An overview. If you were a 70 year old who had lived in Iran all your life, you would not be able to remember a time, except for a brief interlude in the early 1980s, when your country was neither (a) occupied by a foreign power, (b) ruled by the puppet of a foreign power, nor (c) prevented from free trade by the sanctions of a foreign power. That is what comes of being what the British imperialist Lord Curzon called in 1892—even before oil became a strategic issue—one of “the pieces on a chessboard upon which is being played out a game for the dominion of the world”. More than a century later, Iran (Persia as it was in Curzon’s day) is still a piece on the board.

The point isn’t that all the boilerplate should be inherently unenforceable. Most of it is pretty benign. “This is the address to which you should address your billing dispute.” “We really can’t promise that our network is so robust you can run a hospital or nuclear submarine on it. So please don’t try.” “In case for some reason you were confused, the trademark ‘Verizon’ is not yours, even though it’s stamped on your phone.” But sometimes there’s something nasty in there. Forced arbitration clauses. Class action waivers. Undisclosed charges (or whatever it is that makes AT&T think it can just tack on a few dollars in extra charges every month to pad its bottom line). There’s really nothing an individual consumer can do about any of this. Anyway, two points. 1. The Consumer Financial Protectin Bureau is really important to curb the worst of these abuses. 2. Let’s not blame people for “agreeing” to things that they didn’t actually agree to in any meaningful way.

As of Tuesday, September 4, 2012, things look bad and won't be getting better soon.

Has the debate over breaking up the banks that were too big to fail, save for a change of heart by the former chairman of Citigroup, Sanford I. Weill, really changed or picked up steam as a result of Occupy Wall Street? No. Have any new regulations for banks or businesses been enacted as a result of Occupy Wall Street? No. Has there been any new meaningful push to put Wall Street executives behind bars as a result of Occupy Wall Street? No. And even on the issues of economic inequality and upward mobility — perhaps Occupy Wall Street’s strongest themes — has the movement changed the debate over executive compensation or education reform? It is not even a close call.

With a chart that shows what actually happened. “In future decades, when rising health costs with an aging population hit the budget in full force, deficits are projected to be far deeper than they are now. Effective health care reform, and a willingness to pay more taxes, will be the biggest factors in controlling those deficits.”

A great collection of neutral articles about the facts and possible effects of candidates' proposed tax plans.