Personal Finance

while supporting data to point to is scant, the pandemic likely accelerated homebuying plans among “renters by choice.”

2021 was a strong year for stocks, commodities, and cryptocurrencies, as most asset classes provided positive returns.

We all know that the mitochondria is the powerhouse of the cell but barely any of us can explain what a credit score and why it matters so much. But don’t stress, we’re here to break down anything and everything credit scores in this episode of Brew Breakdown! Got a topic you want us to cover? Let us know in the comments below. Want more Brew Breakdown? Watch it here: https://bit.ly/WatchBrewBreakdown #CreditScore #FICO #MorningBrew Subscribe to Morning Brew Sign up for free today: https://bit.ly/morningbrewyt Follow The Brew! Instagram - https://www.instagram.com/morningbrew/ Twitter - https://twitter.com/MorningBrew Tik Tok - https://www.tiktok.com/@morningbrew

Here's a round-up of some of my favorite charts from 2021:The U.S. stock market as a whole was basically devoid of volatility this year:In fact, out of the past 94 years of data, this year

Answer: $346 Questions: Why do you think insurance companies raise a driver’s premium after they get a tlcket for texting while driving? What strategies do you use in order to avoid this temptation while driving? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (from Carinsurance.com):  A driver texting ticket can increase your rates by an average of 23 percent ($346 yearly), a rate analysis by CarInsurance.com shows.

Trying to bring some common sense to the world of finance. Book: https://t.co/c53AckMaZF Podcast: https://t.co/GrhZZzIjLv

A virtual bank for students bringing financial education to life

Use of buy now, pay later (BNPL) payment products has been growing in the United States. We explore the benefits and risks of BNPL products for consumers and merchants.

Volumes on PayPal Inc's 'buy now, pay later' platform were five times higher this Black Friday compared with a year earlier as the payments giant starts to gain traction in the fast-growing credit method, the company's chief executive told the Reuters Next conference.

Why life in this country is so hostile to single people.

Answer:  Religious organizations Education (includes K-12 schools, higher education and libraries) Human services (includes food banks, homeless shelters, youth services, sports organizations)  Questions: What do you think motivates people to give money to organizations like this?  In addition to money, many people choose to volunteer for organizations they believe in. Have you ever volunteered? Why or why not?  What types of organizations would you/have you donated time or money to in the past few years?  Here's the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (GivingUSA):  Total charitable giving grew 5.1% measured in current dollars over the revised total of $448.66 billion contributed in 2019.

Answer: $29,927 Questions: Does the number “$29,927” seem like a high average amount of debt? Why or why not?  What do you predict will happen to the average amount of student loan debt taken over the next 5 years? Why? Explain how and why you are concerned about student debt.

Map your money journey

Workers with higher levels of education tend to earn more than those with less education, but earnings vary by age, field of study, occupation, industry, gender, race and ethnicity, and location.

For most people, the average retirement savings isn't enough. Start early so it will be easy to save.

@CoxAutomotive chief economist, focused on economic and automotive industry trends.

Protect what matters with online banking tools and technologies designed to power your future.

‎Show Business Casual, Ep Professional Athletes & Financial Literacy with NFL star Ndamukong Suh - Nov 8, 2021

In the Netflix hit series Squid Game, cash-strapped players compete in deadly children's games for money. NPR's podcast, The Indicator, looks at what the show reveals about debt and decision making.

Answer: Debit card, credit card, cash From Federal Reserve of Atlanta: Note: Results from 2009 through 2014 are based on the American Life Panel; 2015 through 2020 results are based on the UnderstandingAmerica Study panel. OBBP stands for online banking bill payment; BANP stands for bank account number payment.Source: 2009–20 Surveys of Consumer Payment Choice Questions: How do you typically pay for things today? Why do you use that method? Summarize changes that have occurred between 2015 and 2020 in how people pay for things.  What is one major difference between debit cards and credit cards?

Answer: 638 Question: Why do you think landlords care about an applicant's credit score when deciding whose application to accept for a rental apartment? Why do you think landlords in these cities have such high standards when it comes to accepting applicants?  If you want to rent an apartment after high school or college, what can you do to start to establish credit? Here's the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (RentCafe):  "Good credit is becoming increasingly crucial for renting an apartment.

Zillow said Tuesday that it's winding down its homebuying unit, which competes with Opendoor.

Shares of Zillow Group Inc. took a dive Monday, after KeyBanc analyst Edward Yruma highlighted how most of the homes the real estate services company...

Note: We make frequent changes to the download paths for CSVs and ask that users who have standard code to ingest our data consider switching to the Econ Data API to avoid that code being affected by these changes.   DEFINITIONS OF HOME TYPES All Homes: Zillow defines all homes as single-family, condominium and co-operative homes with...

"No amount of money can compensate for a lack of character, honesty and genuine empathy towards others," a father writes in a letter to his young child.

At Vanguard, you’re more than just an investor, you’re an owner. Because we know the future you’re saving for is more than just yours.​​Investor-owned means ...

Answer: They forgot! Questions: Why do you think that so many people forget to pay their credit card bill?  What do you think are some of the consequences of not paying your bill on time?  What are steps that you can take so you are not one of those "forgetful" people who don't pay their bills on time?  Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (WalletHub): "In a nationally representative survey conducted by WalletHub, over 18 percent of respondents said they believe they will miss at least one credit card due date in 2021. That works out to about 47 million Americans.