Personal Finance for NE Teachers & Students
Personal Finance
S&P/Case-Shiller U.S. National Home Price Index | FRED | St. Louis Fed
Graph and download economic data for S&P/Case-Shiller U.S. National Home Price Index from Jan 1987 to Oct 2022 about HPI, housing, price index, indexes, price, USA, and composite.
Ori Expandable Apartments
The problems with using buy now, pay later to fund travel
These services essentially provide customers an alternative way to pay for purchases over time without going into credit card debt or taking out a traditional personal loan.
Richard Thaler on Behavioral Economics: Past, Present, and Future. The 2018 Ryerson Lecture
In the 2018 Nora and Edward Ryerson Lecture at the University of Chicago, Richard H. Thaler discusses his Nobel Prize-winning research.Richard H. Thaler is t...
4 Things to know about Buy Now, Pay Later loans – consumerfinance.gov
Buy Now, Pay Later (or BNPL) loans have seen an astronomical growth in popularity - you’ve probably seen them while shopping online. While they may seem like...
What is a Buy Now, Pay Later (BNPL) loan? | Consumer Financial Protection Bureau
BNPL loans are consumer installment loans that allow you to purchase items right away with little or no initial payment and pay off the balance in installments over time.
Ms27610manuscript pages 1 43
Upwork Study Finds 60 Million Americans Freelancing in 2022
Upwork (Nasdaq: UPWK), the world’s work marketplace that connects businesses with independent talent, today released the results of “Freelance Forward
The first Gen Z member of Congress was denied a D.C. apartment due to bad credit
Maxwell Frost, who became the first Gen Z candidate to be elected to the U.S. House in November, says Congress has a serious problem of accessibility for people who don't come from wealth.
Housing Inflation is Likely Poised to Decelerate by Early 2023 - Zillow Research
A growing body of research shows the Zillow Observed Rent Index (ZORI) leads survey-based average rent indexes, including the rent component of the Consumer Price Index, by up to 12 months.
Your Brain on Money
Money makes us do things we wish we didn’t, but why is that? Behavioral economists and neuroscientists decode psychological dynamics resulting from 25 million years of human evolution - all so you can make smarter financial decisions.
2022 Fair Market Rent by State | RentData.org
Rent growth slows to the lowest level in 18 months
Rents in October rose 4.7% compared with October 2021, the slowest annual increase in 18 months, according to Realtor.com.
Paul Allen's $1.6 billion art profits didn't outperform the stock market.
Allen would have likely made more money buying an S&P 500 index fund.
Gov Whitmer Launches Website to Help Students Apply for the Michigan Achievement
Governor Gretchen Whitmer launched a new webpage to help the graduating class of 2023 apply for the Michigan Achievement Scholarship and lower their cost of college by thousands of dollars a year.
Home | Oakland Community College | Ocelot
Backdoor Roth IRA: Advantages and Tax Implications Explained
The backdoor Roth IRA strategy allows taxpayers to set up a Roth IRA even if their income exceeds the IRS earnings ceiling for Roth ownership.
2022 401k Gen Z Focus Study
Survey: 55% Of Working Americans Say They’re Behind On Retirement Savings | Bankrate
A majority of Americans say they’re not keeping up with their retirement savings, according to a new Bankrate survey. A key reason: Inflation.
Clarence Thomas Says He Has No ‘Clue’ What Diversity Means in College Admissions Case
Justice Clarence Thomas said he doesn’t “have a clue” what diversity means as the Supreme Court heard arguments Monday over eliminating race in college admissions.
30-Year Fixed-Rate Mortgages Since 1971
The Stock Market is Not the Economy | Nasdaq
401(k) limit increases to $22,500 for 2023, IRA limit rises to $6,500 | Internal Revenue Service
IR-2022-188, October 21, 2022
IRS: Here are the new income tax brackets for 2023
The IRS has released higher federal tax brackets and standard deductions for 2023 to adjust for inflation. Here's what filers need to know.
Question of the Day: $549 AirPods Max on credit...If you make the minimum payments, how long before this credit card bill is paid off? - Blog
You can use credit to buy the hottest item of the year. But is it worth the price? Answer: 4 Years and 6 Months [and $873.04 total price] Questions: Considering the cost of AirPods Max, do you think this is a good idea? Explain your answer. What big-ticket items or once-in-a-lifetime experiences do you think are worth spending money on?
College graduates are overestimating the salaries they'll start out at by $50,000, report finds
Demand for talent is driving college graduate starting salaries higher but they may fall far short of expectations.
This company wants to improve your credit by gamifying financial literacy
Arro provides a credit card and credit-building platform, and its proprietary underwriting model relies on income data.
Apple looks even more like a bank now that it’s adding a savings account to Apple Card
Soon, those Apple Daily Cash rebates will earn interest.
Checking Unit
Personal banking skills are teachable. Free Checking Lesson Plans, Activities and more. Try teacher favorite COMPARE: Overdraft Fees Grades 9-12.