Personal Finance

When it comes to picking a college, Dave Ramsey says too many students and their families are more focused on attending that all-important "dream school," than seriously considering what student loan debt will do to their lives 20 or 30 years down the line. And that has to change, he says.

Index Funds offer an intoxicating promise: lower fees, diversified risk and better returns. But is there a dark side to their astonishing rise?

Crippling student debt in the U.S. has reached a record high of $1.5 trillion nationwide. Today’s map breaks down which states bear the highest burden.

Adam Carroll talks about his $10,000 Monopoly game with his kids and how to teach finance management in a cashless society. Adam Carroll is quickly being rec...

The Index Card Final Reflection

Bingo Cards

The #1 financial literacy curriculum used by 30,000 teachers reaching over 2 million students. Free personal finance activities and lesson plans for middle and high schools, plus daily professional development for teachers -- also free

Edpuzzle video lesson. Make any video your lesson. Take a video and crop it, add your voice or embed questions at any point.

Learn how parents, grandparents and other family members can jumpstart their children's retirement.

Both traditional IRAs and Roth IRAs can be opened for kids of any age, and the benefits range from the savings themselves to learning about money.

Fact Check Finance: Apple claims its contactless payment method, Apple Pay, is safer than using your credit or debit card. Is it?

Low-income students with college jobs are more likely to have lower grade-point averages and less likely to graduate than their higher income peers.

How long will it take you to save up for retirement? This interactive early retirement calculator will estimate your retirement age for a range of inputs.

MoviePass CEO Mitch Lowe said Monday that it will now limit members to only three movies a month.

Have a question for Dan? You can submit a question in advance of his live session on February 13 to conversations@fuqua.duke.edu. During that live session, you may tweet questions for Professor Ariely using the #fuquaalumni hashtag. -------------------------------------------------------------------------------------------------------------------------------- The Pain of Paying: The Psychology of Money Dan Ariely, James B. Duke Professor of Psychology & Behavioral Economics During this session, you will learn: - why paying with cash for a nice dinner feels worse than paying with a credit ca...

Financial literacy is a key component of PwC’s Access Your Potential commitment. This curriculum is composed of easy-to-follow lesson plans accompanied by interactive handouts and dynamic multimedia components

Being financially responsible can be hard. Teaching financial responsibility to kids can be even harder.

For 47 cents, the College Board will sell an individual’s information, allowing schools to market themselves more broadly. This encourages an increase in applications, which can lead to higher rejection rates.

From Zebra State of Insurance report:  Questions: Using data from the chart above, explain why 16-17 year olds pay the highest insurance premiums?  What age group has the lowest premiums? Why do you think that is the case?  Based on the data above, at what age do you think driving skills first start to deteriorate?  As cars continue to add safety features, what impact do you think that will have on accident rates? on premiums?  ------------------- Thanks to NGPF super intern Ansh for compiling the last 20+ Charts of the Week in this document. 

Answer: 12% It is time once again to take a look at new data on this often quoted number, and put it in context. (In fact, 12% is the critical figure here, representing those who can’t pay it at all: 27% would have to borrow or sell something to cover the expense.) Questions: Are you surprised by this number? Why or why not? What are some emergency expenses that could amount to $400?

Interactive charts illustrating trends in U.S. household debt and credit data

NGPF Activity Bank Taxes Interactive: Intuit Education TurboTax Simulation Teachers, you MUST carefully review the TEACHER GUIDE for instructions on how to implement this activity in class. You cannot possibly run the simulation without following the directions listed there. The gu...

How Will This Affect My Credit Score?

Dennis Bernard, 60, founded Bernard Financial Group in 1991 in a small subleased office without a computer because he couldn't afford one. The firm has grown to north of $1 billion in loan origination annually and $4.2 billion in servicing, with the vast majority of it being in Metro Detroit. He…

Here's a few Brain Games videos that I watched over the weekend that can help students uncover scams: Pigeon Drop Con Artist Handbook The Scam Illusion Questions Have you ever fallen for a scam? What techniques do these scam artists use in these videos to con people?  Which of the three scams do you think you would most likely have fallen for?  What lessons can you learn from these videos so that you are not conned?  -------------------- Create A Financial Scam Guidebook is a great activity where students research common financial scams and develop strategies on how to a...

Answer: $143 billion Average credit card debt of $830 billion (Experian study, 2019) multiplied by an average credit card interest rate of 17.27% (creditcards.com) Questions: Why do you think that so many Americans have credit card debt, meaning they don’t pay the full balance on their credit card statements every month? Does credit card debt carry a high or low interest rate? What ideas do you have on how you can avoid getting into credit card debt where you can't pay your balance off every month? Imagine using your credit card to buy $100 of clothes.