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The Single Most Important Thing to Know About Financial Aid: It’s a Sham
The Single Most Important Thing to Know About Financial Aid: It’s a Sham
The whole public-facing system of college admissions—in which admissions decisions are based on rigorous academic standards and financial aid is supposedly provided to those who are most academically and financially deserving—is an elaborate stage play meant to flatter privileged families and the reputations of colleges themselves. The real system, hidden behind the scenery, is much closer to the mechanics of pure capitalism, driven by an industry of for-profit consultants and relentlessly focused on the institutional bottom line.
A spokesman from Clark University, which tried to entice Ethan with a “$68,000 Robert Goddard Achievement Scholarship,” told me that the school “does not rely on an enrollment management consultant.” Instead, they said, it “occasionally” hires “outside analytical support” that does “not tell us how much aid to offer any student or group of students” but does “crunch large volumes of data in a timely manner that we then use to assess our progress toward our enrollment goals and estimate/project our total aid expenditure through that enrollment cycle.”
So, not an enrollment management consultant. Just, you know, a consultant that helps them manage enrollment.
As DiFeliciantonio wrote: “Wealthy families are more able and less willing to pay for college while the poorer families are more willing and less able.” In other words, parents of means who themselves have finished college are often sophisticated consumers of higher education and are able to drive a hard bargain, whereas lower-income, less-educated parents feel an enormous obligation to help their children move farther up the socioeconomic ladder and blindly trust that colleges have their best financial interests at heart. So colleges obey the algorithm and offer more financial aid to the Ethans than to the Ashleys, one of many problems identified in a recent Brookings Institution report.
Ashley submitted financial aid forms with information about her family’s modest income because everyone and everything about the process told her college aid is based on how much money you need, or deserve. She had no idea that information could be used against her. In May, New York University offered her admission if she would agree to delay enrollment until spring 2023—when, maybe not coincidentally, her good-but-not-stellar academic record would not count in the rankings data NYU submits to U.S. News & World Report. Their price? $79,070. Their aid offer? $0, take it or leave it, with 96 hours to respond.
as the countless individual stories that compose the nation’s $1.7 trillion student loan crisis show, many families make different choices. They are drawn in by a combination of optimism, blind faith, and familial obligation, and end up with debts they cannot repay. Colleges know this will happen.
Nobody is really judging your worthiness for financial aid. College is just another service with a price.
·slate.com·
The Single Most Important Thing to Know About Financial Aid: It’s a Sham
Birthing Predictions of Premature Death
Birthing Predictions of Premature Death
Every aspect of interacting with the various institutions that monitored and managed my kids—ACS, the foster care agency, Medicaid clinics—produced new data streams. Diagnoses, whether an appointment was rescheduled, notes on the kids’ appearance and behavior, and my perceived compliance with the clinician’s directives were gathered and circulated through a series of state and municipal data warehouses. And this data was being used as input by machine learning models automating service allocation or claiming to predict the likelihood of child abuse.
The dominant narrative about child welfare is that it is a benevolent system that cares for the most vulnerable. The way data is correlated and named reflects this assumption. But this process of meaning making is highly subjective and contingent. Similar to the term “artificial intelligence,” the altruistic veneer of “child welfare system” is highly effective marketing rather than a description of a concrete set of functions with a mission gone awry.
Child welfare is actually family policing. What AFST presents as the objective determinations of a de-biased system operating above the lowly prejudices of human caseworkers are just technical translations of long-standing convictions about Black pathology. Further, the process of data extraction and analysis produce truths that justify the broader child welfare apparatus of which it is a part.
As the scholar Dorothy Roberts explains in her 2022 book Torn Apart, an astonishing 53 percent of all Black families in the United States have been investigated by family policing agencies.
The kids were contractually the property of New York State and I was just an instrument through which they could supervise their property. In fact, foster parents are the only category of parents legally obligated to open the door to a police officer or a child protective services agent without a warrant. When a foster parent “opens their home” to go through the set of legal processes to become certified to take a foster child, their entire household is subject to policing and surveillance.
Not a single one was surprised about the false allegations. What they were uniformly shocked about was that the kids hadn’t been snatched up. While what happened to us might seem shocking to middle-class readers, for family policing it is the weather. (Black theorist Christina Sharpe describes antiblackness as climate.)
·logicmag.io·
Birthing Predictions of Premature Death
To Thrive, Our Democracy Needs Digital Public Infrastructure
To Thrive, Our Democracy Needs Digital Public Infrastructure
Facebook, Twitter and YouTube each took first steps to rein in the worst behavior on their platforms in the heat of the election, but none have confronted how their spaces were structured to become ideal venues for outrage and incitement.
The first step in the process is realizing that the problems we’re experiencing in digital life — how to gather strangers together in public in ways that make it so people generally behave themselves — aren’t new. They’re problems that physical communities have wrestled with for centuries. In physical communities, businesses play a critical role — but so do public libraries, schools, parks and roads. These spaces are often the groundwork that private industry builds itself around: Schools teach and train the next generation of workers; new public parks and plazas often spur private real estate development; businesses transport goods on publicly funded roads; and so on. Public spaces and private industry work symbiotically, if sometimes imperfectly.
These kinds of public spaces mostly don’t exist online. Twitter, Facebook, YouTube and Twitch each offer some aspects of these experiences. But ultimately, they’re all organized around the need for growth and revenue — incentives which are in tension with the critical community functions these institutions also serve, and with the heavy staffing models they require.
Recent peer-reviewed research from three professors at the University of Virginia demonstrates how dramatically the design of platforms can affect how people behave on them. In their study, in months where conservative-leaning users visited Facebook more, they saw much more ideological content than normal, whereas in months where they visited Reddit more they “read news that was 50 percent more moderate than what they typically read.” (This effect was smaller but similar for political liberals). Same people, different platforms, and dramatically different news diets as a result.
Wikipedia is probably the best-known example of this kind of institution — a nonprofit, mission-driven piece of digital infrastructure. The nonprofit Internet Archive, which bills itself as a free “digital library,” a repository of books, movies and music and over 500 billion archived webpages to create a living history of the internet, is another. But what we need are not just information services with a mission-driven agenda, but spaces where people can talk, share and relate without those relationships being distorted and shaped by profit-seeking incentive structures.
Users can post only once a day, every post is read by a moderating team, and if you’re too salty or run afoul of other norms, you’re encouraged to rewrite. This is terrible for short-term engagement — flame wars drive attention and use, after all — and as a business model, all those moderators are costly. But there’s a long-term payoff: two-thirds of Vermont households are on the Forum, and many Vermonters find it a valuable place for thoughtful public discussions.
In fact, public digital infrastructures might be the right place to start exploring how to reinvent governance and civil society more broadly.
If mission, design and governance are important ingredients, the final component is what might be called digital essential workers — professionals like librarians whose job is to manage, steward, and care for the people in these spaces. This care work is one of the pillars of successful physical communities, which has been abstracted away by the existing tech platforms. S
The truth is that Facebook, Google and Twitter have displaced and sucked the revenue out of an entire ecosystem of local journalistic enterprises and other institutions that served some of these public functions.
·politico.com·
To Thrive, Our Democracy Needs Digital Public Infrastructure
Privacy, ads and confusion — Benedict Evans
Privacy, ads and confusion — Benedict Evans
Advertisers don’t really want to know who you are - they want to show diaper ads to people who have babies, not to show them to people who don’t, and to have some sense of which ads drove half a million sales and which ads drove a million sales.
In practice, ‘showing car ads to people who read about cars’ led the adtech industry to build vast piles of semi-random personal data, aggregated, disaggregated, traded, passed around and sometimes just lost, partly because it could and partly because that appeared to be the only way to do it. After half a decade of backlash, there are now a bunch of projects trying to get to the same underlying advertiser aims - to show ads that are relevant, and get some measure of ad effectiveness - while keeping the private data private.
Apple has pursued a very clear theory that analysis and tracking is private if it happens on your device and is not private if leaves your device or happens in the cloud. Hence, it’s built a complex system of tracking and analysis on your iPhone, but is adamant that this is private because the data stays on the device. People have seemed to accept this (so far - or perhaps the just haven’t noticed it), but acting on the same theory Apple also created a CSAM scanning system that it thought was entirely private - ‘it only happens your device!’ - that created a huge privacy backlash, because a bunch of other people think that if your phone is scanning your photos, that isn’t ‘private’ at all. So is ‘on device’ private or not? What’s the rule? What if Apple tried the same model for ‘private’ ads in Safari? How will the public take FLoC? I don’t think we know.
On / off device is one test, but another and much broader is first party / third party: the idea it’s OK for a website to track what you do on that website but not OK for adtech companies to track you across many different websites. This is the core of the cookie question
At this point one answer is to cut across all these questions and say that what really matters is whether you disclose whatever you’re doing and get consent. Steve Jobs liked this argument. But in practice, as we've discovered, ‘get consent’ means endless cookie pop-ups full of endless incomprehensible questions that no normal consumer should be expected to understand, and that just train people to click ‘stop bothering me’. Meanwhile, Apple’s on-device tracking doesn't ask for permission, and opts you in by default, because, of course, Apple thinks that if it's on the device it's private. Perhaps ‘consent’ is not a complete solution after all.
If you can only analyse behaviour within one site but not across many sites, or make it much harder to do that, companies that have a big site where people spend lots of time have better targeting information and make more money from advertising. If you can only track behaviour across lots of different sites if you do it ‘privately’ on the device or in the browser, then the companies that control the device or the browser have much more control over that advertising
·ben-evans.com·
Privacy, ads and confusion — Benedict Evans
Senate passes Democrats' 'Inflation Reduction Act'.
Senate passes Democrats' 'Inflation Reduction Act'.
My biggest concern about the bill is that a huge chunk of the revenue raised ($124 billion) is purportedly going to come from increased IRS enforcement — enforcement that requires an $80 billion investment. But the image of a super-IRS going after wealthy corporations and rich billionaires who skirt tax laws is not the reality. Instead, the IRS usually spends its money where it is most efficient: Auditing the middle class and the most economically vulnerable taxpayers who can't afford teams of lawyers. According to The Washington Post, More than 4 in 10 of its audits in 2021 targeted recipients of the earned income tax credit, one of the country’s main anti-poverty measures.
Who at the IRS is in charge of how these funds are used? Is there anything in place to ensure that this windfall will actually encourage going after the ultra-wealthy?
The bill is a climate change and health care bill with very clear direct tax hikes on profitable corporations to offset the spending. It will almost certainly reduce emissions and, in the long term, bring more green energy onto the grid. Health insurance and drug prices for Medicare recipients and people on the ACA will probably come down. They may go up for others, depending on how private insurers react. Some of the new revenue will come from increased IRS enforcement, which could hit middle and lower-income people hardest. And, of course, corporations are liable to pass on tax hikes with increased prices or layoffs, along with stock shares falling.
These depend largely on powerful decision-makers to either shoulder the costs for the greater good or to pass on the costs to vulnerable people and continue the status quo of endless profit
·readtangle.com·
Senate passes Democrats' 'Inflation Reduction Act'.
Kevin Kelly on Why Technology Has a Will
Kevin Kelly on Why Technology Has a Will
The game is that every time we create a new technology, we’re creating new possibilities, new choices that didn’t exist before. Those choices themselves—even the choice to do harm—are a good, they’re a plus.
We want an economy that’s growing in the second sense: unlimited betterment, unlimited increase in wisdom, and complexity, and choices. I don’t see any limit there. We don’t want an economy that’s just getting fatter and fatter, and bigger and bigger, in terms of its size. Can we imagine such a system? That’s hard, but I don’t think it’s impossible.
·palladiummag.com·
Kevin Kelly on Why Technology Has a Will
‘Everything Is Terrible, but I’m Fine’
‘Everything Is Terrible, but I’m Fine’
With greater access to news on social media and the internet, Americans are more deluged than they used to be by depressing stories. (And the news cycle really can be pretty depressing!) This is leading to a kind of perma-gloom about the state of the world, even as we maintain a certain resilience about the things that we have the most control over. Beyond the diverse array of daily challenges that Americans face, many of us seem to be suffering from something related to the German concept of weltschmerz, or world-sadness. It’s mediaschmerz—a sadness about the news cycle and news media, which is distinct from the experience of our everyday life. I’m not entirely sure if I think this is good or bad. It simply is. Individual hope and national despair are not contradictions. For now, they form the double helix of the American spirit.
·theatlantic.com·
‘Everything Is Terrible, but I’m Fine’
The Jan. 6 hearings.
The Jan. 6 hearings.
Most of the country seems to agree that things don't feel good, whether it's the persistent pandemic, rising inflation and gas prices, school shootings, war overseas; or the culture wars happening over gender ideology, racism and free speech. Many Americans have simply moved on from Jan. 6. Or, if you want to take the view of Chris Hedges, perhaps it’s impossible to care when you view the entire system as corrupt and all the politicians at the helm on both sides as self-interested hacks aiming to get reelected and enrich their donors. Trust me, I get it.
·readtangle.com·
The Jan. 6 hearings.