Personal Finance

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Why Housing Costs Are So High
Why Housing Costs Are So High
Inflation, zoning laws, and neighborhood lobby groups all work to make affordable housing a distant dream for most Americans. Are subsidized housing projects and inclusionary zoning mandates the answer, or can the market provide a solution?
derek68·fee.org·
Why Housing Costs Are So High
8 Types of Insurance You Can't Go Without
8 Types of Insurance You Can't Go Without
With so many types of insurance, it's hard to know what you need and what you don't. So, let’s go over the eight types of insurance you can’t go without.
derek68·ramseysolutions.com·
8 Types of Insurance You Can't Go Without
Financial literacy matters: Why college students need to start learning now
Financial literacy matters: Why college students need to start learning now
Investing and financial planning are framed as something we’ll just figure out after graduation once we get a “real” job, but waiting means missing out on opportunities to start building wealth early, and for many, the lack of financial knowledge means racking up debt without fully understanding the consequences.
derek68·michigandaily.com·
Financial literacy matters: Why college students need to start learning now
How the Federal Government Created the Subprime Mortgage Crisis
How the Federal Government Created the Subprime Mortgage Crisis
The result of the government’s expansion into the subprime mortgage market was that by the time of the financial crisis, more than half of all mortgages in the United States were subprime or otherwise low-quality mortgages.
derek68·fee.org·
How the Federal Government Created the Subprime Mortgage Crisis
Homebuying hit 3-decade low last year
Homebuying hit 3-decade low last year
Existing home sales fell last year to the lowest level since 1995 when the US population was 23% smaller, the National Association of Realtors said.
derek68·morningbrew.com·
Homebuying hit 3-decade low last year