Personal Finance

For actively managed funds, the odds of beating the market over the long run are like finding a needle in a haystack.

Key financial differences between the most common ways to own a home.

And are these rental boogeymen actually to blame?

New Census Bureau data show that for the first time since 2015 more than half of all renter households have reported struggling to pay their housing costs.

Is the millennial homeownership situation as bad as it seems?

Recessions, debt, soaring home prices, climbing mortgage rates: Millennials have been screwed over by the housing market, and the future looks bleak.

Spikes in material costs have added $18,500 to the price of an average new single-family home. Plus, the industry is struggling to hire.

Millennials added seven million homeowners in the last five years, more than any other generation. Now, almost 52% of Millennials own homes.

Our analysis of premiums and payouts in California, Illinois, Texas and Missouri shows that some major insurers charge minority neighborhoods as much as 30 percent more than other areas with similar accident costs.

And are these rental boogeymen actually to blame?

Private companies' rent-seeking behavior has kept Americans from accessing a simpler and cost-effective tax filing system, resulting in wasted resources for tax filers.

If you're expecting a tax refund, it could be smaller than last year. And with inflation still high, that money won’t go as far as it did a year ago. The more than 101 million taxpayers who had filed as of April 7 got refunds that were an average of 9.3% less than last year. That's in part due to pandemic relief programs expiring. The filing deadline for most taxpayers is Tuesday, though it has been extended for eight states that were hard hit by severe weather. According to the most recent IRS data, the average refund is $2,878, down from $3,175. That's a difference of more than $300.

Why aren't housing prices crashing?

Why it's so difficult to outperform the market.

Consumers are starting to fall behind on their credit card and loan payments as the economy softens, according to executives at the biggest U.S. banks, although they said delinquency levels were still modest.

Buying a home as a millennial is harder than giving up avocado toast.

Zillow finds that doorbell cameras and soapstone countertops can help sell a home up to 5 days faster

It’s kind of a weird time to get into buy now, pay later.

Living single with friends used to be a lot easier.

A tax on high-end real estate transactions in the city starts on April 1.

This new study uncovers what the most common home buying mistakes Americans are, the things that need repairing first in the home and the cost attached.

IR-2021-219, November 10, 2021

Although the need for space was high during 2020 and 2021, apartments in 2022 saw the largest decrease in size in the last 10 years.

Housing costs can be a big portion of a budget. How does your community compare to the national average? Answer: $535,800 as of Jan 26, 2023 Average sales price of new homes sold in the United States from 1965 to 2022 Questions: How has the cost of housing trended over the last 60 years? Why do you think that is?

As housing costs continue to rise, the research team at Today’s Homeowner examined recent data to better understand how mortgage payments compare to incomes across the country.

Corporations backed by private equity groups such as Blackstone and Pretium Partners bought tens of thousands of homes across the U.S. Sun Belt.

A behavioral design think tank, we apply decision science, digital innovation & lean methodologies to pressing problems in policy, business & social justice

Professional athletes owe major tax bills every time they work in another state. If you’re a remote employee, you might, too.

529s can open doors for kids—both in and out of the classroom.