Personal Finance Institute

Meemic works with you to find the auto insurance coverage that best fits your needs, while saving money.

“Climate shocks are making parts of America uninsurable,” the New York Times observed following State Farm’s announcement. While climate change might be in the zeitgeist, there are better explanations for State Farm’s exit.

Amid elevated valuations and interest rates, the risks of owning U.S. stocks today may outweigh the rewards.

Costs are up nationwide since last year, with homeowners in some states seeing their premiums rising at more than double the rate of inflation, according to the Policygenius Home Insurance Pricing Report.

"We’re steadily marching toward an uninsurable future."

From major cities to rural areas, what is considered middle class income can vary greatly. Use your income and zip code to see where you fit in the middle class.

Customers of Venmo, PayPal and CashApp should not store their money with those apps for the long term because the funds may not be covered by deposit insurance. That's according to a warning from the Consumer Financial Protection Bureau Thursday. The alert comes several weeks after the failure of Silicon Valley Bank, Signature Bank and First Republic Bank. Those institutions experienced bank runs after fearful customers with uninsured deposits pulled their money en masse. Money stored on a payment app is not being held in a traditional bank account. So, if there is an event similar to a bank run with the payment apps, those funds may not be protected.

This calculator uses the 50/30/20 budget to suggest how much of your monthly income to allocate to needs, wants and savings.

Blinking is thought to occur randomly, but a new study tracking blinks in racing drivers shows it can be predictable — and strategic.

Americans began the new year with a spending spree, but businesses are not sure how long it can last. There's a lot riding on the answer, since consumer spending is the backbone of the U.S. economy.

The announcement is the latest development in what has been a years-long issue in California: insurance companies dropping homeowners because of the growing risk of wildfires.

State Farm is stopping new home insurance sales in California, citing wildfire risks and skyrocketing construction costs, the company announced Friday.

How have bank runs changed?

The Federal Reserve Board of Governors in Washington DC.

Indians are stepping up purchases of daily essentials, and even premium branded goods, using the soon-to-be-withdrawn 2,000-rupee ($24.46) notes as they aim to sidestep the need to exchange or deposit them at banks.

The Federal Reserve Board of Governors in Washington DC.

Gen Z is missing credit card payments at a rising rate, and their student debt payments haven't even resumed yet.

Scientists think a traumatized orca initiated the assault on boats after a "critical moment of agony" and that the behavior is spreading among the population through social learning.

We asked young New Yorkers about their dream futures. Then we calculated exactly how much each would cost.

Deloitte just released new research that found the urge to splurge is universal, cutting across income, age and gender. This is the very definition of retail therapy, making purchases to boost one's mood.

Chase First Banking is available exclusively for Chase checking customers to help teens and kids build good money habits.

Greenlight's debit card for kids empowers parents to teach trade-off decisions, money management, and the power of saving and investing – in one app experience

Help your kids feel financially independent with a GoHenry kids' debit card. It's just like a regular kids' bank account—but way better!

A New York Fed report shows consumers are getting pretty good at accumulating debt.

When you’re shopping around for car insurance quotes, you may get lots of opinions on what company to use and what coverage to get. Comparing quotes from several different insurers is one of the best ways to save money. And it’s not a process that takes hours. With a minimal time investment, you

How much of your income will you spend on car insurance this year? Bankrate investigates.

A lot of people are always invested in the Kentucky Derby for gambling reasons. But this year, nearly 400 people were cheering on Mage to win. The horse, which entered the race with 15-1 odds to win Saturday, ended up taking the Run for the Roses with Javier Castellano riding. Outside of Castellano and trainer Gustavo Delgado, however, 391 sharehol...