
Personal Finance Institute
Americans haven’t saved for retirement. States are creating automatic savings plans. • Stateline
A growing number of states are creating automatic retirement programs for employees of private employers. These programs, known as auto-IRAs, target employees without access to retirement programs through work, aiming to address what groups such as AARP characterize as a national retirement crisis.
Money Maker - Play the Bank
Money Maker is the only board game where YOU create the money! Every player is a commercial bank. Use your infinite supply of credit to invest, produce goods, and earn money. Be careful not to create the next financial crisis!
Life Insurance Needs Calculator
Answer a few simple questions to estimate the amount of life insurance coverage you need to take care of your family.
What We Spend
Personal Journals Podcast · Updated Weekly · Imagine if you could ask someone anything you wanted about their finances. On What We Spend, people from across the country and across the financial spectrum are opening their wallets—and their lives—…
Greenback in the red, stocks in the green
The stock market and the dollar are moving in opposite directions.
BNPL loans will affect credit scores
FICO will start incorporating BNPL loan data into its credit score formula.
Goldman: Our list of stocks with great risk-reward ratios
On the age-old trade-off between risk and reward....
90% of women investors 'on track' with money goals, but most share common regret: Survey
Women who invest began at age 31, on average, a survey found, but most respondents said they wish they had started earlier. Here's why.
14 Signs You Need to Refresh Your Budget
Question: How do you keep your budget working as hard as you do? Answer: Keep. It. Fresh. Here are 14 signs you need to refresh your budget.
Amazon and Walmart might make their own crypto
Credit card companies and other financial institutions are quaking.
The average 401(k) savings rate hit a record high. See if you're on track
The average 401(k) savings rate recently hit a record high. Here's how to know if you're on track.
Here’s where child care costs at least twice as much as rent | CNN Business
If you think the rent is too damn high, wait until you get the bill for child care.
The salary a single person needs to live comfortably in all 50 U.S. states—it's over $120,000 in 2 places
It takes a hefty paycheck to cover your essentials, pay back your debts, save for the future and have a little fun.
The biggest S&P 500 Index winners and losers since April 4
US stocks have roared back to life since bottoming out on April 4, with the AI trade powering much of the gains....
Student Loan Delinquencies Are So Bad They're Hurting America's Average Credit Score
While a drop in the nation’s average credit score may sound minor, it belies a major crisis for student loan borrowers.
Costco wants to fill your tank before you grab the $1.50 hotdog
American retailers are stepping up their gas game....
1 of every 8 clothing items bought in America comes from... Amazon?
The online retail giant sold more than double the amount of apparel of any other retailer in 2023....
Stocks are sinking today — it’s surely the GDP numbers and not the fact that it’s the last day of April
It’s definitely not investors getting a jump start on “sell in May and go away.” Right?...
QoD: Pct. of consumers late on "buy now, pay later" payments - Blog
Question of the Day for teachers and students: What percent of consumers using "buy now, pay later" have been late with their payments?
Average Credit Card Debt Increases 3.5% to $6,730 in 2024
For the second consecutive year, millennials have the fastest growing average balances among the generations, per Experian data.
Your BNPL loan could show up on a credit report
The number of times you use a payment plan to buy spontaneous splurges won’t tank your credit score…yet.
Average Retirement Savings in the U.S.
Can your 401(k) fund your retirement dreams? Compare your progress to the average American retirement savings by age.
basicfact-alt.pdf
DoorDash Partners with Klarna to Offer US Customers Even More Convenience with Flexible Payments
New partnership gives customers more ways to pay for groceries, retail, meals and more
Klarna announcing their partnership with doordash reminded me of when credit cards were accepted at fast food restaurants. : r/CalebHammer
Explore this post and more from the CalebHammer community
Visualizing every day of the US stock market for the last 10 years
Just how common is a 2.7% drop like yesterday?...
2024-year-in-review.pdf
California regulator mulls State Farm's request for 22% premium hike for homeowners after LA fires
California's top insurance regulator says he will approve an emergency request from State Farm to raise home insurance rates for roughly a million customers if the company can justify the hike at a public hearing.
Gold prices hit $3,000 for the first time as investors push the panic button | CNN Business
Gold prices reached $3,000 an ounce for the first time in history Friday, boosted by demand for safe-haven assets as investors fret about President Donald Trump’s tariffs and geopolitics.