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Up and Moving Implemtation INTERACTIVE: Explorsing Asset Classes
Up and Moving Implemtation INTERACTIVE: Explorsing Asset Classes
NGPF Activity Bank Investing UP & MOVING IMPLEMENTATION Link to full activity - INTERACTIVE: Exploring Asset Classes Interactive: Novel Investor's Asset Class Returns Implementation to Part 1: Define the Asset Classes Distribute the Asset Class Cards (or sticky notes) and Descrip...
·docs.google.com·
Up and Moving Implemtation INTERACTIVE: Explorsing Asset Classes
Question of the Day: Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" - Blog
Question of the Day: Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" - Blog
Answer: 94% of investment pros underperformed (see below), so 6% outperformed.  Questions: Why do you think investing professionals struggle to "beat the market? Why do you think investors continue to invest their money with professionals despite their record of not being able to "beat the market?" Your friend says "you are better off investing with professionals instead of buying a simple index fund (e.g., S&P 500) that matches the market return." Do you agree or disagree based on the data above? Click here for the ready-to-go slides for this Question of the Day that you can use with your students. Behind the numbers (SPIVA report, 2020): A UNIQUE SCORECARD FOR THE ACTIVE VERSUS PASSIVE DEBATE There is nothing novel about the index versus active debate.
·ngpf.org·
Question of the Day: Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" - Blog
200+ Years of Asset Class Returns
200+ Years of Asset Class Returns
I'm a sucker for historical market data.I know, I know. It doesn't help you predict the future but it can help shape your expectations to allow you to emotionally prepare for a range of outcomes.
·awealthofcommonsense.com·
200+ Years of Asset Class Returns
Question of the Day [Updated]: What's the new interest rate on federal student loans for the 2021-22 school year? - Blog
Question of the Day [Updated]: What's the new interest rate on federal student loans for the 2021-22 school year? - Blog
Answer: 3.73% (vs. 2.75% for 2020-21 school year) Questions: How do you think this interest rate compares to the interest charged on credit card debt?  Average student debt is around $30,000 for college graduates. At current interest rates, roughly how much in interest would be paid over the life of a 10-year student loan? Here's a loan calculator to help with the math.  Click here for the ready-to-go slides for this Question of the Day that you can use with your students.  Behind the numbers (NerdWallet): Federal student loans will be more expensive for 2021-22 school year.
·ngpf.org·
Question of the Day [Updated]: What's the new interest rate on federal student loans for the 2021-22 school year? - Blog
Adulting with Richard Sherman
Adulting with Richard Sherman
NFL football superstar Richard Sherman breaks down the money playbook. You’re adulting now, so adult with Richard Sherman.
·millionstories.com·
Adulting with Richard Sherman
The Dow Turns 125
The Dow Turns 125
The index continues to controversially be weighted by share price.
·morningbrew.com·
The Dow Turns 125
Question of the Day: What’s the real value of $100 in each state? - Blog
Question of the Day: What’s the real value of $100 in each state? - Blog
Answer from Tax Foundation: Purchasing power (a.k.a. cost of living) becomes a critical consideration for students considering where they would like to live or even go to college. $100 will buy you a lot less if you attend college or live in New York City vs. rural Maine.
·ngpf.org·
Question of the Day: What’s the real value of $100 in each state? - Blog
Livengood: Michigan's auto insurance law guaranteed Cadillac medical care. New law ended the warranty.
Livengood: Michigan's auto insurance law guaranteed Cadillac medical care. New law ended the warranty.
General Motors Co. guarantees customers a three-year, 36,000-mile bumper-to-bumper warranty on every vehicle the Detroit automaker sells.But what if in the second year of the warranty, the government arbitrarily capped the reimbursement payments for GM dealerships by nearly half and forced them out…
·crainsdetroit.com·
Livengood: Michigan's auto insurance law guaranteed Cadillac medical care. New law ended the warranty.
How Public Universities Became So Expensive
How Public Universities Became So Expensive
Tuition at America’s public universities has nearly tripled since 1990. With President Biden looking to ease the burden for some students, experts explain how federal financial aid programs can actually contribute to rising costs. Photo: Storyblocks
·wsj.com·
How Public Universities Became So Expensive
Question of the Day: What careers is Gen Z most interested in? - Blog
Question of the Day: What careers is Gen Z most interested in? - Blog
Answer: Questions: What is your desired career at this point? Why does that interest you? What education/training do you need for this career? Have you ever had a conversation with someone who does this job?
·ngpf.org·
Question of the Day: What careers is Gen Z most interested in? - Blog
Question of the Day (UPDATE): What is the cost to repair an iPhone screen? - Blog
Question of the Day (UPDATE): What is the cost to repair an iPhone screen? - Blog
Answer: $30 to $280 Questions: Have you damaged your phone in the last year? If so, have you gotten it repaired? The cost of AppleCare+ is either a one-time fee of $200 or $10 per month. If you want loss and theft protection too, it’s $270 or $13.50 per month.
·ngpf.org·
Question of the Day (UPDATE): What is the cost to repair an iPhone screen? - Blog
What is an Exchange-Traded Fund (ETF)? - Robinhood
What is an Exchange-Traded Fund (ETF)? - Robinhood
Some people want stock in exactly one company. Others want stock in one *type* of company. ETFs are for the latter — each ETF is made up of several investments in different underlying stocks or other securities.
·learn.robinhood.com·
What is an Exchange-Traded Fund (ETF)? - Robinhood
Career
Career
The #1 financial literacy curriculum used by 30,000 teachers reaching over 2 million students. Free personal finance activities and lesson plans for middle and high schools, plus daily professional development for teachers -- also free
·ngpf.org·
Career
Question of the Day: What percent of companies say soft skills matter as much or more than hard skills in hiring? - Blog
Question of the Day: What percent of companies say soft skills matter as much or more than hard skills in hiring? - Blog
Answer: 92% say soft skills matter as much or more than hard skills Questions: What is the difference between a hard skill and a soft skill? Why do you think it is important for employees to have strong soft skills? How can you develop your own soft skills in preparation for your future career? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.
·ngpf.org·
Question of the Day: What percent of companies say soft skills matter as much or more than hard skills in hiring? - Blog