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Starbucks as a bank

Here's a good exercise to do: Write up a list of your personal "Money Rules" to dictate what you spend on and what you don't. For inspiration, here are Ramit Sethi's rules:

In his spare time, photographer and designer Sebastian Schramm takes quick improvised portraits of his colleagues using objects found around the office. Love this so much. (The blue paper one hangs in my living room!)