Personal Finance

Streaming companies will let you watch ad-free, but it will cost you....

A growing number of 18-34 year-olds are living with parents or other relatives, leaving fewer “empty nesters.”...

An illness led Stephen Smith to study why America has so few elevators. What he learned explains why housing costs are so high.

The average cost of college by year, expressed in current dollars and adjusted for inflation, itemized and broken down by institution type.

The ultimate guide to your brand new amazing life.

I couldn’t believe my eyes. I saw a news headline claiming no money-down mortgages were back. And then another headline. And another.For those old enough to be experiencing the frustration of trying to buy a home in this market but young enough not to remember what happened in the years leading up to the 2008 housing crisis, let me provide you with a quick overview. Zero Down Mortgage ExplainedIn the years running up to 2008, lenders figured out clever ways for borrowers to purchase a home with

Apple is discontinuing its buy now, pay later service known as Apple Pay Later barely a year after its initial launch in the U.S., and will rely on companies who already dominate the industry like Affirm and Klarna.

If you've ever wondered where your tax dollars are going, you're not alone: Cardi B posted a video on Instagram saying she want receipts of where her tax mon...

All the stuff on top of the mortgage has become more expensive.

For the average single-family homeowner, ongoing yearly expenses have increased 26 percent since 2020, according to a new Bankrate study.

How do your savings compare?

Have you been wondering how much house can I afford? We’ll help you calculate the exact number with our home affordability calculator.

To calculate "how much house can I afford," one rule of thumb is the 28/36 rule, which states that you shouldn't spend more than 28% of your gross monthly income on home-related costs and 36% on total debts, including your mortgage, credit cards and other loans like auto and student loans.

Thinking about how much house can I afford? Based on your annual income & monthly debts, learn how much mortgage you can afford by using our home affordability calculator.

Zero-down mortgages are making a comeback.

When it comes to income, there is no magic number.

A Business Insider analysis finds varying income levels between states that qualify as middle class, lower class, and upper class.

Use this tool throughout your homebuying process to see how your credit score, home price, down payment, and more can affect mortgage interest rates.

The world’s top-selling pizza chain is betting big on the generosity of its customers. And they are not alone. Domino’s recently pledged $174 million over the next ten years to benefit St.

An analysis of student loan debt over time in the U.S., including the debt per borrower and the debt-to-income ratio (DTI) among graduates.

The U.S. Department of Education announced Tuesday the interest rates on federal student loans for the 2024-2025 academic year.

Search by zip code to see how home prices are changing in your area.

Our calculator takes the most important costs associated with buying or renting and compares the two options.

We don't know for sure how much buy now, pay later borrowing people are doing.

Talking to kids about the wider world

Renters are more pessimistic than ever about their homeownership prospects.

NEW YORK—The Federal Reserve Bank of New York today released results from its 2024 SCE Housing Survey, which is part of the broader Survey of Consumer Expectations (SCE) and provides information on consumers’ housing-related experiences and expectations. The results show that the pace at which households expect home prices to rise in the next year has reaccelerated after falling last year, with average one-year ahead expectations now reaching their second highest reading in the survey’s history. In contrast, home price growth expectations for the next five years declined slightly. Expectations about the change in the cost of rent were considerably higher than home price expectations but followed a similar pattern, as rental price growth expectations increased for one-year-ahead and were essentially flat for five-years ahead. Homeowners’ expectations about the likelihood of refinancing their mortgages over the next 12 months rebounded slightly after falling last year, but remain well below pre-pandemic levels. Renters’ views on the ease of obtaining a mortgage deteriorated substantially, with 74.2% stating that obtaining a mortgage is somewhat or very difficult. In fact, renters’ self-assessed probability of ever owning a home decreased to a new series low.

With housing prices on the rise, more and more young people are being priced out of the market. Unfortunately, most politicians are too afraid to tell them what’s really behind the affordability crisis.

The (bad) options for Americans facing an emergency expense.Subscribe to our channel and turn on notifications (🔔) so you don't miss any videos: http://goo....

Should I Buy a House Now? If you are recently married, your emotions are likely redirected to believing there’s no better time to buy your dream home. Get a job, get married, buy a home, and have a baby; many couples see this happening all around them and want the same right now and in that order. It’s what the Joneses are doing, so it’s what we should be doing. Right?Deciding when to buy a home is one of the biggest decisions in your marriage. Your marriage. Don’t let the Joneses influence what