Many Americans will rely on tax refunds to make ends meet, despite shrinking refunds
30% of Americans say they’re reliant on their tax refund to make ends meet in 2023, especially Gen Z and millennials Despite fewer pandemic tax credits, 29% of Americans expect a higher tax refund this year Nearly a quarter of American taxpayers plan to use their tax refund to pay for necessities (24%) It’s the […]
S&P/Case-Shiller U.S. National Home Price Index | FRED | St. Louis Fed
Graph and download economic data for S&P/Case-Shiller U.S. National Home Price Index from Jan 1987 to Oct 2022 about HPI, housing, price index, indexes, price, USA, and composite.
The problems with using buy now, pay later to fund travel
These services essentially provide customers an alternative way to pay for purchases over time without going into credit card debt or taking out a traditional personal loan.
Richard Thaler on Behavioral Economics: Past, Present, and Future. The 2018 Ryerson Lecture
In the 2018 Nora and Edward Ryerson Lecture at the University of Chicago, Richard H. Thaler discusses his Nobel Prize-winning research.Richard H. Thaler is t...
4 Things to know about Buy Now, Pay Later loans – consumerfinance.gov
Buy Now, Pay Later (or BNPL) loans have seen an astronomical growth in popularity - you’ve probably seen them while shopping online. While they may seem like...
What is a Buy Now, Pay Later (BNPL) loan? | Consumer Financial Protection Bureau
BNPL loans are consumer installment loans that allow you to purchase items right away with little or no initial payment and pay off the balance in installments over time.
The first Gen Z member of Congress was denied a D.C. apartment due to bad credit
Maxwell Frost, who became the first Gen Z candidate to be elected to the U.S. House in November, says Congress has a serious problem of accessibility for people who don't come from wealth.
Housing Inflation is Likely Poised to Decelerate by Early 2023 - Zillow Research
A growing body of research shows the Zillow Observed Rent Index (ZORI) leads survey-based average rent indexes, including the rent component of the Consumer Price Index, by up to 12 months.
Money makes us do things we wish we didn’t, but why is that? Behavioral economists and neuroscientists decode psychological dynamics resulting from 25 million years of human evolution - all so you can make smarter financial decisions.
Gov Whitmer Launches Website to Help Students Apply for the Michigan Achievement
Governor Gretchen Whitmer launched a new webpage to help the graduating class of 2023 apply for the Michigan Achievement Scholarship and lower their cost of college by thousands of dollars a year.
Clarence Thomas Says He Has No ‘Clue’ What Diversity Means in College Admissions Case
Justice Clarence Thomas said he doesn’t “have a clue” what diversity means as the Supreme Court heard arguments Monday over eliminating race in college admissions.