Economics

Economics

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CashCourse | Your Real-Life Money Guide
CashCourse | Your Real-Life Money Guide
CashCourse® is a free, online noncommercial financial literacy resource for colleges and universities, created by the nonprofit National Endowment for Financial Education®. The program provides customizable, interactive personal finance tools used at more than 750 colleges and universities across the country.
derek68·cashcourse.org·
CashCourse | Your Real-Life Money Guide
Recent and Near-Term Fiscal Policy: Headwind or Tailwind?
Recent and Near-Term Fiscal Policy: Headwind or Tailwind?
The federal government routinely uses government spending and taxes to help offset the highs and lows of the U.S. business cycle. While government spending typically increases during a recession, the magnitude of the fiscal expansion during the pandemic recession was outsized compared with the average historical pattern. This likely contributed to real economic growth and possibly inflation during the recovery. Over the next few years, U.S. fiscal policy is expected to be roughly neutral, providing neither a tailwind nor headwind to the overall economy.
derek68·frbsf.org·
Recent and Near-Term Fiscal Policy: Headwind or Tailwind?
About Us
About Us
We're on a mission to make every family in America financially healthy and all-around happy. We help families to do money right by giving every member of the family an account that lets them save for their goals, spend money reponsibly, learn financial literacy, and transfer money between family members and friends real-time.
derek68·goalsetter.co·
About Us
Who Uses "Buy Now, Pay Later?" - Liberty Street Economics
Who Uses "Buy Now, Pay Later?" - Liberty Street Economics
“Buy now, pay later” (BNPL) has become an increasingly popular form of payment among Americans in recent years. While BNPL provides shoppers with the flexibility to pay for goods and services over time, usually with zero interest, the Consumer Financial Protection Bureau (CFPB) has identified several areas of potential consumer harm associated with its growing use, including inconsistent consumer protections, and the risk of excessive debt accumulation and over-extension. BNPL proponents have argued that the service enables improved credit access and greater financial inclusion, with approval being quick and relatively easy. More research is needed to assess the overall risks and benefits of BNPL for consumers. As a first step, we draw on new survey data to examine the background and circumstances of consumers who receive and take up BNPL offers. We find both the availability and use of BNPL to be fairly widespread but see disproportionate take-up among consumers with unmet credit needs, limited credit access, and greater financial fragility. While BNPL expands financial inclusion, especially to those with low credit scores, there is a risk that these payment plans contribute to excessive debt accumulation and over-extension.
derek68·libertystreeteconomics.newyorkfed.org·
Who Uses "Buy Now, Pay Later?" - Liberty Street Economics
(19) Lionel Page on X: "One of my favourite examples of how people react to economic incentives: Architectural tax avoidance👇 🇬🇧 UK : tax on windows 🇻🇳 Vietnam: tax on frontage 🇫🇷 France: tax on floors (roof exempted) 🇧🇷 Brazil: tax on church construction (when finished) https://t.co/35oAcgIFV0" / X
(19) Lionel Page on X: "One of my favourite examples of how people react to economic incentives: Architectural tax avoidance👇 🇬🇧 UK : tax on windows 🇻🇳 Vietnam: tax on frontage 🇫🇷 France: tax on floors (roof exempted) 🇧🇷 Brazil: tax on church construction (when finished) https://t.co/35oAcgIFV0" / X
One of my favourite examples of how people react to economic incentives:Architectural tax avoidance👇🇬🇧 UK : tax on windows🇻🇳 Vietnam: tax on frontage 🇫🇷 France: tax on floors (roof exempted)🇧🇷 Brazil: tax on church construction (when finished) pic.twitter.com/35oAcgIFV0— Lionel Page (@page_eco) February 20, 2020
derek68·twitter.com·
(19) Lionel Page on X: "One of my favourite examples of how people react to economic incentives: Architectural tax avoidance👇 🇬🇧 UK : tax on windows 🇻🇳 Vietnam: tax on frontage 🇫🇷 France: tax on floors (roof exempted) 🇧🇷 Brazil: tax on church construction (when finished) https://t.co/35oAcgIFV0" / X
How free is your state in Occupational Freedom?
How free is your state in Occupational Freedom?
How free is your state in Occupational Freedom? Find out! The Freedom in the 50 States 2023 index from the Cato Institute measures freedom across a range of over 230 policies and across personal, regulatory and fiscal dimensions.
derek68·freedominthe50states.org·
How free is your state in Occupational Freedom?