Economics of Housing Policies

Since 2005, Denver added 162,000 new residents, growing its population by 29%. Over the same period, the average priced home in Denver has increased 138% from $260,600 to $619,500.

It is unlikely housing prices are set to crash unless there is an unexpected shock (a “black swan” event).

The typical home value of homes in Denver CO is $562,400. Denver CO home values have gone down 4.6% over the past year.

Existing home prices data is published monthly by the National Association of Realtors. The units displayed are in thousands and is the seasonally adjusted annual rate.

This virtual exhibit and its teacher lesson plans explore the history of US housing discrimination and residential segregation from the 1890s to today.

Mini-Unit 7.3 Racial Discrimination in Housing Student Activity Packet MINI-UNIT: RACIAL DISCRIMINATION IN FINANCE Name: In this lesson, you will learn to: Explain how land and homeownership contribute to wealth building in the United States Analyze historical and current housing pr...

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Why the U.S. is not in another housing bubble but other countries cannot make the same claim.

The demand for mortgages has dropped to the lowest point since 1996, according to a new survey. The Mortgage Bankers Association’s seasonally adjusted index found mortgage application vol…

For some young people, a path to homeownership often involves a mix of diligent saving combined with assistance from family or government loans and programs.

In this personal finance lesson, students will compare rental options.

Owning a home plays a big role in building wealth, but the homeownership gap between Black and white Americans has increased since the civil rights era.

Six pathways to making housing more affordable and available from the Ivory Prize for Housing Affordability.

View our policy solutions to help remedy years of discriminatory housing policies and join us in helping to ensure all families have a stable, affordable place to call home.

A playable post on how harmless choices can make a harmful world.

Use our free mortgage calculator to estimate your monthly mortgage payments. Account for interest rates and break down payments in an easy to use amortization schedule.

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Once you find the right home, it’s time to find the right mortgage. Get offers from lenders and compare options to choose the loan that's right for you.

Use this tool to review your Loan Estimate to make sure it reflects what you discussed with the lender.

Think you're ready to buy a house? The path to get from here to there may seem confusing, but once you understand the steps and the people involved, you'll be ready to make your first move! SUBSCRIBE to Two Cents! https://goo.gl/jQ857H Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com -- Two Cents was created by Katie Graham, Andrew Matthews, Philip Olson CFP® and Julia Lorenz-Olson and is brought to you by PBS Digital Studios. We love dropping some knowledge on all things personal finance and helping you make better money decisions. Two Cents is hosted by Philip Olson, CFP® and Julia Lorenz-Olson Directors: Katie Graham & Andrew Matthews Written by: Julia Lorenz-Olson & Andrew Matthews Executive Producer: Amanda Fox Produced by: Katie Graham Edited & Animated by: Andrew Orsak Images by: Shutterstock Music by: APM SOURCES: http://time.com/money/4636251/millennial-homeowners-mortgage/

Semester Course 4.4 Loan Fundamentals Student Activity Packet UNIT: TYPES OF CREDIT Name: Students will be able to: Interpret data to understand what types of debt the average American household has Differentiate between amortized installment loans and revolving credit lines Read an amort...

Semester Course 4.6 Mortgages Student Activity Packet UNIT: TYPES OF CREDIT Name: Students will be able to Explain what a mortgage is and why most Americans require one to finance a home Use a mortgage calculator to explore how downpayment, credit score, interest rate, and term all impact...

Full Year Course 3.4 Understanding Loans Lesson Guide UNIT: TYPES OF CREDIT Learning Objectives Students will be able to Explain the fundamental features of a personal loan, including where to find one and how to apply Explore the peer-to-peer lending market as an alternative to trad...

Full Year Course 3.7 Mortgages Lesson Guide UNIT: TYPES OF CREDIT Learning Objectives Students will be able to Understand how down payment, interest rate, term, loan type, and amortization table work together to impact overall mortgage payments Recognize the pros and cons of fixed- ...