Personal Finance

What if the debate between active and indexed stock investing were a Broadway musical about competing gangs, like West Side Story? Whether sung, read, or spo...

What if investment firms advertising active management were required to include full disclosure of the historically low success rate of active versus indexin...

New York Fed economists Jaison Abel and Richard Deitz track data on the job prospects, wages, unemployment, and underemployment of new U.S. college graduates. Trends for young workers holding only a high school diploma provide a comparison

The Hamilton Project seeks to advance America's promise of opportunity, prosperity, and growth.

This interactive dashboard report for the College Class of 2020 provides information about where graduates at the undergraduate and graduate levels land within six months of graduation.

The Hamilton Project seeks to advance America's promise of opportunity, prosperity, and growth.

College graduates generally out-earn those who have not attended college, yet many say they can’t afford to get a four-year degree – or that they just don’t want to.

Question of the Day for teachers and students (Updated): What percent of U.S. taxpayers prepared their own tax returns in 2021?

Secret IRS files reveal the top US income-earners and how their tax rates vary more than their incomes. Tech titans, hedge fund managers and heirs dominate the list, while the likes of Taylor Swift and LeBron James didn’t even make the top 400.

9,330 votes and 286 comments so far on Reddit

Personal finance: How to save, spend, and think rationally about money | Big ThinkWatch the newest video from Big Think: https://bigth.ink/NewVideoLearn skil...

New York Fed economists Jaison Abel and Richard Deitz track data on the job prospects, wages, unemployment, and underemployment of new U.S. college graduates. Trends for young workers holding only a high school diploma provide a comparison

Allan Maman, Sonny Mo, and Sam Yang, cofounders of Bloom, all wish they had learned about smart ways to invest their money when they were even younger.

For those who have been early readers of the blog, you might remember the earlier Balloon test which we featured a few years back. We lamented the day it disappeared. That lamentation was replaced with exultation when I recently came across a new version of it. Not perfect.

When it comes to estimating the size of demographic groups, Americans rarely get it right. In two recent YouGov polls, we asked respondents to guess the percentage (ranging from 0% to 100%) of American adults who are members of 43 different groups, including racial and religious groups, as well as other less frequently studied groups, such as pet owners and those who are left-handed.

Gen Z consumers are using buy now, pay later services, but they are wary of the spending habits this option could form, according to a new study.

EPI’s Family Budget Calculator measures the income a family needs in order to attain a modest yet adequate standard of living. The budgets estimate community-specific costs for 10 family types (one or two adults with zero to four children) in all counties and metro areas in the United States. Compared with the federal poverty line…

In this guide, you'll learn 42 tricks to improve your pricing -- all backed by research and science.

Child care can cost more than rent or college tuition, but early childhood teachers are some of the lowest-paid professionals. So, where does all that money go? Build your own child care program with this new interactive and find out the true cost of high-quality child care: https://costofchildcare.org/

Why rising inflation is a bigger risk to the stock market than rising interest rates.

The 2021 Consumer Housing Trends Report (CHTR) provides a snapshot of what housing consumers are thinking and doing in mid-2021. In this report, we take a deeper look at buyers (household decision makers that own their primary residence and moved to a home they purchased in the past year); In other reports, we examine homeowners, renters, and sellers more closely.

Looking for a tool to help students compare colleges across various criteria as they search for a "best fit" school? Be sure to check out the College Scorecard which just recently got a makeover as reported by NPR.  Given the size of the investment in time and dollars, it's nice to know there's a tool available to show how graduates of specific majors fare in their careers.  Here's the data you will find about colleges: School: Cal State-Fullerton Screen #1:  Screen #2 Detailed information available on outcomes for specific majors including # of grads, median earnings (monthly earnings) and median debt after graduation (monthly payment):   Note for Median Earnings: The median annual earnings of students two years after graduation. Only data from students who received federal financial aid are included in the calculation. College Scorecard also includes data on costs, graduation and retention, financial aid, typical earnings, student body, test scores and acceptances.  ------------------- Questions for students: Go to College Scorecard and research a college that you are interested in.  As you are reviewing the data, identify five factors that will be important to you in selecting a college.  Create a table that has specific data on the five factors for the first college you researched.  Now repeat the process for a second college that you are interested in and add the information to the table.  ------------------- Prepare students for the college-going process by playing the NGPF Arcade game, PAYBACK.   

Adam Looney, David Wessel, and Kadija Yilla explain the severity of America’s student loan challenge, the rate of default, and candidates’ proposals for forgiving those debts.

Regulators have their eyes on that dusty home gym you financed with buy now pay later.

Answer: 6 Years and 3 Months Questions: Considering the cost of this Playstation 5 Bundle, do you think this is a good idea? Explain your answer. What big-ticket items or once-in-a-lifetime experiences do you think are worth spending money on? How could you reduce the amount of time required to pay off this credit card bill?

Here's all 188 cognitive biases in existence, grouped by how they impact our thoughts and actions. We also give some specific cognitive bias examples.

Interactive charts illustrating trends in U.S. household debt and credit data

Are stocks due for a crash? Is it a good time to buy low? Can you time and beat the market?!   Click the “Start” button below to start the clock on a random 10 year period of the U…