With so many types of insurance to choose from, it's hard to know what you need and what you don't. Learn the basics about different kinds of insurance.
Not all Mandates are Created Equal: a 2022 Legislative Recap
In the most recent legislative session, 117 bills were proposed that tied to the issue of financial education. Our policy and advocacy team has been tracking the progress of these bills, and provides an analysis of their strengths and possible challenges.
Freezing Your Kid's Credit: How, and Why It's Worth The Hassle
The reason to take time to freeze your kid’s credit is the same reason you childproof your house when they’re babies: to protect them. Children are about
Significant YOY Increase in Americans with Less than 1 Month of Emergency Funds Available - New Survey Data
/PRNewswire/ -- If a disaster suddenly struck – a hurricane, another pandemic, or deepening of the current economic crisis, for example – how well would you be...
Sources (with Answer Keys): PISA 2018 Released Financial Literacy Items (first 15 questions) and OECD PISA 2018 Financial Literacy Framework (last 4 questions) Compiled by NGPF [Thanks to Brian Page for pointing out this resource] Q1-Q3: Q4-Q5: Q6-Q7 ...
Analysis | The most-regretted (and lowest-paying) college majors
Humanities disciplines are among the most regretted majors and are declining in popularity. Meanwhile, STEM fields have doubled enrollment in the last decade.
Americans are increasingly turning to pay-later services for groceries and other everyday essentials. And there are signs that the practice is putting some in deep debt.
Midtown Office-to-Apartment Conversion Concept Gains Hochul and Adams Support
This article was originally published on Mar 7 at 8:39pm EST by THE CITY Worried that the pandemic has made too many Manhattan office buildings obsolete, real estate interests have convinced Mayor Eric Adams and Gov. Kathy Hochul to join an effort to ease conversions to residential use south of 60th Street. The push to convert office space into apartments…
Credit Karma's Credit Score Simulator will help explain why and how certain actions change your credit score. Use the Credit Score Simulator to see what could happen if you increase your limit or close a credit card.
College graduates worry that they will be stuck repaying their student loans for decades, even during retirement. The amount of time it takes to repay a student loan in full depends on the type of loan, the amount borrowed, the interest rate and the repayment plan the borrower selects, as well as the use of deferments and forbearances. Borrowers typically take no more than 16-19 years to repay their federal student loans.
Explainer: How Biden's student loan forgiveness will impact U.S. consumers
President Joe Biden announced on Wednesday a long-awaited plan to cancel billions of dollars in student debt, making good on a campaign promise to aid debt-strapped younger Americans even as some Republicans argue the move could worsen inflation.
‘Hidden in plain sight’: A nostalgic look back at Chicago’s Sears kit homes, hundreds of which still stand
Many Sears kit homes, which were ordered from a catalog and built by the homeowner in the early 1900s, remain standing throughout Chicagoland, evoking a sense of nostalgia for better times in the department store’s history.
Student loan forgiveness could help more than 40 million
WASHINGTON (AP) — More than 40 million Americans could see their student loan debt reduced — and in many cases eliminated — under the long-awaited forgiveness plan President Joe Biden announced Wednesday, a historic but politically divisive move in the run-up to the midterm elections.
Why Using Your Credit Card Is Getting More Expensive | WSJ
Every time you pay with your credit card, it costs the store a small percentage in fees: usually around 3%. And in 2022, Visa and Mastercard raised those cre...
Only 14% of Consumers with Federal Student Loans on Pause Can Afford Payments, ScoreSense Survey Finds 62% of survey respondents say they are delaying major life purchases
/PRNewswire/ -- A survey of consumers with federal student loans on pause, which went into effect during the COVID-19 pandemic, reveals that only 14% of...
Spring 2022 saw 685,000 fewer students compared to last year, and projections estimate that the decline in postsecondary enrollment will continue into the fall.
Analysis | The remote work revolution is already reshaping America
Preliminary data show hybrid schedules and flexibility to work entirely from home are impacting demographics and economics more substantially than many realize.
SUPPORT us on PATREON: https://www.patreon.com/twocentspbsdsSUBSCRIBE to Two Cents! https://goo.gl/jQ857H Building a credit history without a credit history ...