Personal Finance

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6 Myths About Marriage and Credit
6 Myths About Marriage and Credit
/PRNewswire/ -- Tying the knot can be one of the best decisions you make in your life. In many cases, tying the knot also means sharing financial accounts and...
derek68·prnewswire.com·
6 Myths About Marriage and Credit
We Study Billionaires - The Investor’s Podcast Network
We Study Billionaires - The Investor’s Podcast Network
We interview and study famous financial billionaires including Warren Buffett and Howard Marks, and teach you what we learn and how you can apply their investment strategies in the stock market.
derek68·link.chtbl.com·
We Study Billionaires - The Investor’s Podcast Network
Why Aren’t Interest Rates Higher?
Why Aren’t Interest Rates Higher?
Real GDP growth in the United States came in at an annualized 6.4% in the first quarter. The Fed now estimates 7% GDP growth for all of 2021.That would be the highest level of growth since 1984.
derek68·awealthofcommonsense.com·
Why Aren’t Interest Rates Higher?
How to Pay for College Without Student Loans
How to Pay for College Without Student Loans
Going to college? Want to find free money? You can! Here’s how to pay for college without student loans. Learn how to find free money and the best financial aid options like scholarships, grants, and more.
derek68·inversant.org·
How to Pay for College Without Student Loans
Up and Moving Implemtation INTERACTIVE: Explorsing Asset Classes
Up and Moving Implemtation INTERACTIVE: Explorsing Asset Classes
NGPF Activity Bank Investing UP & MOVING IMPLEMENTATION Link to full activity - INTERACTIVE: Exploring Asset Classes Interactive: Novel Investor's Asset Class Returns Implementation to Part 1: Define the Asset Classes Distribute the Asset Class Cards (or sticky notes) and Descrip...
derek68·docs.google.com·
Up and Moving Implemtation INTERACTIVE: Explorsing Asset Classes
Question of the Day: Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" - Blog
Question of the Day: Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" - Blog
Answer: 94% of investment pros underperformed (see below), so 6% outperformed.  Questions: Why do you think investing professionals struggle to "beat the market? Why do you think investors continue to invest their money with professionals despite their record of not being able to "beat the market?" Your friend says "you are better off investing with professionals instead of buying a simple index fund (e.g., S&P 500) that matches the market return." Do you agree or disagree based on the data above? Click here for the ready-to-go slides for this Question of the Day that you can use with your students. Behind the numbers (SPIVA report, 2020): A UNIQUE SCORECARD FOR THE ACTIVE VERSUS PASSIVE DEBATE There is nothing novel about the index versus active debate.
derek68·ngpf.org·
Question of the Day: Over a recent 20 year period, what percent of pros investing in large companies "beat the market?" - Blog
200+ Years of Asset Class Returns
200+ Years of Asset Class Returns
I'm a sucker for historical market data.I know, I know. It doesn't help you predict the future but it can help shape your expectations to allow you to emotionally prepare for a range of outcomes.
derek68·awealthofcommonsense.com·
200+ Years of Asset Class Returns
Question of the Day [Updated]: What's the new interest rate on federal student loans for the 2021-22 school year? - Blog
Question of the Day [Updated]: What's the new interest rate on federal student loans for the 2021-22 school year? - Blog
Answer: 3.73% (vs. 2.75% for 2020-21 school year) Questions: How do you think this interest rate compares to the interest charged on credit card debt?  Average student debt is around $30,000 for college graduates. At current interest rates, roughly how much in interest would be paid over the life of a 10-year student loan? Here's a loan calculator to help with the math.  Click here for the ready-to-go slides for this Question of the Day that you can use with your students.  Behind the numbers (NerdWallet): Federal student loans will be more expensive for 2021-22 school year.
derek68·ngpf.org·
Question of the Day [Updated]: What's the new interest rate on federal student loans for the 2021-22 school year? - Blog
Adulting with Richard Sherman
Adulting with Richard Sherman
NFL football superstar Richard Sherman breaks down the money playbook. You’re adulting now, so adult with Richard Sherman.
derek68·millionstories.com·
Adulting with Richard Sherman
Question of the Day: What’s the real value of $100 in each state? - Blog
Question of the Day: What’s the real value of $100 in each state? - Blog
Answer from Tax Foundation: Purchasing power (a.k.a. cost of living) becomes a critical consideration for students considering where they would like to live or even go to college. $100 will buy you a lot less if you attend college or live in New York City vs. rural Maine.
derek68·ngpf.org·
Question of the Day: What’s the real value of $100 in each state? - Blog
Livengood: Michigan's auto insurance law guaranteed Cadillac medical care. New law ended the warranty.
Livengood: Michigan's auto insurance law guaranteed Cadillac medical care. New law ended the warranty.
General Motors Co. guarantees customers a three-year, 36,000-mile bumper-to-bumper warranty on every vehicle the Detroit automaker sells.But what if in the second year of the warranty, the government arbitrarily capped the reimbursement payments for GM dealerships by nearly half and forced them out…
derek68·crainsdetroit.com·
Livengood: Michigan's auto insurance law guaranteed Cadillac medical care. New law ended the warranty.
How Public Universities Became So Expensive
How Public Universities Became So Expensive
Tuition at America’s public universities has nearly tripled since 1990. With President Biden looking to ease the burden for some students, experts explain how federal financial aid programs can actually contribute to rising costs. Photo: Storyblocks
derek68·wsj.com·
How Public Universities Became So Expensive