Insurance

Policyholders could be facing a bumpy road to reimbursement...and higher premiums.

Our analysis of premiums and payouts in California, Illinois, Texas and Missouri shows that some major insurers charge minority neighborhoods as much as 30 percent more than other areas with similar accident costs.

Find your age in our 2022 average term life insurance rate chart to get an idea of your monthly cost.

Home insurance policies rarely cover flood or earthquake damage.

The storm inundated the homes of thousands of Floridians who don't have flood insurance, exposing weaknesses in the nation's effort to address the rising costs of extreme weather.

With so many types of insurance to choose from, it's hard to know what you need and what you don't. Learn the basics about different kinds of insurance.

Car insurance rates are rising. How much more can you expect to pay?

For those who have been early readers of the blog, you might remember the earlier Balloon test which we featured a few years back. We lamented the day it disappeared. That lamentation was replaced with exultation when I recently came across a new version of it. Not perfect.

Answer: $346 Questions: Why do you think insurance companies raise a driver’s premium after they get a tlcket for texting while driving? What strategies do you use in order to avoid this temptation while driving? Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (from Carinsurance.com):  A driver texting ticket can increase your rates by an average of 23 percent ($346 yearly), a rate analysis by CarInsurance.com shows.

Auto The Pandemic, Driving Patterns, and Rebates The pandemic had almost everyone driving less. Insurance companies had record profits, as less driving translated into fewer accidents. A few companies gave a bit of a rebate back to customers (mine was less than $20!). Earlier this month, the Consumer Federation of America and the Center for Economic Justice declared that insurers collected $42 billion in excess premiums last year while providing only $13 billion in discounts and rebates.(Yahoo Finance)   Despite lobbying by the CFA, only California regulators have stepped in to try to get more money returned to customers.

General Motors Co. guarantees customers a three-year, 36,000-mile bumper-to-bumper warranty on every vehicle the Detroit automaker sells.But what if in the second year of the warranty, the government arbitrarily capped the reimbursement payments for GM dealerships by nearly half and forced them out…

Answer: $30 to $280 Questions: Have you damaged your phone in the last year? If so, have you gotten it repaired? The cost of AppleCare+ is either a one-time fee of $200 or $10 per month. If you want loss and theft protection too, it’s $270 or $13.50 per month.

Just in time for the Lenten season Popeyes Louisiana Kitchen chain launched a new fish sandwich that's similar to its chicken sandwich.

Many gave drivers a break in the spring. With accident claims remaining below normal, consumer advocates are calling for another one.

From Zebra State of Insurance report:  Questions: Using data from the chart above, explain why 16-17 year olds pay the highest insurance premiums?  What age group has the lowest premiums? Why do you think that is the case?  Based on the data above, at what age do you think driving skills first start to deteriorate?  As cars continue to add safety features, what impact do you think that will have on accident rates? on premiums?  ------------------- Thanks to NGPF super intern Ansh for compiling the last 20+ Charts of the Week in this document. 

The #1 financial literacy curriculum used by 30,000 teachers reaching over 2 million students. Free personal finance activities and lesson plans for middle and high schools, plus daily professional development for teachers -- also free

NGPF Activity Bank Insurance Spanish Version COMPARE: Types of Health Insurance Plans There are a LOT of options regarding health insurance, but in the end it boils down to THREE main variables: How is the cost of medical care being divided? - Meaning when you need medical care, what p...

In this personal finance lesson, students will participate in insurance pools to learn how car insurance markets deal with risks.

Wondering what full coverage auto insurance is and what it includes? We have the facts for you right here!

Are you covered if life decides to hit you, or your car? To protect yourself, it's important to know the types of car insurance, how car insurance works, and how much car insurance you really need!