Credit
Money Maker - Play the Bank
Money Maker is the only board game where YOU create the money! Every player is a commercial bank. Use your infinite supply of credit to invest, produce goods, and earn money. Be careful not to create the next financial crisis!
BNPL loans will affect credit scores
FICO will start incorporating BNPL loan data into its credit score formula.
Student Loan Delinquencies Are So Bad They're Hurting America's Average Credit Score
While a drop in the nation’s average credit score may sound minor, it belies a major crisis for student loan borrowers.
QoD: Pct. of consumers late on "buy now, pay later" payments - Blog
Question of the Day for teachers and students: What percent of consumers using "buy now, pay later" have been late with their payments?
Average Credit Card Debt Increases 3.5% to $6,730 in 2024
For the second consecutive year, millennials have the fastest growing average balances among the generations, per Experian data.
Your BNPL loan could show up on a credit report
The number of times you use a payment plan to buy spontaneous splurges won’t tank your credit score…yet.
DoorDash Partners with Klarna to Offer US Customers Even More Convenience with Flexible Payments
New partnership gives customers more ways to pay for groceries, retail, meals and more
Klarna announcing their partnership with doordash reminded me of when credit cards were accepted at fast food restaurants. : r/CalebHammer
Explore this post and more from the CalebHammer community
What Is the Average Credit Score in the US?
Nearly three-quarters of consumers (71.2%) have a good or better credit score (670 or higher) in 2024.
Are Credit Scores the Key to Healing Our Economy and Democracy?
John Hope Bryant argues that raising credit scores could increase our life expectancies and lessen political division.
Visualizing the Growth of U.S. Consumer Debt
Student loan debt has increased fivefold over the past two decades.
Medical debt soon will be banned on credit reports under Biden administration rule | CNN Business
Americans won’t have to worry about unpaid medical bills damaging their credit reports and scores much longer.
Average Credit Card Interest Rate in America Today | LendingTree
The average credit card interest rate in America today is 24.61% after the second straight monthly decrease in the wake of the Federal Reserve’s recent rate cut.
visa-pfd-biannual-threats-report-fall-2024.pdf
2023-report-economic-well-being-us-households-202405.pdf
The Credit Score Quiz
How Many Americans Have a Perfect 850 Credit Score? - Experian
An Experian analysis found that 1.54% of Americans have a perfect 850 credit score. Here are key traits on how these consumers manage their credit.
American consumers are increasingly underwater on their car loans
Edmunds.com reported that the average amount owed on upside-down loans climbed to an all-time high of $6,458 during the third quarter.
Gen Z Consumers Are Using Credit More, and Differently, than Their Millennial Counterparts at the Beginning of their Credit Journeys
Gen Z consumers are tapping into credit at higher levels than their Millennial counterparts did in the early stages of adulthood (ages 22-24). TransUnion (NYSE: TRU) released these findings today at the company’s 2024 Financial Services Summit, attended by nearly 300 global financial services executives. The new TransUnion study, Solving for Z...
Credit card swipe fee suit will continue, nearly 2 decades since it started
In 2005, the same year Google Maps and Wedding Crashers graced the world, four merchant associations filed the antitrust, class action.
Experian Boost - Improve Your Credit Scores for Free
Boost your Credit Scores and raise your FICO® Score instantly for free. Millions of points already boosted across America.
Internet Crime Complaint Center(IC3) | Home Page
The Internet Crime Complaint Center, or IC3, is the Nation’s central hub for reporting cyber crime. It is run by the FBI, the lead federal agency for investigating cyber crime.
Exclusive | Wells Fargo Bet on a Flashy Rent Credit Card. It Is Costing the Bank Dearly.
The bank is losing money every month on the program as savvy customers flock to the card and projections on key revenue drivers turn out to be inaccurate.
Apple stops offering buy now, pay later loans in U.S.
Apple said it would no longer issue loans that enabled customers to buy products online and pay in four interest-free installments, at prices up to $1,000.
Large Bank Credit Card and Mortgage Data 2023 Q4 Narrative
by Brandon Goldstein & Caleb Hoover - April 10, 2024
experian-credit-guide.pdf
Credit card late fees capped at $8 as part of Biden administration crackdown on junk fees | CNN Business
Federal regulators finalized a rule on Tuesday to cap most credit card late fees at $8 as part of a broader push by the Biden administration to eliminate junk fees.
Americans' average credit score at every age—see how you compare
In general, Americans appear to be managing their credit well, according to Experian's latest data. Here's the average credit score by age.
you're better than your bank - cred.ai
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