Personal Finance Institute

An upcoming executive order may provide guidance for employers and plan administrators who want to include private-market investment options in 401(k) accounts.

by Allen Mendenhall

AI-powered Finance Dashboard

A growing number of states are creating automatic retirement programs for employees of private employers. These programs, known as auto-IRAs, target employees without access to retirement programs through work, aiming to address what groups such as AARP characterize as a national retirement crisis.

Money Maker is the only board game where YOU create the money! Every player is a commercial bank. Use your infinite supply of credit to invest, produce goods, and earn money. Be careful not to create the next financial crisis!

Answer a few simple questions to estimate the amount of life insurance coverage you need to take care of your family.

Personal Journals Podcast · Updated Weekly · Imagine if you could ask someone anything you wanted about their finances. On What We Spend, people from across the country and across the financial spectrum are opening their wallets—and their lives—…

The stock market and the dollar are moving in opposite directions.

FICO will start incorporating BNPL loan data into its credit score formula.

On the age-old trade-off between risk and reward....

Women who invest began at age 31, on average, a survey found, but most respondents said they wish they had started earlier. Here's why.

Question: How do you keep your budget working as hard as you do? Answer: Keep. It. Fresh. Here are 14 signs you need to refresh your budget.

Credit card companies and other financial institutions are quaking.

The average 401(k) savings rate recently hit a record high. Here's how to know if you're on track.

If you think the rent is too damn high, wait until you get the bill for child care.

It takes a hefty paycheck to cover your essentials, pay back your debts, save for the future and have a little fun.

US stocks have roared back to life since bottoming out on April 4, with the AI trade powering much of the gains....

While a drop in the nation’s average credit score may sound minor, it belies a major crisis for student loan borrowers.

American retailers are stepping up their gas game....

The online retail giant sold more than double the amount of apparel of any other retailer in 2023....

It’s definitely not investors getting a jump start on “sell in May and go away.” Right?...

Question of the Day for teachers and students: What percent of consumers using "buy now, pay later" have been late with their payments?

For the second consecutive year, millennials have the fastest growing average balances among the generations, per Experian data.

The number of times you use a payment plan to buy spontaneous splurges won’t tank your credit score…yet.

Can your 401(k) fund your retirement dreams? Compare your progress to the average American retirement savings by age.

New partnership gives customers more ways to pay for groceries, retail, meals and more

Explore this post and more from the CalebHammer community

Just how common is a 2.7% drop like yesterday?...