Personal Finance

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Housing Data - Zillow Research
Housing Data - Zillow Research
Note: We make frequent changes to the download paths for CSVs and ask that users who have standard code to ingest our data consider switching to the Econ Data API to avoid that code being affected by these changes.   DEFINITIONS OF HOME TYPES All Homes: Zillow defines all homes as single-family, condominium and co-operative homes with...
derek68·zillow.com·
Housing Data - Zillow Research
Vanguard: The value of ownership
Vanguard: The value of ownership
At Vanguard, you’re more than just an investor, you’re an owner. Because we know the future you’re saving for is more than just yours.​​Investor-owned means ...
derek68·youtube.com·
Vanguard: The value of ownership
Question of the Day: What is #1 reason that people give for paying their credit card bill late? - Blog
Question of the Day: What is #1 reason that people give for paying their credit card bill late? - Blog
Answer: They forgot! Questions: Why do you think that so many people forget to pay their credit card bill?  What do you think are some of the consequences of not paying your bill on time?  What are steps that you can take so you are not one of those "forgetful" people who don't pay their bills on time?  Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom.   Behind the numbers (WalletHub): "In a nationally representative survey conducted by WalletHub, over 18 percent of respondents said they believe they will miss at least one credit card due date in 2021. That works out to about 47 million Americans.
derek68·ngpf.org·
Question of the Day: What is #1 reason that people give for paying their credit card bill late? - Blog
Three metro Detroit communities become majority renter
Three metro Detroit communities become majority renter
Three municipalities near Detroit where the majority of residents were homeowners in 2010 are now majority-renter communities, according U.S. census data analyzed by the apartment search website RENTCafé. Inkster, Pontiac and Auburn Hills all became majority-renter communities in 2019, while…
derek68·crainsdetroit.com·
Three metro Detroit communities become majority renter
Question of the Day: What was the average price of a new car sold in June 2021? - Blog
Question of the Day: What was the average price of a new car sold in June 2021? - Blog
Answer: $42,258; Up 6.36% from June 2020 Questions: What has caused the price to increase so much on new cars? What happens to the value of a car once you drive it off the dealer's lot?  Do you think about cars as an investment? Explain.  Click here for the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (Kelley Blue Book): Average New-Vehicle Prices Hit All-Time High, According to Kelley Blue Book "Despite unprecedented low incentives and inventory levels in June, last month showcased more historically high average transaction prices, reaching an all-new record," said Kayla Reynolds, industry intelligence analyst at Cox Automotive.
derek68·ngpf.org·
Question of the Day: What was the average price of a new car sold in June 2021? - Blog
Question of the Day: What's the average time to complete the Free Application for Federal Student Aid (FAFSA)? - Blog
Question of the Day: What's the average time to complete the Free Application for Federal Student Aid (FAFSA)? - Blog
Answer: Questions: What’s the benefit of completing the FAFSA? Billions of dollars in federal financial aid are lost by not completing the FAFSA. What do you think are the challenges to completing this important form? What is one question that you have about the FAFSA?
derek68·ngpf.org·
Question of the Day: What's the average time to complete the Free Application for Federal Student Aid (FAFSA)? - Blog
Chart: What Assets Make Up Wealth?
Chart: What Assets Make Up Wealth?
This chart breaks down the composition of assets for each tier of wealth. See what assets make up a regular person's net worth, versus that of a billionaire.
derek68·visualcapitalist.com·
Chart: What Assets Make Up Wealth?
Moneywise America™
Moneywise America™
Explore Moneywise America™, our flagship financial literacy program for teens. See how we’re helping prepare future generations for financial freedom.
derek68·schwabmoneywise.com·
Moneywise America™
Question of the Day: What percentage of adults have carried credit card debt in the past year? - Blog
Question of the Day: What percentage of adults have carried credit card debt in the past year? - Blog
Answer: 50% of families held credit card debt in 2020 Questions: What does it mean to “carry” credit card debt? Even though high-interest rates on credit card debt make carrying a balance expensive, how or why might consumers get into a situation where they cannot pay their credit card bill in full every month? Credit card companies often list a minimum payment due on their monthly statement. Do you think it is a good idea to make only that minimum payment?
derek68·ngpf.org·
Question of the Day: What percentage of adults have carried credit card debt in the past year? - Blog
Question of the Day: What is the most popular shopping website for teens? - Blog
Question of the Day: What is the most popular shopping website for teens? - Blog
Answer: Amazon (and it's not even close!) Preferred online shopping websites of teens in the United States in spring 2021 Questions: Do you shop online at all? If so, what is your favorite website? How much of an impact does social media have on your online purchases? Are there items that you would prefer to purchase in-store vs.
derek68·ngpf.org·
Question of the Day: What is the most popular shopping website for teens? - Blog
What's New With Insurance (2021) - Blog
What's New With Insurance (2021) - Blog
Auto The Pandemic, Driving Patterns, and Rebates The pandemic had almost everyone driving less. Insurance companies had record profits, as less driving translated into fewer accidents. A few companies gave a bit of a rebate back to customers (mine was less than $20!). Earlier this month, the Consumer Federation of America and the Center for Economic Justice declared that insurers collected $42 billion in excess premiums last year while providing only $13 billion in discounts and rebates.(Yahoo Finance)   Despite lobbying by the CFA, only California regulators have stepped in to try to get more money returned to customers.
derek68·ngpf.org·
What's New With Insurance (2021) - Blog
Question of the Day: What percent of 18-24 year olds have used a Buy Now Pay Later (BNPL) service in 2021? - Blog
Question of the Day: What percent of 18-24 year olds have used a Buy Now Pay Later (BNPL) service in 2021? - Blog
Answer: 61% Questions: Have you ever seen/used a Buy Now Pay Later (BNPL) service? What do you think are the pros/cons of a service like this? Want to learn more about BNPL? Check out this FinCap Friday which includes a quiz and an explainer video on the topic.  Here's the ready-to-go slides for this Question of the Day that you can use in your classroom. Behind the numbers (The Ascent): In July 2020, only 37.71% of consumers aged 18 to 24 had used a buy now, pay later service, but that figure jumped to 61.16% in 2021, showing 62% growth in less than a year...These findings align with recent research from PYMNTS, which shows that younger consumers are looking for flexible yet responsible ways to pay for purchases.
derek68·ngpf.org·
Question of the Day: What percent of 18-24 year olds have used a Buy Now Pay Later (BNPL) service in 2021? - Blog