Personal Finance

70% of African households own cellphones but less than 35% have access to credit. Mining non-traditional forms of credit via available technologies, Eric Mibuari asks if this "mobile continent" can use cellphones to access what they need most: loans.

Select your major and college of choice and find out the max amount of loans you should take out.

Compare the real prices that colleges charge, take financial control of your college search, and use this leverage to get a better price.

In this personal finance lesson, students will participate in insurance pools to learn how car insurance markets deal with risks.

Answer: About 1% of U.S. millionaires (those earning $1 million/year) are professional athletes We often hear from teachers that students are convinced that professional sports are the road to riches but besides the challenge of making it to this pinnacle (only 0.03% of high school seniors playing basketball ultimately get drafted after playing college ball), almost 99% of millionaires have generated their wealth outside of professional sports. Then again, athletes who suddenly come into millions from their first contract often struggle to live within their means while we have also unc...

Answer: Questions: Do you have a budget? Are you able to stick to it all of the time/some of the time/none of the time?  How would you answer this question for yourself: What are the purchases that cause you to overspend?  Take 2 or 3 items from the top 10 list and explain why that specific item leads to overspending.  Explain strategies that you could use to control spending in those categories. Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (CNBC): Many people struggle with oversp...

Question of the Day Budgeting #85 Which household chores require the most time in a given week? www.ngpf.org Last updated: 2/9/20

Edpuzzle video lesson. Make any video your lesson. Take a video and crop it, add your voice or embed questions at any point.

From Flowing Data comes a chart showing trends in job growth and decline over the past 4 decades. As you move the cursor over the graph, you can see what jobs correspond to the lines on the graph.  Here's a snapshot (click to go to the interactive chart) Questions: Three fastest growing jobs since 1970? Three jobs that have seen greatest decline?  What jobs were most impacted by the Great Recession of 2008-09? Have they recovered to their pre-recession levels?

Answer: 19% Questions: The largest cost element above is depreciation. Why do you think that a new car depreciates (or loses value) over time?  Changing the number of miles you drive will reduce your fuel cost. Will it change any of the other costs listed above? Insurance estimates are based on someone with 6 years of driving experience.

Don’t shop online until you hear us out on the truth about these digital installment plans.

We have resources for student loan borrowers planning for the potential financial impact from coronavirus.

Read about the 2020 College Hopes & Worries Survey by The Princeton Review

Full Year Course 5.2 FAFSA: Gateway to Financial Aid Lesson Guide Learning Objectives Students will be able to Explain the role the FAFSA plays in the financial aid process Understand the importance of submitting the FAFSA Apply for the FAFSA Identify misconceptions and challenges ...

NGPF Activity Bank Paying for College Teacher Tip Video Virtual Adaptation Ideas ANALYZE: A Student Aid Report (SAR) Once you complete the Free Application for Federal Student Aid (FAFSA), you will receive a Student Aid Report (SAR). This report will provide you with some very important i...

The banking landscape of metro Detroit and the state is shifting as small and midsize firms combine amid an absence of new competition.JPMorgan Chase & Co. and Comerica Inc. still command the most market share, but they have become less dominant in recent years, according to annual data from…

Understand what’s in your award letters and how to compare your financial aid packages from different schools.

Learn what EFC (Expected Family Contribution) is and how colleges use it to determine your federal student aid eligibility if you were to attend their school.

They could be the secret to getting more financial aid.

Even Reagan and Obama would have agreed that filing your taxes should be easier...So why isn't it? Watch an all-new @Adam Ruins Everything on truTV every Tue...

Question of the Day Paying for College #8 What percent of high school seniors file the FAFSA to access college aid? www.ngpf.org Last updated: 9/23/18

Learn from the information we have provided in this article to understand what EFC is, how it is calculated, and why it matters.

Semester Course Unit #0: Behavioral Finance MU-2.1 Your Values and Money MU-2.2 Social Media and Spending MU-2.3 Your Money in Context Unit #1: Taxes 1.1 Taxes and Your Paystub 1.

Question of the Day Behavioral Finance #21 When it comes to the cost of a car, research shows that most consumers focus on the ___________ payment during the car buying process.

Question of the Day Managing Credit #22 UPDATED Which credit score band has the highest percentage of people: 670-739, 740-799, 800-850? www.ngpf.org Last updated: 10/22/20