Pick the best stocks and optimize your portfolio with the power of our Artificial Intelligence. Get unbiased and unique insights, and make smart data-driven investment decisions.

/PRNewswire/ -- With the costs of everyday necessities on the rise last year, middle- and working-class families felt the biggest crunch on their bank accounts...

Starting in 2024, savers can roll unused money from a 529 plan over to Roth individual retirement account free of income tax or tax penalties.

A third of earners making more than $150,000 a year say they won’t be able to pay off their credit card balance this year. What's going on?

In this paper, we study the relationship between stock fund managers’ facial attractiveness and fund outcomes. Utilizing the state-of-art deep learning techniqu

The real value of $100 in San Francisco is $83.45, compared to $119.28 in Anniston-Oxford. In other words, the purchasing power in the Anniston-Oxford area is 43 percent greater than in the San Francisco-Oakland-Hayward area.

Credit card rates and debt are at an all-time high as the Federal Reserve raised borrowing costs to tame inflation.

Question of the Day for teachers and students (Updated): What's the average interest rate on a car loan for someone with bad credit?

Property insurers can now factor in climate risks including wildfires in rate prices, if they increase underwriting in at-risk areas to wean consumers off state-funded coverage.

Question of the Day for your classroom. How much does a speeding ticket increase the annual cost of car insurance?

The CFPB has sued one US company for trapping consumers in an endless cycle of personal loan refinancing.

Analyze and view backtested portfolio returns, risk characteristics, standard deviation, annual returns and rolling returns

Since 1949, the S&P 500 has doubled in value 10 times. We show how long it takes to double your money across a range of annualized returns.

Treasury bill returns are predictable with little risk, but longer-term bond returns are unpredictable and volatile.

There’s a lot of animosity about this grading system, but it is part of our financial lives.

Create your own stock screener with over 150 different screening criteria from Yahoo Finance.

Find out your financial well-being by answering ten questions, and then see steps you can take to improve it.

Financial news for the next generation. We cover markets, trading, business, technology, and culture to empower you to control your financial future.

Banks make money by lending out the money that you deposit. The more cash you put in, the better you’re treated - transactions take priority, fees get waived, interest rates are higher, and a personal banker is assigned. On the flip side, the less money in your account, the more fees you pay, and the further back in the line you start from. Banks chase affluent accounts who bring large balances and high cash flow. But it’s not just banks - every business aims for as many high spenders and wealthy as possible. Yet there are 2 companies - Western Union and MoneyGram, that have gone in the opposite direction in providing financial services in peer-to-peer money transfer (international & domestic) to a population that banks deem to be too poor and too low-value.Migrant workers and the poor are left out of the global financial system for similar reasons: they have too little money, their employment is volatile, their earnings are inconsistent, there are significant language and cultural barriers, they lack documentation, etc. In this episode, we’ll cover the business of Western Union and MoneyGram, how these companies drive economic growth in developing countries, and how the market is pushing their evolution into a bank for the poor.💬 Join the Modern MBA community - https://www.reddit.com/r/modernmba/☕️ Support Modern MBA on Patreon and unlock additional content, exclusive essays, and Q&A: https://patreon.com/modernmba🔎 YouTube is full of outstanding creators, but high-quality content is often hard to find. Favoree lets you explore, rate, and review YouTube channels. Discover their new website - https://bit.ly/favoree0:00 Sending Money for Better7:49 Distributed Systems19:54 Banking the Unbanked

On the anniversary of Black Monday, put the efficient market hypothesis to the test and see if you can beat the market in historical stock market scenarios

SANTA BARBARA, Calif., March 21, 2023 (GLOBE NEWSWIRE) -- In 2022, US merchants paid a record $160.70 billion in processing fees to accept $10.589...

Everyone knows you need to save. Settling on an appropriate amount to save, where to put the cash and how to get there in the first place are harder nuts to crack. One option is to consult old saws, such as putting away three-to-six months’ worth of essential expenses in a high-yield savings acc

A perfect 850 credit score may earn you bragging rights, but not much else, says credit card expert.

The biggest news in the insurance industry this year has more to do with climate change than anything else. Extreme weather, be it heat and fires or storms and flooding, are taking a toll on insurers. In turn their customers are seeing coverage become more expensive, if they can find it at all. Things are getting dire in states like Florida, California, Colorado, Louisiana and even Iowa as many key insurance companies are pulling out of the market.

With climate change leading to increasingly large property damage claims, homeowners will bear the brunt of rising costs to insure their houses.

U.S. household savings rose and fell at unprecedented rates since the onset of the pandemic recession. Updated estimates suggest that only a small fraction of accumulated excess savings remains in the aggregate economy and that those funds are likely to be depleted during the third quarter of 2023.

Millennials adopt the idea of “tangjin-jaem”—little purchases that are tiny battles for joy.

More Americans are carrying more credit card debt than ever, and the costs can be steep, according to new Bankrate data. Here's what you need to know.