Personal Finance

There's more to Costco's membership fees than meets the eye.

From Vanguard: May want to find a way to cover up the ending balances after 30 years.  Question: Two investors start with $100,000 and earn a 6% return per year for 30 years: One chooses a low-cost mutual fund with a cost of 0.25% (a.k.a. expense ratio) that is applied to their invested assets each year. Note that many index funds have even LOWER expense ratios).  The other chooses a higher-cost mutual fund of 0.63%, which is apparently the weighted average expense ratio for U.S. mutual funds.

In this lesson, students will be introduced to the Madoff Ponzi scheme. They will think about what Bernie Madoff did and how very experienced investors were tricked by him. Then we will return to the rational decision-making process and the four variables used to make investments to consider how investors can protect themselves against risk.

From WSJ: This chart measures the percentage of home buyers by age from 2006-2018 and demonstrates the seismic impact left by the Great Recession. Questions: Do you hope to own a house someday? When do you hope to be able to buy it?  What would be a good headline to summarize the data in the chart? In what year does there appear to be the most dramatic change in the data?

Exploring the many career prospects for students who are curious, analytical and love a good movement in stock and bond prices.

“It’s not just how much you have—it’s what you do with it,” says one researcher who studies money and happiness.

The next time you go for a job interview, you should spend time brushing up your personality, not just your skill set, a new study from TopInterview and Resume-Library has found.

Some of the people struggling the most to pay back their debt are the millions of students who took out student loans but never finished a degree.

Misadventures in Money Management helpspeople improve their financial literacy and financial choices through an interactive graphic novel experience.

Question of the Day Behavioral Finance #13 #1: Which would you choose?

Three questions that might change how you see yourself.

Shift away from paper money risks leaving young people out of touch with their finances #bestpractice #financialeducation #financialplanning

When it comes to picking a college, Dave Ramsey says too many students and their families are more focused on attending that all-important "dream school," than seriously considering what student loan debt will do to their lives 20 or 30 years down the line. And that has to change, he says.

Index Funds offer an intoxicating promise: lower fees, diversified risk and better returns. But is there a dark side to their astonishing rise?

Crippling student debt in the U.S. has reached a record high of $1.5 trillion nationwide. Today’s map breaks down which states bear the highest burden.

Adam Carroll talks about his $10,000 Monopoly game with his kids and how to teach finance management in a cashless society. Adam Carroll is quickly being rec...

The Index Card Final Reflection

Bingo Cards

The #1 financial literacy curriculum used by 30,000 teachers reaching over 2 million students. Free personal finance activities and lesson plans for middle and high schools, plus daily professional development for teachers -- also free

Edpuzzle video lesson. Make any video your lesson. Take a video and crop it, add your voice or embed questions at any point.

Learn how parents, grandparents and other family members can jumpstart their children's retirement.

Both traditional IRAs and Roth IRAs can be opened for kids of any age, and the benefits range from the savings themselves to learning about money.