Personal Finance

A POPULAR MYTH holds that individual bonds are safer than bond funds—because individual bonds supposedly come with no interest rate risk. Proponents of this notion claim that if you buy a bond and interest rates rise—which they have this year—you won’t lose any principal because you’ll eventually get back the bond’s par value, assuming you hold the bond to maturity and the issuer doesn’t default. This is true, but it doesn’t mean individual bonds don’t involve interest rate risk.

The inventory of homes for sale is startlingly low. The pandemic is part of the reason, but it’s not the whole story.

Ben Carlson · What If Housing Prices Aren't As Expensive As They AppearWhenever the topic of inflation comes up the obvious rebuttal to the low reported number is the cost of buying a home.Ho

Net worth—or your total amount of assets minus debt—tends to increase with age. CNBC Select breaks down the average net worth of people in their 40s and 50s.

We just witnessed the only recession in the history of this planet where the personal savings rate hit a 50-year high.

Edpuzzle video lesson. Make any video your lesson. Take a video and crop it, add your voice or embed questions at any point.

What has been the [geometric] average return for the stock market over the past 50 years [1970-2020]? ngpf.org 3/9/21 Q: Investing QUESTION OF THE DAY View blog post

The persistent racial wealth gap is pushing pro athletes to champion financial literacy for Black kids and teens. They are doing everything from going into scho…

Answer: 70-80% Questions: If 70-80% of jobs are never advertised, how do you think that most people find jobs?  For those who have jobs/had jobs, what was your process to find work? What do you think are the skills needed to be an effective networker? Here are the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (Payscale) : “At least 70 percent, if not 80 percent, of jobs are not published, ” Matt Youngquist, president of Career Horizons told NPR.

Understanding how investors measure a company’s worth

This graphic looks at 29 different psychological tricks that marketers use to try and influence consumer behavior.

During the month of February, NGPF will be celebrating Black History Month by highlighting Black financial leaders and educators via dedicated posts and student activities on the NGPF blog!  We’re kicking off our blog post series by highlighting the work of Bola Sokunbi, a Certified Financial Education Instructor, money expert, and the CEO, best-selling author, and founder of Clever Girl Finance. Bola’s main goal, as found on the CGF website, “is to help women become accountable, ditch debt, save money, and build real wealth.” You can learn more about Bola&rsquo...

One of the illusions that many investors have is that it’s worth trying to beat the market. It’s time to put your knowledge to the test and take Betterment's quiz.

A recent research study found that _________ of stock day traders made money over a 12 month period. ngpf.org 12/06/20 Q: Investing #50 QUESTION OF THE DAY

Gov. Gretchen Whitmer's ambitious 2030 goal of getting 60 percent of Michigan's adult population to have some level of postsecondary education attainment has suffered a pandemic setback as college enrollment sharply declined in 2020.The Detroit Regional Chamber's annual State of Education report…

SUPPORT us on PATREON: https://www.patreon.com/twocentspbsds SUBSCRIBE to Two Cents! https://goo.gl/jQ857H The economic numbers look bleak, but the stock market is strangely optimistic... Has it lost touch with reality? Two Cents on FB: https://www.facebook.com/TwoCentsPBS Two Cents on Twitter: @twocentspbs Email us: twocentspbs@gmail.com sources: Thaler, Richard H.. Misbehaving: The Making of Behavioral Economics. W. W. Norton & Company. https://www.nytimes.com/2020/04/30/opinion/economy-stock-market-coronavirus.html https://www.longtermtrends.net/market-cap-to-gdp/ https://en.wikipedia.or...

When Leondra Garrett wanted to stock up on three new pairs of shoes early last year, the North Carolina resident split a $161 online purchase into four installments through a "buy now, pay later" service, in what seemed like a convenient deal.

Just in time for the Lenten season Popeyes Louisiana Kitchen chain launched a new fish sandwich that's similar to its chicken sandwich.

Don’t freak out. Focus on taking small, concrete steps to meet your goals.

The frenzy also extended to physical demand for the metal, with coin dealers reporting delays in deliveries as they were overwhelmed by demand

GameStop stock rose more than 1600% in two days. Stephanie Ruhle explains how amateur day traders on the Wall Street Bets subreddit bought GameStop stock en masse in response to hedge funds shorting the stock.

Learn about basic taxation, paycheck deductions, gross pay, net pay & more! It’s a Money Thing is a registered trademark of Currency Marketing

How many Americans could not pay a surprise $1,000 bill using their savings account? ngpf.org 1/25/20 Q: Saving QUESTION OF THE DAY

Thanks to the coronavirus, this tax season is going to look a lot different. Here’s everything you need to know to help you file your taxes with confidence.

Despite the massive squeezes, GameStop short sellers are doubling down on their bearish bets.