Opt Out of Cynicism
Feedly Boards
Self arrest on the Slippery Slope of Addiction
How credit cards make money
Credit cards make money through net interest, interchange, fees, and marketing contributions.
Understanding BNPL
BNPL products, business models and why consumers and merchants like them
BNPLs: Businesses Needing Provided Legibility
BNPLs (Buy Now Pay Later) are an interesting, relatively novel payment method. Here is how they work.
Payments in Japan
The payments industry in Japan is evolving rapidly. Some trends are globally relevant.
What will it take to set up a digital bank?
The RBI’s new guidelines on digital banking units give banks a head start in the race Read this edition online Monday, 11 April 2022 A weekly newsletter about how finance is getting supercharged by tech in India, and how you can make money work for you.
You Are Your Business Model -
In the S-1 form that NerdWallet filed with the SEC, prior to going public, the company stated that “NerdWallet exists for one reason: to empower consumers and SMBs with financial guidance they can trust.” NerdWallet attempts to do this by providing, among other things, reviews of financial products and lists of the best financial products…
Does Financial Policy Matter?
You better cut the pizza into four slices because I'm not hungry enough to eat six – Yogi Berra Does it matter if a firm is financed with debt, equity, or a digital token? Does a firm's financial policy create value? The Miller-Mogdiliani ("MM" for short) Theorem1 says no – under certain conditions. The conditions for the MM theorem are: * Perfect markets – no arbitrage or no transaction costs * No taxes * No additional costs to bankruptcy * No conflicts of interests * Symmetric informat
Shannon's Demon
Or, how you can create positive returns out of a random walk simply by rebalancing a portfolio. Let's say you have $100 that you want to distribute 50% in stocks and 50% in cash. $200 in stocks, $200 in cash. On the first day, the stock halves in price, so you now only have $100 in stock. You rebalance your portfolio by buying another $50 in stock, bringing your assets to $150 in stock, $150 in cash (total $300). The next day, the stock doubles in price. Your stock is now worth $300. You sell
Finshots Money Resolution #6 - Get Set Go(al)
An explainer on how to find goals and set them
Your Finshots Money Resolutions start now!
Getting started with your money resolutions
Finshots Money Resolution #2: Budget + You = BFF
Getting started with your money resolutions - Part 2
Finshots Money Resolution #3 - Breaking the income barrier
An explainer on how to grow your income so that you can save more money in the long run
Finshots Money Resolution #4 - Axe your tax
How to effectively plan your tax-saving strategy
Finshots Money Resolution #5 - Buy Protection!!!
How to sort out your insurance plan?
Finshots Money Resolution #6 - Get Set Go(al)
An explainer on how to find goals and set them
Finshots Money Resolution #7 - Make Your One Page Financial Plan
An explainer on how to meet your financial goals
Hands-on-the-Wheel Money
The future of banking might not be what I thought.
The founder's gamble
As companies mature, grow departments, accumulate staff, and develop reliable streams of revenue, it gets structurally harder and harder to make the big decisions that might upset the applecart. This is the familiar scene of The Innovator's Dilemma. The more of everything there is, the higher the stakes appear, and the less likely prof...
Bias Against Creativity
Talent, Compensation and Remote Work
The different approaches companies are taking to compensation in a remote world
Backing your ex(-employee)
“My job as CEO is to make folks as rich and as famous as they can be.” View email in browser | Forward this email By Biz Carson June 25, 2022 Hello, and welcome to Pipeline. My name is Biz Carson, and I've listened to Beyoncé sing “You won’t break my soul” too many times to count this week.
Entrepreneurship for Engineers: Recessions and Startups
Many experts say we're headed for a global economic downturn. In that case, does it make sense to start a technology business? #startups #EntrepreneurshipforEngineers #recession2022
Principles for founders
A living note with simple guiding principles for founders.
Why we gave ourselves 6 months to make our company work
An ultimatum was what we needed to change our paths.
Cncf AR FINAL edits 15 2 21 pdf
Trends from The Enterprise 30
The Enterprise Tech 30 is a report published by Wing VC identifying 10 Early Stage, 10 Mid Stage, 10 Late Stage, and an extra 10 "Giga" (a new category) enterprise startups. You can read the full report here [https://www.enterprisetech30.com/wp-content/uploads/2022/03/et30-2022-report.pdf] . How startups make the list: first, there's a short list of about 800 startups that get sent out to institutional investors, who then fill out a survey. This year, they added an additional scoring mechanism
The Future of Enterprise Software, Atlassian Earnings, An Interview with Scott Farquhar – Stratechery by Ben Thompson
What does the future of enterprise software look like? Atlassian has an idea, so I interviewed their CEO.
How Software Gets More Expensive
A few extra cents here, a huge price jump for that new feature you need. Software is increasingly expensive, and here are the most common ways apps get us to pay more.