Personal Finance

NGPF Activity Bank Behavioral Finance PLAY: Roll with the Market The basic principles of investing may seem simple - “buy low, sell high”, “set it and forget it”, and more. However, the psychology of investing can illuminate why we human beings can sometimes make investing more difficu...

Question of the Day Budgeting #54 Rank the following cost components for a cup of coffee from largest to smallest: milk cups/napkins shop costs/rent coffee staff costs www.ngpf.org Last updated: 5/22/19

How can we teach students about the stock market when they have no investing experience? I listened to this Masters of Business podcast with Barry Ritholtz interviewing investor and author Joel Greenblatt and picked up a few good ideas. Joel is not only a practitioner (a very successful hedge fund manager) but also an educator having spent the last 20+ years as a professor at Columbia Business School. Joel described the challenges of describing the stock market to a group of 9th graders at a Harlem high school and the ingenious idea he came up (about 48:20-51:00 in podcast): He brought...

High-quality financial education is a powerful force for positive change. However, financial education alone does not create financial well-being. It is one factor in a complex landscape of internal and external elements – some controlled by individuals and some not.

Instead of intentionally hiding the ‘unsubscribe’ button, let customers leave gracefully. They might just come back.

How to Complete Workouts You may choose any of the listed workouts to complete. Workout point values vary based upon effort and time involved. You do not have to complete workouts in any...

The S&P 500 stock price index includes 500 companies. On Friday, five of the six so-called FAANGM stocks (all but Netflix) occupied the top...

Mimic Personal Finance uses decision-theory learning to teach students the basic principles of financial literacy. Students don't just study material; they experience financial decision making.

NGPF Activity Bank Managing Credit Spanish Version Virtual Adaptation Ideas INTERACTIVE: Credit Across US Communities Interactive: New York Fed Community Credit Maps Teacher Tip: This resource used to update annually, but it indicates data was not available for 2018 and it hasn’t bee...

Mi Financial Literacy - MI Fin Lit page for adults.

The financial well-being scale is a free tool to help you measure your client’s financial well-being.

Scientific techniques can help credit unions better understand how consumers are likely to behave in certain instances, allowing CUs to shape their tactics and responses to a variety of situations.

Cryptocurrency can be confusing. Here are the basics of digital currency and the technology behind it.

Data and analysis relating to the Quarterly Report on Household Debt and Credit.

The #1 financial literacy curriculum used by 30,000 teachers reaching over 2 million students. Free personal finance activities and lesson plans for middle and high schools, plus daily professional development for teachers -- also free

There are over one million registered charities in the United States alone, and many more worldwide. How do you choose among them? MyGoodness is a simple game that helps you understand how you give.

Financial aid offer letters look vastly different from one school to the next, and it isn't always clear how much students will have to pay. "It's really the Wild West," one expert says.

NGPF Activity Bank Insurance Spanish Version COMPARE: Types of Health Insurance Plans There are a LOT of options regarding health insurance, but in the end it boils down to THREE main variables: How is the cost of medical care being divided? - Meaning when you need medical care, what p...

College in the United States is expensive. The cost of higher education just keeps going up. Tuition costs at both public and private universities have doubled since the late 80s, while accounting for inflation. "I think that it's so ingrained in your head that you have to go to college, that college is the next step after graduation," said Jarret Freeman, a college graduate with roughly $50,000 in student debt. "I think in hindsight, I see that college is not for everyone." But a college education is becoming more and more necessary to succeed in today's economy. Georgetown University esti...

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For free coffee, students can provide their names, phone numbers, email, majors and interests. This information is then provided to corporate sponsors who want to "diversify students' career choices."

The personal savings rate hit a historic 33% in April, the U.S. Bureau of Economic Analysis said.

As late as April 2019, Origin, an independent research firm, found that 75% of consumers still carried cash.