Personal Finance
How behavioral science can help credit unions' financial literacy efforts | Credit Union Journal | American Banker
Scientific techniques can help credit unions better understand how consumers are likely to behave in certain instances, allowing CUs to shape their tactics and responses to a variety of situations.
What Is Cryptocurrency? | Live Science
Cryptocurrency can be confusing. Here are the basics of digital currency and the technology behind it.
Household Debt and Credit - FEDERAL RESERVE BANK of NEW YORK
Data and analysis relating to the Quarterly Report on Household Debt and Credit.
What is FICO? – Napkin Finance
Napkin Finance – Everything about Finance in less than 30 seconds.
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The #1 financial literacy curriculum used by 30,000 teachers reaching over 2 million students. Free personal finance activities and lesson plans for middle and high schools, plus daily professional development for teachers -- also free
Allstate Common & Costly Claims
Welcome to MyGoodness!
There are over one million registered charities in the United States alone, and many more worldwide. How do you choose among them? MyGoodness is a simple game that helps you understand how you give.
Colleges' Financial Aid Letters Often Make Loans Look Better : NPR
Financial aid offer letters look vastly different from one school to the next, and it isn't always clear how much students will have to pay. "It's really the Wild West," one expert says.
COMPARE: Types of Health Insurance Plans - Google Docs
NGPF Activity Bank Insurance Spanish Version COMPARE: Types of Health Insurance Plans There are a LOT of options regarding health insurance, but in the end it boils down to THREE main variables: How is the cost of medical care being divided? - Meaning when you need medical care, what p...
(5) Why College Is So Expensive In America - YouTube
College in the United States is expensive. The cost of higher education just keeps going up. Tuition costs at both public and private universities have doubled since the late 80s, while accounting for inflation. "I think that it's so ingrained in your head that you have to go to college, that college is the next step after graduation," said Jarret Freeman, a college graduate with roughly $50,000 in student debt. "I think in hindsight, I see that college is not for everyone." But a college education is becoming more and more necessary to succeed in today's economy. Georgetown University esti...
SankeyMATIC (BETA): Build a diagram
CARNIVAL SCAM SCIENCE- and how to win - YouTube
Prepare to drop some knowledge next time you visit the carnival. Go expand your mind and learn something new at Skillshare.com. The first 300 people (they opened this up to first 2,000) get 2 months FREE! http://bit.ly/SkillShareMarkRober MUSIC- 0:21- Ceral Killa- Blue Wednesday - https://soundcloud.com/bluewednesday/ 0:53- Carnival Song written special by Andrew Applepie- http://andrewapplepie.com/ 3:40- Berlin- Andrew Applepie- http://andrewapplepie.com/ 10:00- Q- Blue Wednesday - https://soundcloud.com/bluewednesday/ 11:13- Too Happy to be cool by Notebreak- https://soundcloud.com/notebr...
No Cash Needed At This Cafe. Students Pay The Tab With Their Personal Data : The Salt : NPR
For free coffee, students can provide their names, phone numbers, email, majors and interests. This information is then provided to corporate sponsors who want to "diversify students' career choices."
US savings rate hits record 33% as coronavirus causes Americans to stockpile cash, curb spending
The personal savings rate hit a historic 33% in April, the U.S. Bureau of Economic Analysis said.
Pandemic Rings Death Knell For Paper Cash
As late as April 2019, Origin, an independent research firm, found that 75% of consumers still carried cash.
Cash | 2018 Findings from the Diary of Consumer Payment Choice
This paper explores how often U.S. consumers spent and held cash during the 2017 Diary of Consumer Payment Choice survey. Data from 2017 show that cash continues to be the most frequently used payment instrument, representing 30 percent of all transactions and 55 percent of transactions under $10.
Your financial path to graduation | Consumer Financial Protection Bureau
Family Budget Calculator | Economic Policy Institute
ShareTweet EPI’s Family Budget Calculator measures the income a family needs in order to attain a modest yet adequate standard of living. The budgets estimate community-specific costs for 10 family types (one or two adults with zero to four children) in all counties and metro areas in the United States. Compared with the federal poverty line…
Are Index Funds The Best Way To Invest? | Servo Wealth Management
Index mutual funds and ETFs have become overwhelmingly popular in the last decade. But are they they best way to invest your serious, long-term money? Keep reading to find out, the answer might surprise you...
Study: How Much a College Credit Hour Costs | Student Loan Hero
'Gamify' Your Savings With a Prize-Linked Bank Account
A new prize-linked savings account called Yotta Savings has sparked interest among Redditors and the Doctor of Credit blog. According to its website, Yotta wants to help Americans become more financially secure “by making saving instantly fun.” The company says the concept came from Premium Bonds—the UK’s biggest savings product—which offers bondholders the opportunity to win £1 million every month.
NGPF's Best Resources
The #1 financial literacy curriculum used by 30,000 teachers reaching over 2 million students. Free personal finance activities and lesson plans for middle and high schools, plus daily professional development for teachers -- also free
Blog Posts: Adapt to Virtual Resources 2020 - Google Sheets
Virtual Adaptations Unit ,NGPF Resource ,NGPF Resource Google Doc Link,Blog post link All,CARTOONS,---,https://www.ngpf.org/blog/teaching-remotely/virtual-adaptation-cartoons/ Behavioral Finance,PLAY: The Ul...
New Podcast: Borrowed Future | DaveRamsey.com
This podcast series explores the lies we believe about college and digs into the soaring cost of tuition and the predatory nature of the student loan industry.
How to Save Money on Groceries | DaveRamsey.com
If buying food is busting your budget, it’s time to rethink what you know about grocery shopping. Learn how to save money on groceries with these 30 easy tips.
4% Health Care Tax