Personal Finance Institute

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The first mention of loud budgeting came in a TikTok from New York-based comedian Lukas Battle in December.

The 'soft saving' trend emphasizes living in the moment, but experts say you can prioritize your well-being while also saving for the future.

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New research suggests that the average American household spends more than $1,000 per month on groceries, but residents of these 10 states spend the most.

Catastrophe bonds were a top-performing asset for hedge funds last year.

Healthcare companies can use insights from a US consumer survey on social determinants of health to inform policies and programs and improve outcomes.

Fewer than half of all boomers have saved enough for retirement. They'll be forced to rely on their millennial and Gen Z kids.

Take this quiz and find out how to build your wealth and see what could be dragging it down.

About three-quarters of Americans have a monthly budget, but 83% say they overspend. Around 4 in 10 say they usually use a credit card to pay for additional purchases.

We've all heard money talks. But for how many people is it saying goodbye? Answer: A whopping 84%   Questions: What are some possible factors that would lead to someone spending beyond their budget? How do unexpected expenses, like medical emergencies or car repairs, impact a person's ability to stick to their budget?

Don't let bad financial decisions make future you hate you. Finance smarter with NerdWallet.#NerdWallet Subscribe to NerdWallet - https://bit.ly/3wGvVf3 Abou...

A long-forgotten German economist argued that society and the economy would be better off if money was a perishable good. Was he an anarchist crank or the prophet of a better world?

Flint Mayor Sheldon Neeley is giving piggy banks to kids with a message on financial literacy and some encouragement to open a bank account.

Shares of ride-hailing app Uber reached a new 52-week high last week as the San Francisco-based firm prepares to make its S&P 500 debut in Monday trading.

Here are the states that require high school students to take a personal finance course in order to graduate.

How much does the average American household spend on transportation per year?

As financial fears mount, some Americans are "doom spending," or spending money despite their economic and geopolitical concerns, as a way to cope with stress.

Try to beat the market in the Market Timing Game by selling stocks when they are high and buying when they are low.

This morning, the New York Fed’s Center for Microeconomic Data released the 2023:Q3 Quarterly Report on Household Debt and Credit. After only moderate growth in the second quarter, total household debt balances grew $228 billion in the third quarter across all types, especially credit cards and student loans. Credit card balances grew $48 billion this quarter and marked the eighth quarter of consecutive year-over year increases. The $154 billion nominal year-over-year increase in credit card balances marks the largest such increase since the beginning of our time series in 1999. The increase in balances is consistent with strong nominal spending and real GDP growth over the same time frame. But credit card delinquencies continue to rise from their historical lows seen during the pandemic and have now surpassed pre-pandemic levels. In this post, we focus on which groups have fallen behind on debt payments and discuss whether rising delinquencies are narrowly concentrated or broad based.

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/PRNewswire/ -- With the costs of everyday necessities on the rise last year, middle- and working-class families felt the biggest crunch on their bank accounts...

Starting in 2024, savers can roll unused money from a 529 plan over to Roth individual retirement account free of income tax or tax penalties.