How a Tiny Village Transformed China’s Economy by Proving Incentives Matter
"Work hard, don't work hard—everyone gets the same. So people don't want to work," said Yan Junchang, a farmer in the village of Xiaogang who spearheaded a movement in 1978 that revolutionized China's backward economy.
Financial literacy matters: Why college students need to start learning now
Investing and financial planning are framed as something we’ll just figure out after graduation once we get a “real” job, but waiting means missing out on opportunities to start building wealth early, and for many, the lack of financial knowledge means racking up debt without fully understanding the consequences.
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How the Federal Government Created the Subprime Mortgage Crisis
The result of the government’s expansion into the subprime mortgage market was that by the time of the financial crisis, more than half of all mortgages in the United States were subprime or otherwise low-quality mortgages.