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Credit cards make money through net interest, interchange, fees, and marketing contributions.

BNPL products, business models and why consumers and merchants like them

BNPLs (Buy Now Pay Later) are an interesting, relatively novel payment method. Here is how they work.

The payments industry in Japan is evolving rapidly. Some trends are globally relevant.

The RBI’s new guidelines on digital banking units give banks a head start in the race Read this edition online Monday, 11 April 2022 A weekly newsletter about how finance is getting supercharged by tech in India, and how you can make money work for you.

In the S-1 form that NerdWallet filed with the SEC, prior to going public, the company stated that “NerdWallet exists for one reason: to empower consumers and SMBs with financial guidance they can trust.” NerdWallet attempts to do this by providing, among other things, reviews of financial products and lists of the best financial products…

You better cut the pizza into four slices because I'm not hungry enough to eat six – Yogi Berra Does it matter if a firm is financed with debt, equity, or a digital token? Does a firm's financial policy create value? The Miller-Mogdiliani ("MM" for short) Theorem1 says no – under certain conditions. The conditions for the MM theorem are: * Perfect markets – no arbitrage or no transaction costs * No taxes * No additional costs to bankruptcy * No conflicts of interests * Symmetric informat

Or, how you can create positive returns out of a random walk simply by rebalancing a portfolio. Let's say you have $100 that you want to distribute 50% in stocks and 50% in cash. $200 in stocks, $200 in cash. On the first day, the stock halves in price, so you now only have $100 in stock. You rebalance your portfolio by buying another $50 in stock, bringing your assets to $150 in stock, $150 in cash (total $300). The next day, the stock doubles in price. Your stock is now worth $300. You sell

An explainer on how to find goals and set them

Getting started with your money resolutions

Getting started with your money resolutions - Part 2

An explainer on how to grow your income so that you can save more money in the long run

How to effectively plan your tax-saving strategy

How to sort out your insurance plan?

An explainer on how to find goals and set them

An explainer on how to meet your financial goals

The future of banking might not be what I thought.

As companies mature, grow departments, accumulate staff, and develop reliable streams of revenue, it gets structurally harder and harder to make the big decisions that might upset the applecart. This is the familiar scene of The Innovator's Dilemma. The more of everything there is, the higher the stakes appear, and the less likely prof...

The different approaches companies are taking to compensation in a remote world

“My job as CEO is to make folks as rich and as famous as they can be.”  View email in browser | Forward this email By Biz Carson June 25, 2022 Hello, and welcome to Pipeline. My name is Biz Carson, and I've listened to Beyoncé sing “You won’t break my soul” too many times to count this week.

Many experts say we're headed for a global economic downturn. In that case, does it make sense to start a technology business? #startups #EntrepreneurshipforEngineers #recession2022

A living note with simple guiding principles for founders.

An ultimatum was what we needed to change our paths.

The Enterprise Tech 30 is a report published by Wing VC identifying 10 Early Stage, 10 Mid Stage, 10 Late Stage, and an extra 10 "Giga" (a new category) enterprise startups. You can read the full report here [https://www.enterprisetech30.com/wp-content/uploads/2022/03/et30-2022-report.pdf] . How startups make the list: first, there's a short list of about 800 startups that get sent out to institutional investors, who then fill out a survey. This year, they added an additional scoring mechanism

What does the future of enterprise software look like? Atlassian has an idea, so I interviewed their CEO.

A few extra cents here, a huge price jump for that new feature you need. Software is increasingly expensive, and here are the most common ways apps get us to pay more.

Software used to get cheaper over time—but not anymore. Today's business software inflation rate is over three times the market average, based on our research of 100 popular SaaS tools.

A roundup of insights from thousands of SaaS pricing data points.