Personal Finance

We'll pick a random 10-year period and see if you can spot and avoid the downturn.

Edpuzzle video lesson. Make any video your lesson. Take a video and crop it, add your voice or embed questions at any point.

Question of the Day Investing #31 Nike or Under Armour: Which company's stock has performed better over the past five years? www.ngpf.org Last updated: 5/719

Popular payment app Venmo has ushered in 40 million users to its platform, its parent company PayPal announced on Wednesday.

Answer: 27% Questions: Which majors do you think are more likely to lead to a job in that field? What steps can you take to prepare yourself for employment, regardless of which major you choose? Given that almost 3/4 of college grads end up in fields that are not related to their major, do you think it's a good idea to consider multiple majors while in college?  Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.  Behind the numbers (Inside Higher Ed): A New York Federal Reserve Bank study came up with this 27% statistic. The Insi...

Index funds (funds that mimic popular stock market indices like the S&P 500) now have more assets under management then active funds trying to "beat the market."  Per the WSJ:  Funds that track broad U.S. equity indexes hit $4.27 trillion in assets as of Aug. 31, according to research firm Morningstar Inc., giving them more money than stock-picking rivals for the first-ever monthly reporting period. Funds that try to beat the market had $4.25 trillion as of that date.

It's better to panic a little than to panic a lot

Federal report suggests that bias toward the bachelor's degree is contributing to potential shortfall of millions of electricians and welders.

70% of African households own cellphones but less than 35% have access to credit. Mining non-traditional forms of credit via available technologies, Eric Mibuari asks if this "mobile continent" can use cellphones to access what they need most: loans.

Select your major and college of choice and find out the max amount of loans you should take out.

Compare the real prices that colleges charge, take financial control of your college search, and use this leverage to get a better price.

In this personal finance lesson, students will participate in insurance pools to learn how car insurance markets deal with risks.

Answer: About 1% of U.S. millionaires (those earning $1 million/year) are professional athletes We often hear from teachers that students are convinced that professional sports are the road to riches but besides the challenge of making it to this pinnacle (only 0.03% of high school seniors playing basketball ultimately get drafted after playing college ball), almost 99% of millionaires have generated their wealth outside of professional sports. Then again, athletes who suddenly come into millions from their first contract often struggle to live within their means while we have also unc...

Answer: Questions: Do you have a budget? Are you able to stick to it all of the time/some of the time/none of the time?  How would you answer this question for yourself: What are the purchases that cause you to overspend?  Take 2 or 3 items from the top 10 list and explain why that specific item leads to overspending.  Explain strategies that you could use to control spending in those categories. Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (CNBC): Many people struggle with oversp...

Question of the Day Budgeting #85 Which household chores require the most time in a given week? www.ngpf.org Last updated: 2/9/20

Edpuzzle video lesson. Make any video your lesson. Take a video and crop it, add your voice or embed questions at any point.

From Flowing Data comes a chart showing trends in job growth and decline over the past 4 decades. As you move the cursor over the graph, you can see what jobs correspond to the lines on the graph.  Here's a snapshot (click to go to the interactive chart) Questions: Three fastest growing jobs since 1970? Three jobs that have seen greatest decline?  What jobs were most impacted by the Great Recession of 2008-09? Have they recovered to their pre-recession levels?

Answer: 19% Questions: The largest cost element above is depreciation. Why do you think that a new car depreciates (or loses value) over time?  Changing the number of miles you drive will reduce your fuel cost. Will it change any of the other costs listed above? Insurance estimates are based on someone with 6 years of driving experience.

Don’t shop online until you hear us out on the truth about these digital installment plans.

We have resources for student loan borrowers planning for the potential financial impact from coronavirus.

Read about the 2020 College Hopes & Worries Survey by The Princeton Review

Full Year Course 5.2 FAFSA: Gateway to Financial Aid Lesson Guide Learning Objectives Students will be able to Explain the role the FAFSA plays in the financial aid process Understand the importance of submitting the FAFSA Apply for the FAFSA Identify misconceptions and challenges ...