Personal Finance

Looking for a tool to help students compare colleges across various criteria as they search for a "best fit" school? Be sure to check out the College Scorecard which just recently got a makeover as reported by NPR.  Given the size of the investment in time and dollars, it's nice to know there's a tool available to show how graduates of specific majors fare in their careers.  Here's the data you will find about colleges: School: Cal State-Fullerton Screen #1:  Screen #2 Detailed information available on outcomes for specific majors including # of grads, median earnings (monthly earnings) and median debt after graduation (monthly payment):   Note for Median Earnings: The median annual earnings of students two years after graduation. Only data from students who received federal financial aid are included in the calculation. College Scorecard also includes data on costs, graduation and retention, financial aid, typical earnings, student body, test scores and acceptances.  ------------------- Questions for students: Go to College Scorecard and research a college that you are interested in.  As you are reviewing the data, identify five factors that will be important to you in selecting a college.  Create a table that has specific data on the five factors for the first college you researched.  Now repeat the process for a second college that you are interested in and add the information to the table.  ------------------- Prepare students for the college-going process by playing the NGPF Arcade game, PAYBACK.   

Adam Looney, David Wessel, and Kadija Yilla explain the severity of America’s student loan challenge, the rate of default, and candidates’ proposals for forgiving those debts.

Regulators have their eyes on that dusty home gym you financed with buy now pay later.

Answer: 6 Years and 3 Months Questions: Considering the cost of this Playstation 5 Bundle, do you think this is a good idea? Explain your answer. What big-ticket items or once-in-a-lifetime experiences do you think are worth spending money on? How could you reduce the amount of time required to pay off this credit card bill?

Here's all 188 cognitive biases in existence, grouped by how they impact our thoughts and actions. We also give some specific cognitive bias examples.

Interactive charts illustrating trends in U.S. household debt and credit data

Are stocks due for a crash? Is it a good time to buy low? Can you time and beat the market?!   Click the “Start” button below to start the clock on a random 10 year period of the U…

Median income only tells you where the middle is. The distributions of income are a lot more interesting.

The U.S. Bureau of Labor Statistics predicts an overall job growth rate of 7.7%. Here, we show the fastest growing jobs and how much they pay.

Our rapidly evolving world forces us to adopt distinct patterns of behavior, and in the process, paves the way for new cognitive biases to emerge.

Americans spent more than $70,000 in 2020 just to keep their households running.

International student enrollment at US colleges has declined in the past five years.

For first time homebuyers it was one of the hardest years ever to afford a house. But homeowners saw tremendous gains in housing wealth.

How TuitionFit Works TuitionFit is, at the core, a free exchange. Share your financial aid offer, compare it to other students’ offers for free. Simple as that. Just starting your college search? Use TuitionFit to build a college list in your price range, or purchase access to see the detailed pricing information contained in those...

Median Sales Price of Houses Sold for the United States

Home prices are the median sale price of existing homes and incomes are the median household income within markets.

while supporting data to point to is scant, the pandemic likely accelerated homebuying plans among “renters by choice.”

2021 was a strong year for stocks, commodities, and cryptocurrencies, as most asset classes provided positive returns.

We all know that the mitochondria is the powerhouse of the cell but barely any of us can explain what a credit score and why it matters so much. But don’t stress, we’re here to break down anything and everything credit scores in this episode of Brew Breakdown! Got a topic you want us to cover? Let us know in the comments below. Want more Brew Breakdown? Watch it here: https://bit.ly/WatchBrewBreakdown #CreditScore #FICO #MorningBrew Subscribe to Morning Brew Sign up for free today: https://bit.ly/morningbrewyt Follow The Brew! Instagram - https://www.instagram.com/morningbrew/ Twitter - https://twitter.com/MorningBrew Tik Tok - https://www.tiktok.com/@morningbrew

Here's a round-up of some of my favorite charts from 2021:The U.S. stock market as a whole was basically devoid of volatility this year:In fact, out of the past 94 years of data, this year

Answer: $346 Questions: Why do you think insurance companies raise a driver’s premium after they get a tlcket for texting while driving? What strategies do you use in order to avoid this temptation while driving? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (from Carinsurance.com):  A driver texting ticket can increase your rates by an average of 23 percent ($346 yearly), a rate analysis by CarInsurance.com shows.

Trying to bring some common sense to the world of finance. Book: https://t.co/c53AckMaZF Podcast: https://t.co/GrhZZzIjLv

A virtual bank for students bringing financial education to life

Use of buy now, pay later (BNPL) payment products has been growing in the United States. We explore the benefits and risks of BNPL products for consumers and merchants.

Volumes on PayPal Inc's 'buy now, pay later' platform were five times higher this Black Friday compared with a year earlier as the payments giant starts to gain traction in the fast-growing credit method, the company's chief executive told the Reuters Next conference.