Personal Finance

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5 Ways the Current Financial Climate Is Cooling Consumers’ Spending & Saving | Personal Capital
5 Ways the Current Financial Climate Is Cooling Consumers’ Spending & Saving | Personal Capital
Key Findings A vast majority of U.S. consumers* are concerned about rising inflation (85%) and a recession (74%), and over half (56%) say their standard of living is declining. There is a significant uptick in the percentage who feel “very unhealthy” financially, especially among women (26%) and those who have changed jobs in the last […]
derek68·personalcapital.com·
5 Ways the Current Financial Climate Is Cooling Consumers’ Spending & Saving | Personal Capital
Smart Investing Courses | FINRA.org
Smart Investing Courses | FINRA.org
Every relationship involves taking that all-important first step. Your relationship with money and investing is no different. Jump right into one of the topics below. All courses are designed to fit your busy lifestyle.
derek68·finra.org·
Smart Investing Courses | FINRA.org
Question of the Day: What percent of consumers using "buy now, pay later" have been late with their payments? - Blog
Question of the Day: What percent of consumers using "buy now, pay later" have been late with their payments? - Blog
Using "buy now, pay later" and splitting your payments into smaller amounts across a few months must make it easier to pay, right?  Answer: 42% Questions: Have you seen the "buy now, pay later" options when you buy items online? If yes, have you ever used it? Why or why not?  What are the pros/cons of using this payment option?  Why do you think so many consumers have struggled to make on-time payments with "buy now, pay later?" Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (Acorns):  The share of American adults who’ve used buy-now, pay-later services in 2022 has increased to 43% — a 12 point jump from 2021, according to LendingTree.
derek68·ngpf.org·
Question of the Day: What percent of consumers using "buy now, pay later" have been late with their payments? - Blog
No Guarantees - HumbleDollar
No Guarantees - HumbleDollar
TARGET-DATE FUNDS are riding a wave of popularity. Morningstar reports that investors placed $170 billion into these funds in 2021, more than double their 2020 inflow. Morningstar also reports that, as of 2019, 58% of all 401(k) participants were invested in a target-date fund. That percentage is likely higher today. It’s clear why the funds have become so popular. They can be an excellent solution for retirement savers who prefer a hands-off approach. To this end,
derek68·humbledollar.com·
No Guarantees - HumbleDollar
Every Bear Market is Different
Every Bear Market is Different
It’s official: the Bear Market of 2022. The S&P 500 has now fallen 20.9% from its high in early January, the largest decline for the index since March 2020. The question everyone’s asking: what happens next? To answer that, we often look back at history, attempting to find parallels with the past. But even a […]
derek68·compoundadvisors.com·
Every Bear Market is Different