Personal Finance

Consumers’ Buy-Now-Pay-Later repayment data is starting to be furnished to the nationwide credit reporting companies. A standardized approach would promote consistency and accuracy.

After a period of explosive growth, BNPL companies are facing challenges.

Klarna said it raised $800 million in fresh funding at a $6.7 billion valuation — down sharply from $45.6 billion a year ago.

Prudential respects your privacy, and we are committed to protecting it.

Colleges claim to award scholarships based on merit or need. In reality, they’re just charging the most they think families will pay.

Young people and consumers with low credit scores saw the largest spikes.

You Need a Budget combines easy software with Four Simple Rules to help you quickly gain control of your money, get out of debt, and save more money faster!

Inflation and high mortgage rates are taking a bite out of homebuyer budgets, leading to fewer sales and supply gains.

Stocks, bonds and cash over the long run and the short run.

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During online shopping, have you noticed special payment offers that promise to let you “buy now and pay later” popping up in recent years?

What's your new rate for your student loans?

Buy now, pay later could pose a challenge to credit cards’ leading position in US payments. To sustain profitable growth, issuers may need to rethink their products, economics, and value propositions.

This graphic shows how to plan for sufficient retirement savings, and how the U.S. population measures up at each step.

On average, U.S. house prices grew by 18.7% from Q1 2021 to Q1 2022. How has price growth differed by state over various timeframes?

All stores have marketing tactics to get you in the door — stylish mannequins, elaborate display windows, posters screaming about all the discounts you can find inside.

Half of teens polled by Fidelity said investing felt ‘out of reach’

Every relationship involves taking that all-important first step. Your relationship with money and investing is no different. Jump right into one of the topics below. All courses are designed to fit your busy lifestyle.

Using "buy now, pay later" and splitting your payments into smaller amounts across a few months must make it easier to pay, right?  Answer: 42% Questions: Have you seen the "buy now, pay later" options when you buy items online? If yes, have you ever used it? Why or why not?  What are the pros/cons of using this payment option?  Why do you think so many consumers have struggled to make on-time payments with "buy now, pay later?" Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (Acorns):  The share of American adults who’ve used buy-now, pay-later services in 2022 has increased to 43% — a 12 point jump from 2021, according to LendingTree.

/PRNewswire/ -- LendingClub Corporation (NYSE: LC), the parent company of LendingClub Bank, America's leading digital marketplace bank, today released findings...

TARGET-DATE FUNDS are riding a wave of popularity. Morningstar reports that investors placed $170 billion into these funds in 2021, more than double their 2020 inflow. Morningstar also reports that, as of 2019, 58% of all 401(k) participants were invested in a target-date fund. That percentage is likely higher today. It’s clear why the funds have become so popular. They can be an excellent solution for retirement savers who prefer a hands-off approach. To this end,

It’s official: the Bear Market of 2022. The S&P 500 has now fallen 20.9% from its high in early January, the largest decline for the index since March 2020. The question everyone’s asking: what happens next? To answer that, we often look back at history, attempting to find parallels with the past. But even a […]

The Dow divisor is a numerical value that is used to calculate the level of the Dow Jones Industrial Average (DJIA).

For the first time in history, retail investors’ index fund holdings exceed their holdings in actively-managed funds, according to new numbers from Morningstar Direct.

Learn more about important life lessons including budgeting, building credit, and investing. Sign-up to play the official financial education game of the NCAA®.

Money is a powerful tool: it can buy us the things we need, and give us access to experiences we […]

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