Personal Finance

Question of the Day for teachers and students: What percent of U.S. workers participate in the gig economy?

CashCourse® is a free, online noncommercial financial literacy resource for colleges and universities, created by the nonprofit National Endowment for Financial Education®. The program provides customizable, interactive personal finance tools used at more than 750 colleges and universities across the country.

Cashy is a game that allows you to teach budgeting, investing, work-life balance, and more. It's free and takes seconds to set up. Try it!

We're on a mission to make every family in America financially healthy and all-around happy. We help families to do money right by giving every member of the family an account that lets them save for their goals, spend money reponsibly, learn financial literacy, and transfer money between family members and friends real-time.

A short history of Giving Tuesday, the international day for giving back.

Consumers are expected to use “buy now, pay later” payment plans heavily this holiday season, a forecast that bodes well for retailers but that has credit experts again sounding alarm bells.

“Buy now, pay later” (BNPL) has become an increasingly popular form of payment among Americans in recent years. While BNPL provides shoppers with the flexibility to pay for goods and services over time, usually with zero interest, the Consumer Financial Protection Bureau (CFPB) has identified several areas of potential consumer harm associated with its growing use, including inconsistent consumer protections, and the risk of excessive debt accumulation and over-extension. BNPL proponents have argued that the service enables improved credit access and greater financial inclusion, with approval being quick and relatively easy. More research is needed to assess the overall risks and benefits of BNPL for consumers. As a first step, we draw on new survey data to examine the background and circumstances of consumers who receive and take up BNPL offers. We find both the availability and use of BNPL to be fairly widespread but see disproportionate take-up among consumers with unmet credit needs, limited credit access, and greater financial fragility. While BNPL expands financial inclusion, especially to those with low credit scores, there is a risk that these payment plans contribute to excessive debt accumulation and over-extension.

Take On Payments gives its take on some of the pluses and minuses of the buy now, pay later payment option.

With credit card debt reaching an all-time high, some may be in search of alternative payment methods such as buy now, pay later options. Here's what to know.

Apple is entering the buy now, pay later industry with its Apple Pay Later installment payment option. Here's how it compares with four popular BNPL services.

The income of a typical homebuyer in the United States surged to $107,000 from $88,000 last year, as home affordability precipitously worsened, according to an annual report from the National Association of Realtors.

Single women make up an increasing number of homebuyers.

Listed - real estate price guessing game

Get the information you need to make informed choices about your college journey and student debt.

US Census Bureau, Center for Economic Studies, Longitudinal Employer-Household Dynamics, Local Employment Dynamics, Research Data Centers, Publications and Reports

The US real estate industry will never be the same.

The median student debt for a U.S. bachelor's degree ranges from $43,000 to $13,000. View this graphic to see where each major falls in line.

A Morning Brew/Generation Lab survey dives into how college students think about financial advice.

People with a bachelor's in electrical engineering earned $106,600 a year, according to Census Bureau data.

The need for these occupations is expected to grow. How much does this outlook influence your students' career choices? Answer: Questions: What are some factors that might contribute to the growth of these particular fields? How does "median pay" differ from average pay?

More than 1,000 homeowners with an HOA shared their experiences, their monthly dues and their perceptions about living in an HOA neighborhood.

The pool of U.S. students who completed accounting degrees dropped sharply in the latest available academic year as more workers in the profession retire without an adequate pipeline of entrants to fill the gap.

Answers to your questions about one of the biggest challenges facing students.

Financial news for the next generation. We cover markets, trading, business, technology, and culture to empower you to control your financial future.

For most people, the new economics of higher ed make going to college a risky bet.

`These requirements would have the impact of exacerbating the already too-high homeownership gap,' said Marc Morial, head of the National Urban League.

Airbnb called the new law a “de facto ban” on its listings.

Is it better to buy or rent? Closing costs can get expensive and it can be better to rent, depending on how long you're staying. NerdWallet's calculator helps you determine if renting or buying a home makes more financial sense for you.

Northwestern Mutual's 2023 Planning & Progress Study finds Americans feel stronger about their friendships, mental health, physical health and job stability than they do about their finances An...