flyers to promote the event and more! If you want to join the fun, please email Ann Jasper at ann.jasper@sanjoseca.gov with the date you’d like your school to hold this event. We cannot wait to celebrate with you all! SVBC and Valley Water invite you to Ride Out the Drought! Santa Clara County is in a severe drought, and we all need to do our part. One thing you can do is learn more about the county’s water systems and how they work to bring us this precious resource. Join us for Ride Out the Drought (#ROtD), a free, month-long program that combines the joys and benefits of riding bikes with learning about the water system. Register to get access to the kickoff event and routes (geared toward different levels of riders), as well as a chance to win prizes! ROtD takes place from Saturday, October 15 to Tuesday, November 15. We will start with a kickoff event at the Silicon Valley Advanced Water Purification Center on Saturday, October 15. That includes breakfast munchies, a tour of the Purification Center, two different guided rides, and ice cream afterwards. The month continues at your own pace. Choose a route from the list of rides provided in the app Ride with GPS and follow them when it’s convenient for you. Ride with GPS includes directions and information about the points of interest we’ve called out to help you learn about the water system. Ride to win! Record your ride in Ride with GPS to get more chances to win in the weekly raffle. Those who ride the most miles can earn special prizes. Register to receive updates about Ride Out the Drought and instructions on how to use Ride with GPS. Team Member Highlight My name is Scarlett Lopez-Rodriguez. I’m a junior attending Cristo Rey San Jose Jesuit High School.  My school offers a Work Study Program that has given me the opportunity to intern for large companies in the Silicon Valley such as Breathe California and California Water Service in their accounting department for the past two years. An opportunity to intern for the San José City Department of Transportation –Walk n’ Roll Program presented itself, which I’m more than happy to be part of. Through the CWSP program, I have been able to acquire new skills such as professional emails, note-taking, and working with Microsoft office. I am passionate about many things, anywhere from debate to journalism, and even environmental activism! This will be my second year as part of the debate team and now, a co-captain. Outside of school, I enjoy taking photos of nature, like sunsets. I am a huge advocate for minority communities such as Latinos who are very underrepresented in writing. Through journalism, I like to tell stories that connect to them so that their voices can be heard. Welcome to the Walk n’ Roll Team Scarlett! We are excited to have you with us. Sunny the Safety Squirrel’s Safety Tips Walking- Stay focus, not distracted. Keep your ears clear so you can hear traffic and your eyes up so you can make eye contact! Biking- Stay visible! Lights help you to see and to be seen. Wear reflective clothing and make sure your bike has proper lighting – a front and back light. Walk n’ Roll to a High School Year You! After 10 years of walking and rolling, our Walk n’ Roll Program (WnR) is excited to announce that for the first time, we are adding high schools onto our roster!  WnR is looking to partner with students to work with them and their school to promote walking, rolling, and safety for all road users. Any public high school in San José can now join in to get active, reduce pollution, and promote sustainable transportation. Opportunities for the partnership include hosting health/wellness events, creating safety messaging campaigns, and supporting Walk n’ Roll events at other schools in the community. Students who volunteer with WnR are also able to earn community service hours WnR related activities. If you are interested in bringing the Walk n’ Roll Program to your high school, please contact dominic.barroga@sanjoseca.gov.

Phil Foden: Manchester City Attacker Extends Contract Until 2027 – Sky Sports https://dentoncountynewsonline.com/phil-foden-manchester-city-attacker-extends-contract-until-2027-sky-sports/ Phil Foden has signed a contract extension with Manchester City until 2027 and the club are confident he can become one of the best players in the world. The City academy graduate is a key first-team player for Pep Guardiola, who has started him in all nine Premier League games this season, with the England international scoring in his last three games, including a hat-trick against Manchester United. Foden joined Man City’s youth system aged nine and has won the PFA Young Player of the Year award for the past two seasons. The City attacker is a likely starter this Sunday when his side take on great rivals Liverpool, live on Sky Sports. Stream Liverpool vs Man City with a Sports Membership on NOW Live football on Sky Sports: Liverpool vs Man City on Super Sunday Get Sky Sports Foden says signing this new deal is “a dream come true”. “It’s hard to put into words how happy I am to have signed this contract,” he said. “It’s a dream come true. Sunday 16th October 4:00pm Kick off 4:30pm “I have been a City fan all my life. I’ve trained here for so many years and I’ve even been a ballboy. I love this club so much, so to know I am going to be a part of it until 2027 feels amazing. “I’ve improved a lot in recent years and so much of that is down to Pep and his staff, who guide me every single day on the training field. Working with them gives me the best chance of improving even more and becoming the best player I can be. Klopp: Haaland is the best striker in the world right now Liverpool vs Man City preview “With the squad we have here, I feel I can keep learning and winning trophies. Those are the two most important things to me. Image: Phil Foden celebrates with the match ball after Man City’s 6-3 derby win over Man Utd “I want to thank every single person at City because without them I would not be where I am today. All the Academy coaches I worked with, all the players I’ve played with and everyone who works behind the scenes. It’s an honour to be part of this football club.” Director of football Txiki Begiristain added: “We are all so proud of Phil and what he has achieved already – but we know there is so much more to come. “His natural talent and ability are obvious, but his hard work, professionalism and dedication make him really special. He loves football more than anything and his desire to improve is really incredible. “We feel he can progress further and become even better than he is today. By signing this contract, he now has stability and can focus absolutely everything on becoming one of the best players in the world, which we feel he can be.” Watch Liverpool vs Manchester City live on Sky Sports this weekend on Super Sunday from 4pm, kick-off 4.30pm

10 Stocks That Will Own The Metaverse – Yahoo Finance https://dentoncountynewsonline.com/10-stocks-that-will-own-the-metaverse-yahoo-finance/ In this article we present the list of 10 Stocks That Will Own the Metaverse. Click to skip ahead and see the 5 Stocks That Will Own the Metaverse. Meta Platforms, Inc. (NASDAQ:META), NVIDIA Corporation (NASDAQ:NVDA), and Alphabet Inc. (NASDAQ:GOOG) are three companies the smart money is betting big on that should one day own the metaverse, which has the potential to be one of the most lucrative ventures in human history. There’s no simple way to define what the metaverse is or will be, but a broad definition could describe it as a collection of virtual worlds in which people interact with each other through avatars. And while the delivery mechanisms could be many, a true metaverse experience is seen as one which will use VR headsets, sensors, and haptic feedback to completely immerse the user in a 3D world. While the metaverse is most commonly associated with gaming, it has the potential to transform and play a role in nearly every facet of our lives, from how we work and conduct business, to how we socialize, consume entertainment, and spend our money. Rudimentary examples of metaverses already exist, primarily in the form of gaming type experiences like Roblox (primarily because of the presence of live events on the platform, which other online games like Fortnite have also hosted) and Meta Platforms’ Horizon Worlds (a more focused, though early-stage attempt at a true metaverse experience). What differentiates a metaverse from a traditional online video game, which otherwise has many of the same elements, is the broad real-life applications that a metaverse could offer. Socializing, work, education, live events, or conducting metaverse-related business all figure to feature prominently in these worlds. Entire economies are expected to spring up within these worlds that will actually lead to real-world, but metaverse-based jobs, such as game designers, visual architects, and fashion designers, and virtual land owners (and landlords?). We’re already seeing some astounding prices being paid for virtual property in games like The Sandbox, where more than $1 million was spent on virtual land so those owners could digitally live near Snoop Dogg. As more and more celebrities and influencers start heading into the metaverse, these scenarios will continue to magnify, with people spending huge sums to live near celebrities and making large sums if they can get celebrities to endorse their metaverse clothing or other creations. It’s that kind of real-world imitating economic backdrop, and the ability to otherwise conduct actual real-world business through the platform that has prognosticators so excited about the growth potential and future scope of the metaverse, which could be worth trillions of dollars. While the extreme ends of that growth aren’t likely to be felt any time soon, as the technology simply isn’t there yet (and likely won’t be for many years to come) to create a truly immersive metaverse, the market is nonetheless expected to grow at a very impressive 39.4% CAGR through 2030. If you believe in the long-term growth potential of the metaverse and are looking for some stocks to invest in that should be among the leaders in the space, you’ve come to the right place. The following list of top metaverse stocks is based on the latest shareholder data from a collection of some of the best investors in the world. 10 Stocks That Will Own the Metaverse Photo by mahdis mousavi on Unsplash Our Methodology The following metaverse stocks are ranked based on hedge fund sentiment. We follow a select group of hedge funds because Insider Monkey’s research has uncovered that their consensus stock picks can deliver outstanding returns. All hedge fund data is based on the exclusive group of 900+ funds tracked by Insider Monkey that filed 13Fs for the Q2 2022 reporting period. 10 VR Stocks That Will Own the Metaverse 10. Unity Software Inc. (NYSE:U) Number of Hedge Fund Shareholders: 23 Meta Platforms, Inc. (NASDAQ:META), NVIDIA Corporation (NASDAQ:NVDA), and Alphabet Inc. (NASDAQ:GOOG) are three names most likely to own the metaverse in the years and decades to come. Another company that will have a big role to play in the metavolution is Unity Software Inc. (NYSE:U). With gaming and immersive graphical experiences being core to the metaverse experience, 3D development platforms like Unity Software Inc. (NYSE:U)’s will be key to building the backbone and eye candy that will shape our digital futures. Unity is already making money from such endeavors, in addition to standard video games, pulling in $617 million in revenue in the first half of this year. The company is poised to merge with app monetization company ironSource, with a shareholder vote on the issue taking place on October 7. That should give the company and its content creators even more effective means of making money from their creations, be they meta-related or otherwise. Unity Software Inc. (NYSE:U) crashed to a new low in hedge fund ownership during Q2 following a 41% drop in the number of funds long the stock. Greg Eisner’s Engineers Gate Manager and Nehal Chopra’s Ratan Capital Group were some of the funds that sold out of Unity during the second quarter. Jim Davidson, Dave Roux, and Glenn Hutchins’ Silver Lake Partners has more than 10% exposure to Unity in its 13F portfolio, owning just under 35 million shares. The ClearBridge Investments All Cap Growth Strategy was buying shares of Unity Software Inc. (NYSE:U) during the first quarter, explaining why in its Q1 2022 investor letter: “We took advantage of a correction in higher-multiple stocks early in the first quarter to purchase shares of Unity Software (NYSE:U), a leading platform to create, run and monetize 3D content. With about 1.6 million monthly active creators versus roughly 15 million potential content creators in gaming alone, we believe the company’s Create Engine is still underpenetrated relative to its core addressable market. We similarly see a long runway for growth in Unity’s Operate Solutions segment given its advertising network commands single-digit share of the $60 billion mobile app install ad market today. Furthermore, we believe Unity is well-positioned to expand its addressable market to include industries beyond gaming, on both the operate and create sides of their business (Exhibit 1). The company is not yet free cash flow positive but given strong net expansion rates and high gross margins, we see a path to improving profitability over time, with management notably targeting positive free cash flow this fiscal year.” 9. Sony Group Corporation (NYSE:SONY) Number of Hedge Fund Shareholders: 26 Japanese electronics giant Sony Group Corporation (NYSE:SONY) is one of the biggest players in the metaverse at this point given the traction that its PlayStation-based VR headset has achieved, selling over 4 million copies worldwide. Sony recently partnered with English Premier League club Manchester City to recreate that team’s football stadium in the metaverse. Sony also sells sensors and other imaging technology that could be utilized by other companies engaged in the development of metaverse experiences. 26 of the hedge funds that are tracked by Insider Monkey’s database were long Sony Group Corporation (NYSE:SONY) on June 30, up 30% from three quarters earlier. Ben Jacobs’ Anomaly Capital Management initiated a position of 1.65 million Sony shares during Q2, giving its 13F portfolio 6.81% exposure to the company. Cooper Investors discussed Sony Group Corporation (NYSE:SONY)’s role in the burgeoning music rights landscape in the fund’s Q4 2021 investor letter: “In recent years we have observed a growing market for music rights which represent another way for owners of record labels and music libraries like portfolio holdings Warner Music Group and Sony (via its subsidiary Sony Music, ~25% of our estimated enterprise value) to deploy capital, grow their businesses and create value for shareholders. In the first few days of 2022 Warner closed a deal to acquire David Bowie’s back catalogue for about US$250m which follows on from Bruce Springsteen’s catalogue sale to Sony for upwards of US$500m and Bob Dylan’s sale to Universal Music for a similar amount. The trend in demand for music copyrights is clearly strengthening, with competition for these assets coming from traditional music companies (Warner, Sony) as well as specialist investors and private equity…” (Click here to see the full text) 8. Roblox Corporation (NYSE:RBLX) Number of Hedge Fund Shareholders: 38 Roblox Corporation (NYSE:RBLX)’s eponymous mobile game is one of the earliest examples of a metaverse in action, as the game features a collection of virtual worlds and activities created by millions of different content creators that can then be engaged with by players, a small number of whom exist within the environment at the same time and can interact with one another. Players can also buy fashion items and accessories for their avatars, allowing them to develop a unique look that sets them apart from other players’ avatars. In addition to the millions of standard game and hangout rooms, Roblox has also played host to several live events, including live concert experiences from renowned artists like The Chainsmokers. However, the limitations and annoyances of the Roblox platform can somewhat obscure the immense promise of what the metaverse could be, as you’re constantly bombarded with popup ads and gaudy in-experience ads trying to sell you stuff at all times. Despite that, Roblox had nearly 60 million daily active users in September, showing how popular shared virtual worlds not only could be, but already are. Hedge funds have bailed on Roblox Corporation (NYSE:RBLX) over the past two quarters, pushing ownership of the stock down by 38%. Some...

Grab The Offer And Be The One To Have Samsung’s Galaxy Foldable Phone Without Depositing Single Penny – The Tech Outlook https://dentoncountynewsonline.com/grab-the-offer-and-be-the-one-to-have-samsungs-galaxy-foldable-phone-without-depositing-single-penny-the-tech-outlook/ Samsung Galaxy foldable phone is not only a pioneer in the foldable screen phone domain but also a torch bearer for most brands. Its super cool futuristic design is incomparable to anyone and makes it second to none. Let’s start with Samsung Galaxy Z Flip 4 specifications and features. You would be getting an improved and latest Qualcomm Snapdragon 8+ Gen 1 SoC which will offer better performance over the previous S22 series. It is powered by 3,700mAh that would be charged by 25W of battery. Its latest One UI version 4.1.1 which is based on Android 12 gives it a plus point over previous models. On top of everything, this is its multifunctional feature that lets you open up to five applications in a flying window. But it becomes pointless with a portrait-long screen to work on multiple windows at a time so only one application can be operated at a time. This phone comes with a Flex mode feature that lets you open applications on the upper side and bottom half for the touchpad and shows control. Here is the offer you can get with Verizon As of now, it will cost you $999.99 and you can grab this at a discounted rate by exchanging your old phone. You can have it in zero amount by subscribing to the 36 monthly no-cost EMI option.

Crypto Scam Victims Seek To Hold Coinbase Responsible For Losses – The Washington Post https://dentoncountynewsonline.com/crypto-scam-victims-seek-to-hold-coinbase-responsible-for-losses-the-washington-post/ Over the past year, thousands of people have lost tens, if not hundreds, of millions in cryptocurrency when gangs of sophisticated scammers whisked their money out of their accounts, which are managed by an app from the publicly traded cryptocurrency giant Coinbase. Now those victims are fighting back. Nearly 100 people are trying to hold Coinbase accountable, saying the company didn’t do enough to protect them. Scam victims says they notified the company, begging it to fix defects in its Coinbase Wallet software that had allowed the victims unknowingly to grant the scammers access to their accounts. The requests were to no avail, scam victims say. “They’re trying to be a financial institution without the infrastructure to back it up,” said Eric Rosen, a lawyer at Roche Freedman representing some 96 victims in the arbitration demand, which is akin to a lawsuit, filed against Coinbase. “There were no procedures in place to stop these frauds,” Rosen said. “Of course, scammers quickly picked up on this, and directed victims to download the Coinbase Wallet.” Many of the victims lost their life savings. The demand says that the rules requiring banks to reimburse debit-card users for unauthorized transfers also should apply to Coinbase’s customers. “Coinbase is committed to protecting its customers from scams, fraud, and other crimes and has invested significant resources in protecting users against liquidity mining scams,” company spokeswoman Lisa Johnson said, responding to the arbitration demand. “A customer’s activities on Coinbase Wallet, including managing the wallet’s private security keys and access to the wallet’s contents, are exclusively controlled by the customer, not Coinbase,” Johnson continued, noting that the company offers many products so that consumers “can choose the products that are best for them.” The arbitration could be the start of a reckoning over whether crypto’s ideology of self-reliance and software-driven governance can survive contact with the highly regulated mainstream financial system. If the arbitration demand results in an order that Coinbase reimburse its customers, it provides the possibility of a way forward for the victims of a massive ongoing scam that The Washington Post reported in April had already caused thousands of victims more than $60 million of losses. The individuals participating in the Coinbase arbitration demand, some of whom were scammed as late as this August, say they lost more than $21 million total. Many were forced by Coinbase Wallet’s terms of service to turn to arbitration instead of challenging them through the U.S. courts. The decision of the arbitrator won’t set a formal legal precedent, but will help answer one of the top questions of the burgeoning crypto era: Do the existing rules of the financial system apply to cryptocurrency companies? Unlike other scams in which someone is fooled into sending money somewhere, in this scheme, the individuals’ money was stolen straight out of their accounts. After meeting the victims through social media, dating apps or wrong-number texts, the scammers said high returns were available through “liquidity mining”; a would-be investor just had to buy a “mining certificate,” clicking through a prompt in Coinbase Wallet that said “confirm payment.” The certificate wasn’t real, and the process wasn’t really a payment. Clicking on these innocuous-looking vouchers would record a single line of computer code granting the scammers permission to steal crypto deposited into an account weeks or months later. Coinbase “had no procedures in place to stop these frauds,” Rosen said. “They didn’t even appear to try. Of course, scammers quickly picked up on this, and literally directed victims to download the Coinbase Wallet.” The victims tell similar tales: The scammer would spend weeks egging them on to invest more, until one day their money was gone. A victim advocacy group calls it a “pig butchering” scam in which the victims’ accounts are fattened like hogs for slaughter. Reports from ProPublica and Vice say that at least some of the front-line scammers are themselves victims of human trafficking in Southeast Asia, forced to work under threats of violence. This week, the investor protection director in the state of Delaware issued a cease-and-desist order against more than 15 people it believes are “involved or working in conjunction with” those who contacted alleged victims. But some of those who lost money say they see the perpetrators as only part of the story. “I put the blame on Coinbase far more than even the scammers, because the scammers couldn’t have been effective without Coinbase,” James Osbun, who says he lost $77,000 to the scam, said in an interview. The level of legitimacy conferred by a company such as Coinbase combined with a lack of red flags caused Osbun to proceed, he said, when he otherwise would have stopped. “At minimum, let me know what my account is doing,” Osbun said, referring to the stealth smart contract. ‘You’re putting your funds at risk: continue? Yes or no?’ They didn’t even do that,” he added. In the past few months, Coinbase adjusted the warnings it presents in its wallet app, now showing that a website is requesting permission to withdraw a huge sum of dollars from an account. (A wallet application inside Coinbase’s main app, however, appears still to be vulnerable; it does not make clear that signing a smart contract could let a website access someone’s entire balance.) For years, regulators paid relatively little attention to crypto. But as its popularity with everyday Americans skyrocketed in 2020, claims of fraud soared, too, as borderless digital money turned into a gold rush for overseas thieves, including North Korea’s government. Meanwhile, state and federal regulators have taken action against some firms. The Securities and Exchange Commission has begun pursuing cases against certain cryptocurrency companies and promoters, saying they violated securities laws. The cryptocurrency industry has fought back, arguing that those laws, which normally apply to stocks, shouldn’t be applied to decentralized digital currencies and tokens. Experts think the significance of the Coinbase case goes well beyond these victims. “If arbitrators find for these plaintiffs, that means anyone who’s lost money in a crypto scam is going to be calling a lawyer,” said Lee Reiners, policy director at the Duke Financial Economics Center and a fellow at Duke Law who has researched crypto and financial scams.

U.S. Senate Rivals Herschel Walker And Raphael Warnock Debate In Georgia – Reuters https://dentoncountynewsonline.com/u-s-senate-rivals-herschel-walker-and-raphael-warnock-debate-in-georgia-reuters/ Former college football star and current senatorial candidate Herschel Walker speaks at a rally in Perry, Georgia, U.S. September 25, 2021. REUTERS/Dustin Chambers/File Photo WASHINGTON, Oct 14 (Reuters) – Republican Herschel Walker’s bid to unseat Democratic U.S. Senator Raphael Warnock of Georgia came to a head on Friday when the two rivals met for their sole televised debate in a contentious race that could help determine which party controls the Senate. The battle between Walker, a one-time football star and political novice backed by former President Donald Trump, and Warnock, pastor at a historic Atlanta church who has served less than two years in the Senate, is one of the most closely watched contests in the Nov. 8 congressional elections. The race has been rocked by media reports that Walker, who has voiced opposition to abortion without exceptions, paid for an abortion in 2009 to terminate the pregnancy of a woman he was dating and who later gave birth to one of his children. Walker has called the allegation a “flat-out lie.” Reuters has not independently confirmed the claim. Register now for FREE unlimited access to Reuters.com But it was not clear what role the issue would play as Walker and Warnock took to their respective podiums in Savannah. Opinion polls show the race as a toss-up. Republicans have sought to steer voter attention away from questions about Walker’s character and toward the need to gain control of the Senate, focusing upon issues including inflation, crime and border security. President Joe Biden’s fellow Democrats hold slim majorities in the Senate and House of Representatives. Senate control could be decided by the outcome of races in Georgia, Arizona, Nevada, North Carolina, New Hampshire, Ohio, Pennsylvania and Wisconsin. Georgia was a reliably Republican state, with two Republican senators, until Biden beat Trump in the 2020 presidential election. Warnock and fellow Democrat Jon Ossoff then claimed the state’s two Senate seats in January 2021 run-off elections. Two prominent Senate Republicans – Rick Scott and Tom Cotton – campaigned with Walker this week, delivering a message that Republicans need to secure a majority in the chamber to stop Biden’s legislative agenda. Scott also joined Walker in Savannah on Friday for a debate that could prove pivotal in the campaign. “There aren’t that many people who are undecided in the race,” Republican strategist Charlie Black added. “But those who are undecided are looking for something to reassure them that he’s capable. If Herschel does well, then that’s going to help him.” Walker has been known to make confusing statements on policy issues such as climate change. He tried to lower expectations in an interview with the Savannah Morning News last month, saying: “I’m a country boy. I’m not that smart. He’s a preacher.” Warnock is an eloquent speaker who is senior pastor at Atlanta’s Ebenezer Baptist Church, where slain civil rights leader Martin Luther King once preached. The Democrat is expected to stress his independence from Biden. Ahead of the debate, his campaign issued a memo that emphasized his willingness to work with conservative Senate Republicans including Ted Cruz and his readiness to stand up to the Biden administration to protect jobs at a Georgia combat training center. If neither candidate gets more than 50% of the vote on Nov. 8, the race would be decided in a Dec. 6 run-off election. An opinion poll conducted by the University of Georgia showed Warnock leading Walker 46% to 43% among likely voters. Register now for FREE unlimited access to Reuters.com Reporting by David Morgan; Editing by Will Dunham, Scott Malone and Diane Craft Our Standards: The Thomson Reuters Trust Principles.

Rupert Murdoch Considers Combining Fox, News Corp – Devdiscourse https://dentoncountynewsonline.com/rupert-murdoch-considers-combining-fox-news-corp-devdiscourse/ Rupert Murdoch started a process that could reunite his media empire, News Corp and Fox Corp disclosed on Friday, saying they would consider combining at his behest, nearly a decade after the companies split. Both have formed special committees to review proposals of a potential combination, they said. If a deal goes through, the combination will allow Murdoch greater control over his media assets and help the companies trim costs. Media companies are fighting decades-low growth in advertising sales and for users’ attention against deep-pocketed social media and content websites. After years of expansion globally, Murdoch split his empire in 2013, placing the print business in newly created public entity News Corp and the TV and entertainment under 21st Century Fox. The thinking at the time was that this would generate more value for shareholders, according to one person familiar with the decision-making. That vision was realized as Fox sold the bulk of its film and television assets to Walt Disney Co for $71 billion in 2019. The media landscape has changed radically in the years since Murdoch separated his media holdings, with technology companies such as Apple Inc and Amazon.com Inc playing a significant role in distribution and bidding for sports rights. It make sense, in this context, to reunite Fox and News Corp to create a company with complementary assets and greater scale, the person familiar with the proposal said. The combined companies would have around $24 billion in revenue. Murdoch, 91, currently has near-controlling stakes in both the companies. His son Lachlan Murdoch is chairman and CEO of Fox Corp. As of market-close on Friday, News Corp had a market cap of $9.31 billion and Fox Corp was $16.84 billion, according to Refinitiv. News Corp shares surged 5% and Fox rose about 1% in after-market trade. The development was first reported by the Wall Street Journal earlier in the day. (This story has not been edited by Devdiscourse staff and is auto-generated from a syndicated feed.)

University Of Maryland Plans New Eastern Shore Hospital, Pending State Approval – WYPR https://dentoncountynewsonline.com/university-of-maryland-plans-new-eastern-shore-hospital-pending-state-approval-wypr/ Published October 14, 2022 at 4:58 PM EDT The University of Maryland Medical System’s board of directors approved a plan by the University of Maryland Shore Regional Health for a new campus to become a health care hub along the Eastern shore. The 230-acre medical campus under consideration is expected to include a 325,000 square foot hospital in Easton meant to serve five nearby counties. The board approved a letter of intent but a final decision won’t be made unless the hospital system can make the case to a state board that there’s sufficient need in the community which spans 2,000 square miles. It would be the largest medical center in the region near the intersection of Longwoods Road and Route 50. Officials from the University of Maryland Medical System are scheduled to present the plan to the Maryland Health Care Commission in January 2023. If approved by the state, the Easton Regional Medical Center would be built by mid-2028. The University of Maryland Shore Regional Health doesn’t have an estimate about cost and the number of beds the hospital would have until it shares plans with the state next year. Hospitals of similar size and scope cost roughly $230 million to build with hundreds of inpatient beds. The proposed campus would include 60,000 square feet of medical offices for outpatient services. There are already university affiliated medical facilities in Dorchester, Talbot, Queen Anne’s, Caroline and Kent counties. “When you come to the Easton Regional Medical Center, you’ll get that high level inpatient care in areas like obstetrics where you will deliver your baby in the hospital, or if you’ve got a stroke or have cardiology issues,” said Ken Kozel, president and CEO of the University of Maryland Shore Regional Health. Kozel said the campus is about 3.5 miles from the current hospital and the goal is to provide safer ambulance and helicopter transportation. It was not immediately clear what the plans for the existing hospital might be. University of Maryland Medical System / A draft blueprint of the proposed new medical campus in Easton. The medical center is part of a larger overhaul of medical facilities in the mid-shore region. Over the past decade, University of Maryland Shore Regional Health has updated and built smaller health offices to provide care to the rural communities. That includes building medical offices in Queen Anne’s County, and primary care and diagnostic testing services in Denton. The goal is to offer more access to specialists which doesn’t always mean driving to the hospital in person. “We are using telemedicine capabilities, so our community does not necessarily have to leave their homes to get a primary care visit,” Kozel said. “We have physicians centrally located that can meet the patients in their homes through telemedicine capabilities. And we’re expanding those services to include specialty services as well, and even home-based care with the use of telemedicine.”

Why More Travelers Are Avoiding Checking In Their Bags – USA TODAY https://dentoncountynewsonline.com/why-more-travelers-are-avoiding-checking-in-their-bags-usa-today/ More fliers are becoming cautious of checking in their baggage on their next flight, and it might be for good reason. About two months ago, a Florida airline subcontractor, Giovanni De Luca, was arrested in connection to the theft of $16,000 worth of items from checked-in luggage. One traveler reported items missing from his luggage and another reported that hers never arrived at her final destination. Thankfully, the latter had an Apple AirTag in her suitcase, and it led authorities to De Luca’s home, where some of the stolen goods were recovered.  For some, mishandled baggage is more than a financial hit – it can mean the loss of an important device that helps them “function and participate in everyday activities,” Emily Tuite, an Austin woman whose custom prosthetic leg never made it to her final destination last month, said. “Without it, I’m disabled.” STOP RECLINING YOUR SEAT: These are the ‘rudest’ airplane behaviors. DON’T MAKE THESE TRAVEL MISTAKES: Travel agents sound off on common issues they see These are just a few recent examples of how air travel disruptions have passengers wary of handing over their suitcases to an airline. In a September survey of over 1,700 Americans by TripIt, a trip-planning company, almost 60% said they’ve experienced some sort of disruption while traveling this past summer.   Of those, one out of six people said their luggage was lost or delayed. According to the Bureau of Transportation Statistics, over 1.9 million bags were mishandled last year by U.S. air carriers. Experts agree that staffing shortages at airports, plus the high travel demand, have likely caused an increase in mishandled baggage, prompting a change in the way passengers pack and fly.  Ninety-three percent of travelers said they now have “changed their behavior when it comes to preparing for a trip” due to the increase in incidents.  “Whether experienced directly, or as seen in the headlines, travelers aren’t leaving anything to chance as they head into the fall and holiday travel season ahead,” Jen Moyse, Vice President of Product for TripIt from SAP Concur, said in a statement to USA TODAY. ANALYSIS: Premium economy is airlines’ answer to shifting passenger expectations ‘THIS SPACE WAS NOT BUILT FOR ME’: Plus-size flyers say airlines have room to improve Luggage tags aren’t enough anymore The survey found that for upcoming trips, 41% of Americans said they will avoid checking in a bag, and 23% will use back-tracking technology like an Apple AirTag if they do.   Moyse recommended that more travelers pack an AirTag or similar device as “one way to feel a bit more in control during travel.” “AirTags have proven to be a reliable way to determine exactly where your bag is, but keep in mind that they don’t make it any more likely (or unlikely) for your bag to be delayed or lost and that no tracking device is infallible,” she said. “The real benefit is that you can have more information on where your items are, which can be especially reassuring if the airline itself doesn’t have an exact location for your bag.” Story continues below. She reminded travelers, “Make sure to pack your valuables, medications, a change of clothes, and any other important items in your carry-on since it’s less likely to be lost or delayed. While having a bag not make it with you to your destination is never a good experience, it can be slightly less disruptive if you have some essentials with you.” It’s also recommended by travel experts to keep a detailed list and even take photos on your phone of what you’re packing in your check-in luggage. This way, travelers have proof of and know the value of the items being handled by the airline in case anything is to happen. Additionally, people can take photos of your luggage, noting other identifying features of it.  What should you do if this happens to you? Of the survey respondents who experienced some sort of flight disruption this summer, only 16% received compensation and 73% “neither received or asked for compensation.” Part of that may be because people just don’t know how to go about the process, TripIt said. The good news for delayed luggage is that airlines are required to compensate for “reasonable, verifiable, and actual incidental expenses that they may incur while their bags are delayed,” within maximum liability limits. If the flight is domestic, that amount is $3,800. The number is lower for international flights, though, at about $1,780. FLIGHT DISRUPTIONS: How to find out exactly what you’re owed when your flight is canceled, delayed ‘THEY SHOULD’VE HELPED ME’: Booking through platforms like Expedia leaves some travelers stranded If your bag is lost, the airline needs to compensate you for its contents, taking depreciation into account and the same maximum liability amounts.  Passengers are recommended to check their airline’s lost luggage policy before departing on their flight. For example, Delta Air Lines passengers whose bags are delayed for at least 12 hours and submit a claim may be eligible for a travel voucher and “are entitled to reasonable expense reimbursements due to the delay of your bag(s)” of $50 per day.  If the process isn’t going smoothly with your airline, you can reach out to the Department of Transportation with a complaint.   For the record, people aren’t going to stop traveling this fall despite the increase in disruptions, the survey found. Nearly 100% of the survey respondents said they are still planning trips for the year ahead, whether that is visiting friends and family or going on a fall vacation.

Live Updates: Stocks Slide In Volatile Trading Session – CNN https://dentoncountynewsonline.com/live-updates-stocks-slide-in-volatile-trading-session-cnn/ Nightcap‘s” Jon Sarlin that homebuyers will still be facing steep housing costs and shoppers may need to cut down on their upcoming holiday shopping. For more, watch the full Nightcap episode here.” data-details=”” data-duration=”02:40″ data-editable=”settings” data-fave-thumbnails=”{“big”:{“uri”:”https://media.cnn.com/api/v1/images/stellar/prod/221013142133-nightcap-clip-1-inflation-thumb-16×9.jpg?c=16×9&q=h_540,w_960,c_fill”},”small”:{“uri”:”https://media.cnn.com/api/v1/images/stellar/prod/221013142133-nightcap-clip-1-inflation-thumb-16×9.jpg?c=16×9&q=h_540,w_960,c_fill”}}” data-featured-video=”true” data-headline=”Consumer prices surge and mortgage rates hit 20-year high” data-live=”” data-medium-env=”prod” data-show-ads=”true” data-show-name=”” data-show-url=”” data-source=”CNN” data-uri=”archive.cms.cnn.com/_components/video-resource/instances/h_410855e2154988b6364802d52cb6036b-h_0a43b085942bffa45185a25f36e1e8ff@published” data-video-id=”business/2022/10/13/nightcap-inflation-housing-fed-clip-orig-no.cnn” data-vr-video=”” Consumer prices surge and mortgage rates hit 20-year high 02:40 – Source: CNN Stocks slid after rising at the opening bel JPMorgan, Wells Fargo, Citigroup, and Morgan Stanley reported their quarterly results Friday. It was a mixed bag. And a pair of economic reports on retail sales and consumer sentiment gave investors insight into whether inflation and the Federal Reserve’s interest rate hikes are keeping Americans from spending. Raphael Bostic, president and chief executive officer of the Federal Reserve Bank of Atlanta, at the Jackson Hole economic symposium in Moran, Wyoming, in August. David Paul Morris/Bloomberg/Getty Images Federal Reserve Bank of Atlanta President Raphael Bostic said Friday he had inadvertently broken the central bank’s trading rules. New documents highlighted multiple violations. Bostic, who has led the Atlanta Fed for five years, made personal trades during blackout periods, when officials are prohibited from making financial transactions. The disclosures also show that Bostic previously filed incomplete information and that he held more than $50,000 in US Treasury funds last year, which exceeds the permissible limit. Bostic is the latest in a slew of top officials to come under scrutiny for trading activity outside of the scope of the Fed’s strict rules. The ongoing scandal has already led to multiple resignations. The revelations come at a crucial time for the Federal Reserve’s credibility. The central bank characterized inflation as “transitory” last year and since then has been forced to ramp up rate hikes this year to cool down the economy. On Friday, Bostic said that the errors were due to a misinterpretation of central bank rules. He said he sought to correct his mistakes “as soon as I became aware that my financial reporting did not meet the expressed or implicit expectations necessary to maintain the public’s trust.” The Fed president added that he did not make any trades based on insider knowledge. “I recognize it is my responsibility to understand and abide by every obligation of this office,” Bostic said. “I want to be clear: at no time did I knowingly authorize or complete a financial transaction based on nonpublic information or with any intent to conceal or sidestep my obligations of transparent and accountable reporting.” Two Fed presidents resigned last year after disclosures showed they had traded individual stocks in 2020, a period during which the Fed intervened in markets due to the pandemic-induced recession. Powell responded by instituting widespread personal-investing restrictions on senior officials. It was during the implementation of these restrictions that Bostic’s violations came to light. The Fed said Friday that Chairman Jerome Powell had asked its inspector general to conduct a review of Bostic’s transactions and that the central bank would take action based on the results of the investigation. US stocks fell Friday, giving up a big chunk of Thursday’s massive gains. Weak retail sales and rising bond yields overshadowed solid earnings from Dow components JPMorgan Chase (JPM) and UnitedHealth (UNH). A big week of earnings lies ahead, with Goldman Sachs (GS), Netflix (NFLX), Tesla (TSLA) and IBM (IBM) among the many blue chips on tap to report results. The Dow ended the day down more than 400 points, or 1.3%. The S&P 500 lost 2.4%. The Nasdaq Composite fell 3.1%. The Dow still wound up eking out a gain for the week, rising more than 1% over the past five days. But the S&P 500 fell more than 1% and the Nasdaq tumbled more than 3%. Delta Air Lines planes are seen at John F. Kennedy International Airport on the July 4th weekend in Queens, New York. Andrew Kelly/Reuters It’s not exactly a happy Friday on Wall Street. The major indexes are all down, and only a handful of stocks in the Dow are higher. But the few winners have something in common: strong earnings. JPMorgan Chase (JPM), which posted results that were better than expected, was the biggest gainer in the Dow. The second-best performer? UnitedHealth (UNH), which also reported earnings that exceeded Wall Street’s forecasts. The same was true over in the S&P 500. Big banks US Bancorp (USB) and Wells Fargo (WFC) led the way in that blue chip index. Citigroup (C) was also a leader. All three banks had impressive earnings Friday. Delta (DAL) was also a big winner, extending its gains from Thursday, when…you guessed it…the airline reported solid profits. Stocks were giving back a chunk of Thursday’s massive gains in midday trading Friday. The market was hovering at its lowest levels of the day just around noon. Investors seemed more worried about sagging retail sales and continued inflation worries than excited by decent earnings from financial giants JPMorgan Chase (JPM), Wells Fargo (WFC) and Citigroup (C). The supermarket mega merger of Kroger (KR) and Albertsons (ACI) failed to entice stock shoppers either. The Dow fell more than 300 points, or 1.1%. The S&P 500 was down 1.9%. The Nasdaq Composite slipped 2.5%. Traders seen at the New York Stock Exchange today.  Brendan McDermid/Reuters US markets gave up their early-morning gains after a new consumer survey from the University of Michigan showed that expectations for elevated inflation were increasing. Investors worried that the survey, closely watched by the Federal Reserve, could mean more painful rate hikes are on the horizon. The Dow fell below 30,000 on the news, and the S&P 500 and Nasdaq also dropped to session lows. The Dow lost 140 points, or 0.5%, on Friday morning. The S&P 500 was down 1.1%. The Nasdaq Composite was 1.4% lower. A man walks past a Citigroup Citibank Park Avenue branch in New York, NY, January 13 (Anthony Behar/Sipa USA/AP) Citigroup reported a 25% drop in year-over-year net income on Friday as the bank increased its loan loss reserves and activity in investment banking slumped. “Banking was the business most adversely impacted by the macro environment with reduced deal flows and a lower appetite for M&A,” said Citigroup CEO Jane Fraser in the company’s statement, adding that “the backdrop for wealth management was difficult.” Big banks have been slammed this year as the US faces a potential recession, which would lead to major loan losses and an accelerated slowdown in mergers and acquisitions. Out of all the big bank stocks, Citi’s shares have tumbled the most – down 32% year-to-date. There were some bright spots in the company’s third quarter report. The bank reported stronger-than-expected revenue, bringing in $18.51 billion in revenue versus the $18.25 billion expected by analysts, according to Refinitiv, a 6% increase since last year. Personal banking revenue soared 10% year over year to $4.33 billion. But the bank reported just $631 million in investment banking revenue for the third quarter, a steep decline of more than 60% year over year. Citigroup’s Fraser will speak about earnings live at 11 a.m. ET. Anyone who’s watched “Sesame Street” probably knows the classic song about how one object in a group differs from the rest. “One of these things is not like the others. One of these things just doesn’t belong.” Well, Morgan Stanley (MS) was the one that didn’t belong Friday. Shares of the investment bank fell 3% in early trading after the bank reported earnings and revenue that missed analysts’ forecasts. Meanwhile, shares of JPMorgan Chase (JPM), Citigroup (C), Wells Fargo (WFC) and US Bancorp (USB) were all higher after they each reported reasonably solid results. So to quote another “Sesame Street” song, “it’s not easy being green” if you’re Morgan Stanley’s stock. US stocks opened higher in the wake of a massive comeback Thursday that saw the Dow Jones Industrial Average surge 1,500 points from peak to trough and the S&P 500 post its widest trading range since March 2020. Investors also considered mixed third-quarter earnings results from big banks. JPMorgan Chase and Wells Fargo stock soared after they beat revenue expectations. Morgan Stanley and Citigroup, meanwhile, both announced profit misses. The Dow gained 249 points, or 0.8%, on Friday morning. The S&P 500 was up 0.9%. The Nasdaq Composite was 1% higher. Produce is offered for sale at a grocery store on October 13 in Chicago, Illinois. (Scott Olson/Getty Images) Americans were feeling more confident about the economy in early October — though that optimism may prove short lived, according to the latest University of Michigan consumer sentiment survey. The preliminary consumer sentiment index for this month rose to 59.8 from 58.6 in September, having fallen to a record low of 50 in June when gas prices hit historic highs. The decline in fuel costs since then has allowed consumers to feel a little more optimisti...

The 10 Best Cities For Mental Health, Ranked – Bustle https://dentoncountynewsonline.com/the-10-best-cities-for-mental-health-ranked-bustle/ While you can find something positive about any town, there are a few cities that are extra good for your mental health. Whether it’s because of the environment, the accessibility, or the work-life balance, living in these areas is said to do wonders for your well-being. To find out which are the best cities for mental health, lawn company LawnStarter compared over 190 of the biggest U.S. cities by looking at 33 metrics, including access to green space (like parks and trails), mental health resources, meditation classes, and urban gardens, as well as the cost of living and even the average sleep level of the people who live there. All of these things, of course, can impact how you feel day to day. Topping the list is Naperville, Illinois, which took first place overall and in the financial wellness category, thanks to the financial stability of its residents. Next up was Pasadena, California — the city with the most meditation classes — followed by Seattle, Washington. According to the survey, Seattle came in third because the city is all about meditation, running, biking, and yoga, which may explain why the area scored so high in LawnStarter’s physical wellness and mindfulness categories. Seattle also has easy access to green space. Erin Dierickx, LMFTA, a licensed marriage and family therapist associate who lives in the west coast city, can attest to this. “Green space invites exploration, fun, adventure, exercise, and the opportunity to be outside and connect with others through shared movement and interest in nature,” she tells Bustle. Read: all good things for boosting the mood. “Green space invites exploration, fun, adventure, exercise, and the opportunity to be outside and connect with others through shared movement and interest in nature.” Coming in the number four spot is Fremont, California followed by San Fransisco — two more mental wellness-promoting areas in Cali. While LawnStarter pointed out that folks in San Fransisco tend to go too far when it comes to overworking, they make up for it with an otherwise healthy lifestyle and access to mental health resources. Next up on the list is Bellevue, Washington followed by Alexandria, Virginia, two cities that are “full of therapists” as well as financially-stable, healthy, and well-rested adults, according to LawnStarter. Alexandria came in with a top ranking for its access to exercise classes and gyms, too. The eighth best city in the U.S. for mental health? Irvine, California followed by Fort Collins, Colorado, a city with plenty of access to therapy. Fort Collins was also revealed to be the most “well-rested city” on the list. Since working long hours and getting limited sleep is bad for your brain, it makes perfect sense why this is such a deciding factor. The number 10 spot goes to Santa Rosa, California, which also gets top marks for its laidback vibes. (That makes five out of 10 hailing in California!) “A laidback lifestyle can impact mental health by reducing stress and having less pressure to perform or be ‘on’ all the time,” says Ryanne Mellick, a mental health therapist in Minneapolis, Minnesota, a city that ranks as number 19 on the list. “Also, access to therapy is key. Access to services and support is so important for mental wellness and can have a huge impact on a person’s overall well-being and mental wellness.” Sources: Erin Dierickx, LMFTA, licensed marriage and family therapist associate Ryanne Mellick, mental health therapist

Latest PSN: Steer Ropers Eye Big Payout At NFSR – Professional Rodeo Cowboys Association https://dentoncountynewsonline.com/latest-psn-steer-ropers-eye-big-payout-at-nfsr-professional-rodeo-cowboys-association/ Latest PSN: Steer ropers eye big payout at NFSR  Professional Rodeo Cowboys Association

Apple And The Metaverse: Everything We Know So Far – Decrypt https://dentoncountynewsonline.com/apple-and-the-metaverse-everything-we-know-so-far-decrypt/ Tech giants see huge opportunity in the metaverse—the name given to a future, more immersive vision of the internet with potential real-world ties. Facebook parent Meta has bet big on the prospect, as its rebrand suggests, while Microsoft has both teamed with Meta and acquired a major game publisher as it builds momentum in the space. What about Apple? The iPhone and Mac maker has famously taken a unique approach to hardware and software design, even incorporating that “Think Different” ethos into its marketing. As the metaverse takes shape through new hardware and online worlds—some of which will be built with interoperable Web3 tech like NFTs—Apple may again take its own path. Reports suggest that Apple will begin its entry into the metaverse with a pricey headset that bridges the gap between virtual environments and digitally enhanced real-world use. Can Apple take the metaverse mainstream as it has with so many past gadgets? Here’s what we know so far. What is Apple building? Apple’s augmented reality (AR) ambitions have been tracked by tech media for years as the firm reportedly has been building in that direction since 2015. The latest reports suggest that Apple will begin with a high-end mixed reality headset that offers both virtual reality (VR) and AR functionality, with ambitions to release other AR-specific hardware further in the future. Bloomberg reports that Apple’s first headset is expected sometime in 2023 and may be called the Reality One or Reality Pro, based on trademark filings believed to be tied to Apple. It’s expected to be a premium device that will sell for upwards of $3,000—although noted Apple analyst Ming-Chi Kuo has pegged a price in the $2,000-$2,500 range. In either case, it would be a notable increase over Meta’s new Quest Pro mixed reality headset, which sells for $1,500. Still, Meta’s headset offers a glimpse of the types of experiences that are possible with a mixed reality headset that can overlay digital content atop a user’s full-color, real world view—and the more lifelike interactions potentially enabled by the tech. On one hand, it’s a fully-loaded VR headset that can access online social platforms (like Meta’s own Horizon Worlds) and play immersive games. On the other hand, mixed reality functions can be used for interacting with digital screens and models while still seeing the real world, or creating art and music with digital tools alongside physical collaborators. The Meta Quest Pro. Image: Meta Apple’s first headset will reportedly use a powerful M2 processor from the firm’s Macs and feature a wider array of cameras and sensors—including ones that can accurately recreate users’ leg movements, which Meta is still figuring out. The Information reports that retina scanners will enable biometric security for logging in, making payments, and more. Other potential features mentioned in reports include an external screen to show the wearer’s facial expressions—a potential drain on battery life—plus custom, snap-on prescription lenses for glasses wearers to use. However, nothing has been confirmed by Apple at this point, and some reported features may not make the first device (or even later ones). What about the metaverse? The metaverse won’t be limited to VR and AR headsets. There are already early Web3 metaverse games and applications that live on computers and mobile devices, and that will likely continue to be the case as more metaverse platforms pop up and overlap with each other, creating a more immersive, experiential internet at scale. But mixed reality headsets are considered a key stepping stone towards that future, and what many believe will be the best way to experience metaverse worlds. After all, such headsets can amplify immersion and more naturally capture the nuances and interactions of wearers, all while retaining a link to the real world—potentially the best of both scenarios. Such hardware is useless without compelling software, however, and Apple knows well the need for a smooth marriage of the two. Apple is reportedly developing a RealityOS operating system, per Bloomberg, along with experiential versions of apps like Maps and FaceTime, as well as avenues to consume media and games and collaborate with other wearers. Whether Apple’s vision for mixed reality experiences and immersive online interactions matches the efforts of other builders remains to be seen, but it’s very likely that Apple will not embrace the buzzy “metaverse” term itself. Apple always uses its own unique branding—and, besides, CEO Tim Cook says he’s not a fan of the word. “I always think it’s important that people understand what something is,” Cook told Dutch outlet Bright in September. “And I’m really not sure the average person can tell you what the metaverse is.” But Cook is bullish on augmented and mixed reality tech, and the potential use cases there, telling the publication, “I think AR is a profound technology that will affect everything. Imagine suddenly being able to teach with AR and demonstrate things that way. Or medically, and so on. Like I said, we are really going to look back and think about how we once lived without AR.” What about Web3 and interoperability? Web3 enthusiasts want to see a metaverse that’s built on open-source blockchain technology, uses NFTs to represent ownership of digital assets, and is spread across interoperable platforms that users can hop between and still utilize all of their digital stuff. Given that, there’s been fear of centralized tech giants trying to muscle in and steer the direction of the future internet towards a direction that they can control. Interestingly, however, Meta CEO Mark Zuckerberg said that he believes an “open, interoperable” metaverse is “better for everyone,” and said that Meta will work alongside other builders far and wide. While that’s not an explicit embrace of Web3 tech, or an acknowledgement that Meta will build a truly open metaverse platform, it is a more permissive tone than many have come to expect from the company in the past. Will Apple follow suit and build its own metaverse apps and experiences with a similar mindset? History suggests otherwise. Apple is arguably the biggest purveyor of the “walled garden” closed ecosystem, with its locked-down iOS platform and App Store model that takes a sizable cut from developers’ app and content sales. That’s riled up rivals like Fortnite maker Epic Games, which is waging legal battles against Apple and Google in the hopes of opening up its app ecosystems. In November 2021, Epic Games CEO Tim Sweeney said that “no company can own” the metaverse, and Epic itself is making significant moves in that arena while also not using Web3 tech itself. Recent evidence also suggests that Apple isn’t keen on letting Web3 technology disrupt its immensely profitable business model. Apple lets App Store developers sell NFTs through their iOS apps, but still takes a 30% cut of all sales—several times more than any leading NFT marketplace. That poses a sizable challenge to many current Web3 distribution models. But Apple isn’t necessarily anti-crypto. Many notable crypto exchanges and wallet makers have iOS apps that let users spend their cryptocurrency from an iPhone. Cook has said in the past that Apple is “looking at” cryptocurrency, plus said he owns cryptocurrency and has been interested “for a while.” Apple has also listed job openings with crypto experience required. All of that amounts to a decidedly murky outlook on Apple embracing a Web3-centric, open metaverse. Apple may well choose to build the metaverse its own way, apart from the rest of the industry, but it’s unclear if that model will continue to bear fruit in the future as Web3 adoption grows and open platforms rise in prominence. Zuckerberg, at least, is convinced that Apple is making its own play towards the metaverse. In response to an employee question in July 2022, per a transcript seen by The Verge, the Meta CEO said that it and Apple are in a “​​very deep, philosophical competition about what direction the internet should go in.” Stay on top of crypto news, get daily updates in your inbox.

Poco M4 Pro 5G With Media Tek Dimensity 810 And 16MP Front Camera; Check Out Full Specifications – The Tech Outlook https://dentoncountynewsonline.com/poco-m4-pro-5g-with-media-tek-dimensity-810-and-16mp-front-camera-check-out-full-specifications-the-tech-outlook/ Poco M4 Pro 5G is released in India on February 22nd, 2022. It comes in colors like Power Black, Cool Blue, and Yellow. Available in 3 variants- 4GB+64GB 6GB+128GB 8GB+128GB As of today price on Amazon for the 4GB+64GB variant is Rs 14,999, for the 6GB+128GB variant price is Rs 16,999, 8GB+128GB variant price is Rs 18,999. On Flipkart as of today price for the 4GB+64GB variant is Rs 12,499, for the 6GB+128GB variant price is Rs 14,499 and for 8GB+128GB price is Rs 15,499. It is powered by Media Tek dimensity 810 with an octa-core processor. Runs on Android v11. Quick specs of the Poco M4 Pro 5G- 6.6 inches IPS LCD with 1080*2400 Pixel resolution and 90Hz refresh rate. Dimensions are 6.44*2.98*0.35mm. The dual camera setup of 50MP+8MP and a single front camera of 16MP. 5000mAh li-polymer battery with 33W fast charging (100% in 60min) claimed by the brand. Internal memory can be expanded up to 1TB. Dual sim- Sim 1 as Nano and Sim 2 as Hybrid. Connectivity includes 5G, 4G, 3G, 2G, VoLTE, wifi, Bluetooth v5.1, and USB type C. Sensors include a side fingerprint sensor, light sensor, proximity sensor, accelerometer, compass, and gyroscope.

Crypto Market Maker Wintermute Pays Off $96M TrueFi Debt Weeks After Being Hacked – CoinDesk https://dentoncountynewsonline.com/crypto-market-maker-wintermute-pays-off-96m-truefi-debt-weeks-after-being-hacked-coindesk/ Krisztian Sandor is a reporter on the U.S. markets team focusing on stablecoins and institutional investment. He holds BTC and ETH. Prominent crypto market maker Wintermute paid off its $96 million debt on decentralized finance (DeFi) protocol TrueFi, TrueFi’s loan dashboard shows, just about three weeks after being hacked for $160 million. The TrueFi loan was one of the firm’s largest outstanding known debts owed to a DeFi lending platform. Wintermute took out a $92 million loan on the TrueFi protocol from its USDT lending pool in April, which was due to mature Oct. 15. Wintermute repaid the loan with interest Friday, one day before the deadline, transaction data on blockchain data platform Nansen shows. TrueFi’s loan dashboard showing Wintermute’s loan history (Screenshot) The loan was uncollateralized, meaning that the borrower didn’t pledge any assets against the loan, securing it only by its financial standing and reputation. Market makers and trading firms often take out these types of loans for trading purposes. The news comes after Wintermute’s DeFi operation suffered a $160 million hack in late September, one of the largest hacks in recent months. At the time, Wintermute’s outstanding DeFi debt amounted to $200 million, CoinDesk reported earlier. Evgeny Gaevoy, the firm’s CEO, said then that the company remained solvent after the hack. Earlier this week, Blockwater, a Korean trading firm, defaulted on a loan on TrueFi after missing payment on a $3.4 million loan. TrueFi said that it determined “a potential court-supervised administrative proceeding would lead to a better outcome” to recover the assets to lenders. Sign up for The Node, our daily newsletter bringing you the biggest crypto news and ideas. By signing up, you will receive emails about CoinDesk product updates, events and marketing and you agree to our terms of services and privacy policy. DISCLOSURE Please note that our privacy policy, terms of use, cookies, and do not sell my personal information has been updated . The leader in news and information on cryptocurrency, digital assets and the future of money, CoinDesk is a media outlet that strives for the highest journalistic standards and abides by a strict set of editorial policies. CoinDesk is an independent operating subsidiary of Digital Currency Group, which invests in cryptocurrencies and blockchain startups. As part of their compensation, certain CoinDesk employees, including editorial employees, may receive exposure to DCG equity in the form of stock appreciation rights, which vest over a multi-year period. CoinDesk journalists are not allowed to purchase stock outright in DCG . Krisztian Sandor is a reporter on the U.S. markets team focusing on stablecoins and institutional investment. He holds BTC and ETH. Krisztian Sandor is a reporter on the U.S. markets team focusing on stablecoins and institutional investment. He holds BTC and ETH.

U.S. Treasury Asks Major Banks If It Should Buy Back Bonds – Reuters https://dentoncountynewsonline.com/u-s-treasury-asks-major-banks-if-it-should-buy-back-bonds-reuters/ Oct 14 (Reuters) – The U.S. Treasury Department is asking primary dealers of U.S. Treasuries whether the government should buy back some of its bonds to improve liquidity in the $24 trillion market. Liquidity in the world’s largest bond market has deteriorated this year partly because of rising volatility as the Federal Reserve rapidly raises interest rates to bring down inflation. The central bank, which had bought government bonds during the COVID-19 pandemic to stimulate the economy, is now also reducing the size of its balance sheet by letting its bonds reach maturity without buying more, a move which investors fear could exacerbate price swings. Register now for FREE unlimited access to Reuters.com The Treasuries market has swelled from $5 trillion in 2007 and $17 trillion in early 2020, while banks are facing more regulatory constraints that they say make it more difficult to intermediate trades. The Treasury is asking dealers about the specifics of how buybacks could work “in order to better assess the merits and limitations of implementing a buyback program.” These include how much it would need to buy in so-called off-the-run Treasuries, which are older and less liquid issues, in order to “meaningfully” improve liquidity in these securities. The Treasury is also querying whether reduced volatility in the issuance of Treasury bills as a result of buybacks made for cash and maturity management purposes could be a “meaningful benefit for Treasury or investors.” It is further asking about the costs and benefits of funding repurchases of older debt with increased issuance of so-called on-the-run securities, which are the most liquid and current issue. “The Treasury is acknowledging the decline in liquidity and they’re hearing what the street has been saying,” said Calvin Norris, portfolio manager & US rates strategist at Aegon Asset Management. “I think they’re investigating whether some of these measures could help to improve the situation.” He said buying back off-the-run Treasuries could potentially increase liquidity of outstanding issues and buyback mechanisms could help contain price swings for Treasury bills, which are short-term securities. However, when it comes to longer-dated government bonds, investors have noted that a major constraint for liquidity is the result of a rule introduced by the Federal Reserve following the 2008 financial crisis which requires dealers to hold capital against Treasuries, limiting their ability to take on risk, particularly at times of high volatility. “The underlying cause of the lack of liquidity is that banks – due to their supplementary leverage ratios being capped – don’t have the ability to take on more Treasuries. I view that as the most significant issue right now,” said Norris. The Fed in April 2020 temporarily excluded Treasuries and central bank deposits from the supplementary leverage ratio, a capital adequacy measure, as an excess of bank deposits and Treasury bonds raised bank capital requirements on what are viewed as safe assets. But it let that exclusion expire and big banks had to resume holding an extra layer of loss-absorbing capital against Treasuries and central bank deposits. The Treasury Borrowing Advisory Committee, a group of banks and investors that advise the government on its funding, has said that Treasury buybacks could enhance market liquidity and dampen swings in Treasury bill issuance and cash balances. It added, however, that the need to finance buybacks with increased issuance of new securities could increase yields and be at odds with the Treasury’s strategy of predictable debt management if the repurchases were too variable in size or timing. The Treasury is posing the questions as part of its regular survey of dealers before each of its quarterly refunding announcements. Register now for FREE unlimited access to Reuters.com Reporting By Karen Brettell and Davide Barbuscia; Editing by Chizu Nomiyama and Chris Reese Our Standards: The Thomson Reuters Trust Principles.

Reuters Science News Summary – Devdiscourse https://dentoncountynewsonline.com/reuters-science-news-summary-devdiscourse-7/ Following is a summary of current science news briefs. NASA looks to launch Artemis lunar test flight again on Nov. 14 NASA has targeted Nov. 14 for a third attempt to launch its big, next-generation rocketship, the U.S. space agency said on Wednesday, after weeks of technical setbacks and foul weather delayed the uncrewed inaugural Artemis mission to the moon. Plans call for rolling the 32-story-tall Space Launch System (SLS) rocket and its Orion capsule back out to Launch Pad 39B at NASA’s Kennedy Space Center in Cape Canaveral, Florida, as early as Friday, Nov. 4 to renew final flight preparations. SpaceX capsule splashes down, returning 4 astronauts from Space Station The fourth long-duration astronaut team launched by SpaceX to the International Space Station (ISS) safely returned to Earth on Friday, splashing down in the Atlantic Ocean off Florida after nearly six months of research aboard the orbital outpost. The SpaceX Crew Dragon capsule dubbed Freedom, carrying three U.S. NASA astronauts and an Italian crewmate from the European Space Agency, parachuted into the sea at the conclusion of a five-hour autonomous flight home from the ISS. Archaeologists unearth eight colonial-era mummies in Peru Archaeologists in Peru have unearthed eight centuries-old mummies at a site in the country’s capital, an important find that experts say could point a colonial-era cemetery. Archaeologists on Tuesday were hard at work in Lima’s Park of Legends on the coast of central Peru, carefully cleaning the ancient preserved corpses found under the site, including the remains of children. (With inputs from agencies.)

CLUB4Fitness Opening Monday In Flower Mound – The Cross Timbers Gazette https://dentoncountynewsonline.com/club4fitness-opening-monday-in-flower-mound-the-cross-timbers-gazette/ A new, huge gym will open its doors 5 a.m. Monday in Flower Mound. CLUB4Fitness is opening a 59,000-square-foot facility in the old Tom Thumb space at 2600 Flower Mound Road. The regional health club chain has 27 locations in the south, and this will be its fifth — and largest — in Texas. The membership-oriented CLUB4 Fitness offers a variety of health and fitness equipment, programs and amenities, including personal training, group exercise classes, small group training, cycling, tanning, red light therapy, hydromassage, kid care programs and more. “If you are interested in anything fitness-related, we should have something for you,” said Andrew Acker, regional manager. The Flower Mound location will eventually have 24-hour access, and memberships start at $10 per month. New members on the premium and premium plus plans get their first month free, Acker said while encouraging the community to come in “and let us show you how amazing this facility is.” “CLUB4 is for everybody and every body,” Acker said. “You need to come experience it for yourself and see if it’s something for you.” Click here for more information. Mark Smith Mark Smith is the Digital Editor of The Cross Timbers Gazette.

Injured While On Vacation? Here Are Some Steps You’ll Need To Take – Salon Privé Magazine https://dentoncountynewsonline.com/injured-while-on-vacation-here-are-some-steps-youll-need-to-take-salon-prive-magazine/ If you’re planning on taking a vacation in the near future, it’s important to be aware of what you need to do if you get injured while you’re away from home. Many people don’t think about this until it’s too late, and they find themselves in a difficult situation. If something happens and you need medical attention, here are some steps you’ll need to take! 1. Seek medical attention immediately: Don’t wait to see if the injury will heal on its own, as it could potentially worsen and cause more harm in the long run. Go to a nearby hospital or doctor, and make sure to keep all documentation of your visit. Additionally, if you’re not able to seek medical attention immediately due to the severity of the injury, make sure someone accompanies you and documents everything that happens. For instance, if you’re involved in a car accident while on vacation, make sure to call 911 and have an ambulance take you to the nearest hospital. 2. Prove negligence: If your injury was caused by another person or entity, such as a slip and fall at a hotel, it’s important to report the incident and collect any evidence of negligence. Take pictures of the area where the accident occurred and keep any documentation from witnesses who may have seen what happened. For instance, if you slipped on a wet floor at a restaurant, ask for the incident report from the establishment and gather any receipts or witness statements. Additionally, make sure to keep track of any expenses related to the injury, such as medical bills or missed work wages. This can be used as evidence in potential legal action against the negligent party. 3. Call your personal injury lawyer : If you have a personal injury lawyer, reach out to them as soon as possible. Depending on where you live a personal injury lawyer from Orange County or LA or NYC can advise you on the best steps to take in order to receive compensation for your injuries and any related expenses. Remember, it’s important to act quickly when dealing with these types of situations, as there may be time limits on filing a claim. Don’t wait until you’re back home to take action. 4. File a travel insurance claim: If you have travel insurance, make sure to file a claim for your injuries. Keep all documentation and communication with the insurance company in case it is needed for future legal action or reimbursement of expenses. Additionally, check your policy to see if there are any time limits on filing a claim related to injuries while travelling. 5. Follow any medical recommendations: It’s important to follow any medical advice given to you, such as taking prescribed medication or attending physical therapy. This not only helps with your recovery but can also be used as evidence in a legal case against the negligent party. For example, if you were injured in a car accident while on vacation and had to attend physical therapy, keep all documentation of your appointments and progress. Overall, getting injured on vacation can be a scary and overwhelming experience. By following these steps, you’ll be able to ensure that you receive the necessary medical attention and potential compensation for your injuries. Stay safe and enjoy your travels!

Regulators Approve U.S. Bank’s $8B Purchase Of Union Bank – 69News WFMZ-TV https://dentoncountynewsonline.com/regulators-approve-u-s-banks-8b-purchase-of-union-bank-69news-wfmz-tv/ NEW YORK (AP) — Key financial regulators on Friday approved U.S. Bank’s $8 billion acquisition of Japanese financial titan MUFG’s Union Bank franchise, clearing big regulatory hurdles for a deal that will push U.S. Bank closer to the size of Wall Street’s mega banks. But in reaching those approvals, both the Office of the Comptroller of the Currency and the Federal Reserve expressed concern about the recent growth of so called “super regional” banks like U.S. Bank, Truist and PNC Financial. The OCC stipulated in its approval that U.S. Bank must find ways to quickly and easily sell off parts its business in cases of severe economic distress. “In reaching this decision, the OCC carefully considered the effect of the U.S. Bank and MUFG Union Bank merger on communities, the banking industry, and the U.S. financial system,” said Acting Comptroller of the Currency Michael J. Hsu. “The OCC also took into account … how best to ensure that large banks do not become the next class of too big to fail institutions.” Meanwhile, Fed Governors said the central bank should consider new regulations for these super-regional banks that would recognize their recent growth in size and what risks they may now pose to the overall financial system. The nation’s biggest Wall Street banks, technically known as globally systemically important banks, became some of the most strictly regulated institutions following the 2008 financial crisis. They are required to have so-called “living wills” to show how they would best unwind their businesses in case of bankruptcy. While the Fed may not want to go as far as it did in putting guardrails on the mega banks like JPMorgan, it signaled that the super-regional banks are a growing concern. “Since we know from experience that even noncomplex banks in that range can pose risks to the broader financial system when they experience financial distress, I am encouraged that the Board is seeking comment on an advance proposal to improve their resolvability,” Federal Reserve Vice Chair Lael Brainard said. Minneapolis-based U.S. Bank proposed buying the Union Bank franchise from MUFG in September 2021, the latest of several large mergers among similar-sized institutions. The merger wave started with the merger of two Southern banks — SunTrust and BB&T — to create Truist. PNC Financial bought the consumer banking franchise of Spanish bank BBVA last year. Union Bank has retail branches primarily in West Coast states, with its main banking office in San Francisco. It also has commercial branches in Texas, Illinois, New York, and Georgia. But unlike the SunTrust-BB&T merger and the PNC-BBVA merger, regulators seemed to take more time on the deal. U.S. Bank and MUFG had to extend their purchase agreement earlier this year to allow the longer regulatory approval. The Department of Justice gave approval to the U.S. Bank-MUFG deal late last month, requiring U.S. Bank to sell off three bank branches for anti-competitive reasons. Copyright 2022 The Associated Press. All rights reserved. This material may not be published, broadcast, rewritten or redistributed without permission.

7 Ways To Eat Less Sodium In Your Daily Diet – AARP https://dentoncountynewsonline.com/7-ways-to-eat-less-sodium-in-your-daily-diet-aarp/ 3. Try other ways to “salt” your food In addition to low-sodium or “lite” salts, which are blends of salt and potassium chloride, there are other ways to enhance a dish’s flavor  Experiment with using garlic, citrus juice, salt-free seasonings or other spices. Meanwhile, avoid sauces, mixes and instant products like flavored rice that can be loaded with added sodium. Opt for the most basic or least processed forms of rice, beans and other dry goods and season them yourself. Top 10 Sources of Sodium Bread and rolls Pizza Sandwiches Cold cuts and cured meats Soups Burritos and tacos Savory snacks like chips, popcorn, pretzels Chicken Cheese Eggs and omelets Source: CDC For example, when preparing a tabbouleh salad, Lendway used orange juice instead of lemon juice and added some dried fruit to avoid relying on salt. “I was absolutely amazed. It did not need any salt at all,” he said. “So, focusing a little more on a sweet-sour or a sweet-tangy sauce, and less on the salt is another strategy. You’re balancing sweet, tangy, sour flavors.” 4. Seek out no- to low-sodium recipes Utilize the internet and specialty cookbooks to find low-sodium recipes. The AHA has a low-salt cookbook with some free recipes online. 5. Swap your salty staples with healthier options If you don’t like low-sodium products, try swapping them with a similar product. “If you’ve ever had low-sodium tomato juice, it’s horrible. If you take a product and modify it, just by virtue, that product is going to be second-best. It never tastes as good,” said Lendway. “Why don’t you switch to something like orange juice, which doesn’t normally have sodium?” 6. Ask to hold the salt when eating out About one-third of our food calories come from outside the home, according to the Food and Drug Administration. Depending on the level of scratch cooking a restaurant offers, you can ask which menu items are already salted and request if items like fries or vegetables can be plated without added salt. 7. Increase potassium in your diet If you have high blood pressure, eating more potassium can help lower it to a healthy level. Good sources of potassium include bananas, oranges, melons, cooked spinach, broccoli, potatoes and sweet potatoes. Find a full list of potassium-dense foods here. Aaron Kassraie writes about issues important to military veterans and their families for AARP. He also serves as a general assignment reporter. Kassraie previously covered U.S. foreign policy as a correspondent for the Kuwait News Agency’s Washington bureau and worked in news gathering for USA Today and Al Jazeera English.