Personal Finance

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Save Like a Hero | Synchrony Bank
Save Like a Hero | Synchrony Bank
Protect what matters with online banking tools and technologies designed to power your future.
·synchronybank.com·
Save Like a Hero | Synchrony Bank
How debt can affect our decision making
How debt can affect our decision making
In the Netflix hit series Squid Game, cash-strapped players compete in deadly children's games for money. NPR's podcast, The Indicator, looks at what the show reveals about debt and decision making.
·npr.org·
How debt can affect our decision making
Question of the Day: Rank order these payment types from most to least popular with consumers: cash, debit card and credit card. - Blog
Question of the Day: Rank order these payment types from most to least popular with consumers: cash, debit card and credit card. - Blog
Answer: Debit card, credit card, cash From Federal Reserve of Atlanta: Note: Results from 2009 through 2014 are based on the American Life Panel; 2015 through 2020 results are based on the UnderstandingAmerica Study panel. OBBP stands for online banking bill payment; BANP stands for bank account number payment.Source: 2009–20 Surveys of Consumer Payment Choice Questions: How do you typically pay for things today? Why do you use that method? Summarize changes that have occurred between 2015 and 2020 in how people pay for things.  What is one major difference between debit cards and credit cards?
·ngpf.org·
Question of the Day: Rank order these payment types from most to least popular with consumers: cash, debit card and credit card. - Blog
Question of the Day: What's the average credit score needed to rent an apartment in 2021? - Blog
Question of the Day: What's the average credit score needed to rent an apartment in 2021? - Blog
Answer: 638 Question: Why do you think landlords care about an applicant's credit score when deciding whose application to accept for a rental apartment? Why do you think landlords in these cities have such high standards when it comes to accepting applicants?  If you want to rent an apartment after high school or college, what can you do to start to establish credit? Here's the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (RentCafe):  "Good credit is becoming increasingly crucial for renting an apartment.
·ngpf.org·
Question of the Day: What's the average credit score needed to rent an apartment in 2021? - Blog
Housing Data - Zillow Research
Housing Data - Zillow Research
Note: We make frequent changes to the download paths for CSVs and ask that users who have standard code to ingest our data consider switching to the Econ Data API to avoid that code being affected by these changes.   DEFINITIONS OF HOME TYPES All Homes: Zillow defines all homes as single-family, condominium and co-operative homes with...
·zillow.com·
Housing Data - Zillow Research
Vanguard: The value of ownership
Vanguard: The value of ownership
At Vanguard, you’re more than just an investor, you’re an owner. Because we know the future you’re saving for is more than just yours.​​Investor-owned means ...
·youtube.com·
Vanguard: The value of ownership
Question of the Day: What is #1 reason that people give for paying their credit card bill late? - Blog
Question of the Day: What is #1 reason that people give for paying their credit card bill late? - Blog
Answer: They forgot! Questions: Why do you think that so many people forget to pay their credit card bill?  What do you think are some of the consequences of not paying your bill on time?  What are steps that you can take so you are not one of those "forgetful" people who don't pay their bills on time?  Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (WalletHub): "In a nationally representative survey conducted by WalletHub, over 18 percent of respondents said they believe they will miss at least one credit card due date in 2021. That works out to about 47 million Americans.
·ngpf.org·
Question of the Day: What is #1 reason that people give for paying their credit card bill late? - Blog
Three metro Detroit communities become majority renter
Three metro Detroit communities become majority renter
Three municipalities near Detroit where the majority of residents were homeowners in 2010 are now majority-renter communities, according U.S. census data analyzed by the apartment search website RENTCafé. Inkster, Pontiac and Auburn Hills all became majority-renter communities in 2019, while…
·crainsdetroit.com·
Three metro Detroit communities become majority renter
Question of the Day: What was the average price of a new car sold in June 2021? - Blog
Question of the Day: What was the average price of a new car sold in June 2021? - Blog
Answer: $42,258; Up 6.36% from June 2020 Questions: What has caused the price to increase so much on new cars? What happens to the value of a car once you drive it off the dealer's lot?  Do you think about cars as an investment? Explain.  Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (Kelley Blue Book): Average New-Vehicle Prices Hit All-Time High, According to Kelley Blue Book "Despite unprecedented low incentives and inventory levels in June, last month showcased more historically high average transaction prices, reaching an all-new record," said Kayla Reynolds, industry intelligence analyst at Cox Automotive.
·ngpf.org·
Question of the Day: What was the average price of a new car sold in June 2021? - Blog
Question of the Day: What's the average time to complete the Free Application for Federal Student Aid (FAFSA)? - Blog
Question of the Day: What's the average time to complete the Free Application for Federal Student Aid (FAFSA)? - Blog
Answer: Questions: What’s the benefit of completing the FAFSA? Billions of dollars in federal financial aid are lost by not completing the FAFSA. What do you think are the challenges to completing this important form? What is one question that you have about the FAFSA?
·ngpf.org·
Question of the Day: What's the average time to complete the Free Application for Federal Student Aid (FAFSA)? - Blog
Chart: What Assets Make Up Wealth?
Chart: What Assets Make Up Wealth?
This chart breaks down the composition of assets for each tier of wealth. See what assets make up a regular person's net worth, versus that of a billionaire.
·visualcapitalist.com·
Chart: What Assets Make Up Wealth?
Moneywise America™
Moneywise America™
Explore Moneywise America™, our flagship financial literacy program for teens. See how we’re helping prepare future generations for financial freedom.
·schwabmoneywise.com·
Moneywise America™
Question of the Day: What percentage of adults have carried credit card debt in the past year? - Blog
Question of the Day: What percentage of adults have carried credit card debt in the past year? - Blog
Answer: 50% of families held credit card debt in 2020 Questions: What does it mean to “carry” credit card debt? Even though high-interest rates on credit card debt make carrying a balance expensive, how or why might consumers get into a situation where they cannot pay their credit card bill in full every month? Credit card companies often list a minimum payment due on their monthly statement. Do you think it is a good idea to make only that minimum payment?
·ngpf.org·
Question of the Day: What percentage of adults have carried credit card debt in the past year? - Blog
As 'buy now, pay later' surges, a third of U.S. users fall behind on payments
As 'buy now, pay later' surges, a third of U.S. users fall behind on payments
A third of U.S. consumers who used "buy now, pay later" services have fallen behind on one or more payments, and 72% of those said their credit score declined, a new study published by personal finance company Credit Karma showed.
·reuters.com·
As 'buy now, pay later' surges, a third of U.S. users fall behind on payments