Bespoke | My Research

Personal Finance Institute
Fast food is too expensive for its core customer and not expensive enough for the customer it wants
How a communication crisis around value risks making the entire sector a limited-time offering....
Average Credit Card Interest Rate in America Today | LendingTree
The average credit card interest rate in America today is 24.61% after the second straight monthly decrease in the wake of the Federal Reserve’s recent rate cut.
Americans Say You Need $5.3 Million to Be Considered a Success
In addition to net worth, the threshold for annual salary is $270,000, according to a new survey.
Boomers say it takes $100k a year to be financially successful, Gen Z says it takes $600k
But Gen Z workers want a lot more than that to feel comfortable.
Apple Pay, Cash App, and other digital wallets will be regulated more like banks now
These providers will have to follow the same rules as banks.
2023 FDIC National Survey of Unbanked and Underbanked Households | FDIC
Journey Across the Financial System
Join us as we explore the forces that shape the global financial system and how Nasdaq connects it all.
What Is a Backdoor Roth IRA?
Learn how a backdoor Roth IRA gives high-income earners a way to enjoy the tax benefits a Roth IRA has to offer and how to create one.
visa-pfd-biannual-threats-report-fall-2024.pdf
Bond Prices Vs Bond Yield | Inverse Relationship
In this video we will be looking at the inverse relationship between bond price and bond yield.
When the price of a bond goes up, its yield goes down, and when its price goes down, its yield goes up. Why is that? Watch to find out.
#bondyield #investing #bondprice
NSFI.pdf
2023-report-economic-well-being-us-households-202405.pdf
Nvidia to join Dow Jones Industrial Average, replacing rival chipmaker Intel
Nvidia is replacing Intel in the Dow Jones Industrial Average, a shakeup that reflects a massive change in the semiconductor industry.
Investing for Your Kid's Future
Do you want to kick-start your child's retirement savings or get them through college debt-free? Here are some investing tips for your kid's future.
The Credit Score Quiz
How Many Americans Have a Perfect 850 Credit Score? - Experian
An Experian analysis found that 1.54% of Americans have a perfect 850 credit score. Here are key traits on how these consumers manage their credit.
Question of the Day: What percent of Gen Z primarily use an online-only bank? - Blog
Gen Z is the technology generation, but have they given up on traditional banking? Answer: 8% 8% of Gen Z use an online-online bank as their primary institution. Questions: What criteria would you look for when choosing a bank? Why do you think the majority Gen Z banks with a large institution?
American consumers are increasingly underwater on their car loans
Edmunds.com reported that the average amount owed on upside-down loans climbed to an all-time high of $6,458 during the third quarter.
MarketAlerts | AI-Powered Stock Signals & Analytics
Have AI bot monitor your tickers and notify you on need-to-know events or create custom alerts on any market data combination.
Household Survey
How much car insurance goes up after a texting ticket in your state
On average, a texting ticket may lead to a 27% increase in car insurance premiums. However, the actual increase in auto insurance rates may vary based on your insurer, state and individual circumstances.
Gen Z Consumers Are Using Credit More, and Differently, than Their Millennial Counterparts at the Beginning of their Credit Journeys
Gen Z consumers are tapping into credit at higher levels than their Millennial counterparts did in the early stages of adulthood (ages 22-24). TransUnion (NYSE: TRU) released these findings today at the company’s 2024 Financial Services Summit, attended by nearly 300 global financial services executives. The new TransUnion study, Solving for Z...
There are more 401(k) millionaires than ever, Fidelity says
Almost 500,000 Americans have $1 million in their 401(k) accounts
Chipotle Cost
cfpb_five-principles-practitioner-toolkit_2024-08.pdf
cesan.pdf
What Percentage of Americans Own Stock?
Gallup's latest estimate finds 61% of U.S. adults own stock, the highest it has been since 2008.
Cash machines now cost more than ever to use
Inflation comes for everything, even getting cash itself out from ATMs...