Housing

For the average single-family homeowner, ongoing yearly expenses have increased 26 percent since 2020, according to a new Bankrate study.

Have you been wondering how much house can I afford? We’ll help you calculate the exact number with our home affordability calculator.

To calculate "how much house can I afford," one rule of thumb is the 28/36 rule, which states that you shouldn't spend more than 28% of your gross monthly income on home-related costs and 36% on total debts, including your mortgage, credit cards and other loans like auto and student loans.

Thinking about how much house can I afford? Based on your annual income & monthly debts, learn how much mortgage you can afford by using our home affordability calculator.

Zero-down mortgages are making a comeback.

Use this tool throughout your homebuying process to see how your credit score, home price, down payment, and more can affect mortgage interest rates.

Search by zip code to see how home prices are changing in your area.

Our calculator takes the most important costs associated with buying or renting and compares the two options.

Talking to kids about the wider world

Renters are more pessimistic than ever about their homeownership prospects.

NEW YORK—The Federal Reserve Bank of New York today released results from its 2024 SCE Housing Survey, which is part of the broader Survey of Consumer Expectations (SCE) and provides information on consumers’ housing-related experiences and expectations. The results show that the pace at which households expect home prices to rise in the next year has reaccelerated after falling last year, with average one-year ahead expectations now reaching their second highest reading in the survey’s history. In contrast, home price growth expectations for the next five years declined slightly. Expectations about the change in the cost of rent were considerably higher than home price expectations but followed a similar pattern, as rental price growth expectations increased for one-year-ahead and were essentially flat for five-years ahead. Homeowners’ expectations about the likelihood of refinancing their mortgages over the next 12 months rebounded slightly after falling last year, but remain well below pre-pandemic levels. Renters’ views on the ease of obtaining a mortgage deteriorated substantially, with 74.2% stating that obtaining a mortgage is somewhat or very difficult. In fact, renters’ self-assessed probability of ever owning a home decreased to a new series low.

With housing prices on the rise, more and more young people are being priced out of the market. Unfortunately, most politicians are too afraid to tell them what’s really behind the affordability crisis.

Should I Buy a House Now? If you are recently married, your emotions are likely redirected to believing there’s no better time to buy your dream home. Get a job, get married, buy a home, and have a baby; many couples see this happening all around them and want the same right now and in that order. It’s what the Joneses are doing, so it’s what we should be doing. Right?Deciding when to buy a home is one of the biggest decisions in your marriage. Your marriage. Don’t let the Joneses influence what

Housle game

New York placed strict restrictions on short-term rentals last year. Rents still remain high, and some former hosts are frustrated. Meanwhile, Airbnb rentals in New Jersey are booming.

Why major US cities are finally ditching parking mandates

For most home buyers, the purchase of real estate is one of the largest financial transactions they will make.

Predominantly, the top 20 most expensive neighborhoods in the country are located in California, Florida, and New York. In stark contrast, Homewood North in Pennsylvania secures the position of the least expensive neighborhood, where the average property is priced at $29 per square foot.

A new Harvard analysis finds people across income levels got squeezed by rent hikes during the pandemic. The market has lost millions of low-rent places, and new construction is mostly high-end.

Climbing rents in recent years propelled US cost burdens to staggering new heights: in 2022, half of all US renters were cost burdened. This all-time

According to Zillow, the Northeast city will be the hottest housing market in the US this year thanks to affordable home prices and strong employment rates.

How close can you get to the selling price of homes from across the country? Craftsman or colonial? East Coast or West Coast? Maybe the Midwest?

The income of a typical homebuyer in the United States surged to $107,000 from $88,000 last year, as home affordability precipitously worsened, according to an annual report from the National Association of Realtors.

Single women make up an increasing number of homebuyers.

Listed - real estate price guessing game

The US real estate industry will never be the same.

More than 1,000 homeowners with an HOA shared their experiences, their monthly dues and their perceptions about living in an HOA neighborhood.

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`These requirements would have the impact of exacerbating the already too-high homeownership gap,' said Marc Morial, head of the National Urban League.