Myth 2: The racial homeownership gap is the “driver” of the racial wealth gap. "Among households that own a home, white households have nearly $140,000 more in net worth than comparable black households. While the wealth ratio between whites & blacks may narrow somewhat among those who own a home, a 6-figure wealth differential remains." Primarily, Sandy & Darrick seem to take issue with the causal implications here. "By definition, homeownership/home equity is a component of wealth. Hence, the statement that 'homeownership drives wealth' is equivalent to saying that 'wealth drives wealth.'" "The idea that homeownership creates wealth simply may put the relationship backward. Rather than homeownership creating wealth, having family wealth in the first place leads to homeownership, particularly high equity homeownership." [...] TL;DR - WE NEED REPARATIONS